Compare Lonoke, AR Car Insurance Rates (2021)

Car insurance in Lonoke, AR averages $342 a month. Lonoke, Arkansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Lonoke car insurance rates, compare quotes from the top car insurance companies in Lonoke, AR.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Lonoke, AR after a DUI are $4,952/year
  • The cheapest car insurance company in Lonoke is USAA
  • Average car insurance rates in Lonoke, AR are $4,104/year

If you need to buy Lonoke, Arkansas car insurance, the options can be confusing. Everything you need to know about car insurance in Lonoke, AR is right here.

You’ll find Lonoke car insurance rates, the cheapest Lonoke, AR car insurance companies, and information on Arkansas car insurance laws. You can also compare Lonoke, Arkansas car insurance rates to North Little Rock car insurance rates, Rogers car insurance rates, and Pine Bluff car insurance rates.

Ready to find affordable Lonoke, AR car insurance today? Enter your ZIP code for fast, free Lonoke car insurance quotes.

Cheapest Lonoke, AR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lonoke, AR car insurance rates? Every Lonoke, Arkansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lonoke, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,802 $2,809 $2,515 $2,688 $10,456 $12,561 $3,071 $3,317
Farmers $2,264 $2,262 $2,015 $2,125 $9,958 $10,369 $2,595 $2,727
GEICO $2,470 $2,437 $2,274 $2,210 $6,651 $6,647 $2,443 $2,477
Liberty Mutual $2,466 $2,641 $2,383 $2,663 $9,201 $10,140 $2,674 $2,788
Nationwide $2,537 $2,581 $2,281 $2,405 $6,186 $7,863 $2,909 $3,131
Progressive $2,605 $2,452 $2,141 $2,250 $11,307 $12,731 $3,097 $3,342
State Farm $1,778 $1,778 $1,608 $1,608 $5,358 $6,725 $2,009 $2,305
Travelers $2,111 $2,147 $2,108 $2,110 $12,676 $20,394 $2,271 $2,585
USAA $1,432 $1,437 $1,337 $1,333 $4,708 $4,902 $1,845 $1,977

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Minimum Car Insurance in Lonoke, AR

Every driver must carry the minimum car insurance in Lonoke, AR. Take a look at the Arkansas car insurance requirements.

Minimum Required Car Insurance Coverage in Lonoke, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Lonoke, AR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lonoke, AR. Compare credit history car insurance rates in Lonoke from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lonoke, Arkansas

Insurance Company Poor Fair Good
Allstate $6,313 $4,844 $3,926
Farmers $4,867 $4,097 $3,903
GEICO $4,133 $3,401 $2,820
Liberty Mutual $6,297 $3,821 $2,990
Nationwide $4,409 $3,557 $3,244
Progressive $5,636 $4,833 $4,504
State Farm $4,197 $2,526 $1,966
Travelers $6,643 $5,559 $5,199
USAA $3,129 $2,149 $1,836

Cheapest Lonoke, AR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lonoke, AR to rates for a clean record with top companies.

Annual Lonoke, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,129 $5,219 $5,809 $4,953
Farmers $3,626 $4,655 $4,547 $4,329
GEICO $2,353 $3,594 $5,325 $2,532
Liberty Mutual $2,959 $4,848 $5,678 $3,993
Nationwide $2,915 $3,756 $5,070 $3,205
Progressive $4,297 $5,995 $4,524 $5,147
State Farm $2,644 $3,149 $2,896 $2,896
Travelers $4,855 $5,015 $7,373 $5,958
USAA $1,813 $2,317 $3,343 $2,013

Cheapest Lonoke, AR Car Insurance for Teen Drivers

Teen car insurance in Lonoke, AR can be expensive. Take a look at rates from the top car insurance companies in Lonoke for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lonoke, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,456 $12,561
Farmers $9,958 $10,369
GEICO $6,651 $6,647
Liberty Mutual $9,201 $10,140
Nationwide $6,186 $7,863
Progressive $11,307 $12,731
State Farm $5,358 $6,725
Travelers $12,676 $20,394
USAA $4,708 $4,902

Cheapest Lonoke, AR Car Insurance for Seniors

Take a look at Lonoke, AR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lonoke, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,515 $2,688
Farmers $2,015 $2,125
GEICO $2,274 $2,210
Liberty Mutual $2,383 $2,663
Nationwide $2,281 $2,405
Progressive $2,141 $2,250
State Farm $1,608 $1,608
Travelers $2,108 $2,110
USAA $1,337 $1,333

Cheapest Lonoke, AR Car Insurance Rates After a DUI

A DUI in Lonoke, AR increases car insurance rates. Compare Lonoke, Arkansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lonoke, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,809
Farmers $4,547
GEICO $5,325
Liberty Mutual $5,678
Nationwide $5,070
Progressive $4,524
State Farm $2,896
Travelers $7,373
USAA $3,343

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Cheapest Lonoke, AR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lonoke, AR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lonoke, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,027 $5,027
Farmers $4,289 $4,289
GEICO $3,424 $3,479
Liberty Mutual $4,369 $4,369
Nationwide $3,737 $3,737
Progressive $4,991 $4,991
State Farm $2,825 $2,968
Travelers $5,800 $5,800
USAA $2,305 $2,438

The Best Cheap Car Insurance Companies in Lonoke, AR

Take a look at a side-by-side comparison of the top car insurance companies in Lonoke, AR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lonoke, Arkansas

Insurance Company Average Annual Rates
Allstate $5,027
Farmers $4,289
GEICO $3,451
Liberty Mutual $4,369
Nationwide $3,737
Progressive $4,991
State Farm $2,896
Travelers $5,800
USAA $2,371

Category Winners: Cheapest Car Insurance in Lonoke, Arkansas

Find the cheapest car insurance companies in Lonoke, AR for each category right here.

Best Annual Car Insurance Rates by Company in Lonoke, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Lonoke, AR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lonoke car insurance rates. Find the cheapest Lonoke, AR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lonoke, Arkansas

Insurance Company Low Medium High
Allstate $4,860 $5,024 $5,198
Farmers $4,026 $4,232 $4,610
GEICO $3,295 $3,450 $3,608
Liberty Mutual $4,207 $4,336 $4,564
Nationwide $3,747 $3,658 $3,805
Progressive $4,468 $4,868 $5,637
State Farm $2,734 $2,894 $3,060
Travelers $5,498 $5,815 $6,088
USAA $2,260 $2,362 $2,492

What affects car insurance rates in Lonoke, Arkansas?

What factors can have an impact on Lonoke, AR car insurance? There are several reasons why Lonoke car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lonoke, Arkansas.

Commute Time in Lonoke

The more time you spend in your car the higher the risk of an accident. The average commute length in Lonoke, AR is 25.8 minutes according to City-Data.

Compare Car Insurance Quotes in Lonoke, AR

Ready to find affordable Lonoke, Arkansas car insurance today? Enter your ZIP code for fast, free Lonoke, AR car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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