Compare Lookout Mountain, TN Car Insurance Rates (2021)

Car insurance in Lookout Mountain, TN averages $291 a month. Lookout Mountain, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Lookout Mountain car insurance rates, compare quotes from the top car insurance companies in Lookout Mountain, TN.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Lookout Mountain is State Farm
  • The cheapest car insurance company in Lookout Mountain for teen drivers is State Farm
  • Average car insurance rates in Lookout Mountain, TN are $3,488/year

If you need to buy Lookout Mountain, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Lookout Mountain, TN is right here.

You’ll find Lookout Mountain car insurance rates, the cheapest Lookout Mountain, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Lookout Mountain, Tennessee car insurance rates to Hendersonville car insurance rates, Bartlett car insurance rates, and Franklin car insurance rates.

Ready to find affordable Lookout Mountain, TN car insurance today? Enter your ZIP code for fast, free Lookout Mountain car insurance quotes.

Cheapest Lookout Mountain, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lookout Mountain, TN car insurance rates? Every Lookout Mountain, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lookout Mountain, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,638 $2,530 $2,381 $2,471 $10,000 $10,874 $2,802 $2,892
Farmers $1,688 $1,718 $1,514 $1,668 $7,074 $7,521 $2,285 $2,411
GEICO $2,038 $2,052 $1,872 $1,872 $6,381 $6,475 $2,082 $2,149
Liberty Mutual $3,321 $129 $2,738 $3,060 $13,635 $15,151 $3,554 $3,778
Nationwide $2,185 $2,199 $1,961 $1,988 $6,102 $7,844 $2,516 $2,721
Progressive $1,662 $1,555 $1,357 $1,423 $7,733 $8,687 $1,999 $2,179
State Farm $1,521 $1,521 $1,379 $1,379 $4,743 $5,924 $1,721 $2,004
Travelers $1,812 $1,907 $1,646 $1,752 $5,091 $6,307 $1,930 $2,031
USAA $1,521 $1,547 $1,376 $1,374 $5,449 $6,254 $1,990 $2,113

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Minimum Car Insurance in Lookout Mountain, TN

Every driver must carry the minimum car insurance in Lookout Mountain, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in Lookout Mountain, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Lookout Mountain, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lookout Mountain, TN. Compare credit history car insurance rates in Lookout Mountain from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lookout Mountain, Tennessee

Insurance Company Poor Fair Good
Allstate $5,836 $4,470 $3,415
Farmers $3,845 $3,012 $2,848
GEICO $3,531 $3,029 $2,786
Liberty Mutual $8,121 $4,988 $3,903
Nationwide $4,121 $3,282 $2,915
Progressive $3,720 $3,228 $3,024
State Farm $3,665 $2,199 $1,708
Travelers $3,574 $2,807 $2,048
USAA $3,911 $2,299 $1,899

Cheapest Lookout Mountain, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lookout Mountain, TN to rates for a clean record with top companies.

Annual Lookout Mountain, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,825 $4,564 $5,525 $4,381
Farmers $2,760 $3,423 $3,512 $3,245
GEICO $2,279 $3,036 $4,867 $2,279
Liberty Mutual $4,599 $6,632 $6,163 $5,289
Nationwide $2,980 $2,980 $4,461 $3,337
Progressive $2,927 $3,812 $3,116 $3,442
State Farm $2,295 $2,753 $2,524 $2,524
Travelers $2,279 $2,928 $3,229 $2,803
USAA $1,965 $2,949 $3,460 $2,439

Cheapest Lookout Mountain, TN Car Insurance for Teen Drivers

Teen car insurance in Lookout Mountain, TN can be expensive. Take a look at rates from the top car insurance companies in Lookout Mountain for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lookout Mountain, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,000 $10,874
Farmers $7,074 $7,521
GEICO $6,381 $6,475
Liberty Mutual $13,635 $15,151
Nationwide $6,102 $7,844
Progressive $7,733 $8,687
State Farm $4,743 $5,924
Travelers $5,091 $6,307
USAA $5,449 $6,254

Cheapest Lookout Mountain, TN Car Insurance for Seniors

Take a look at Lookout Mountain, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lookout Mountain, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,381 $2,471
Farmers $1,514 $1,668
GEICO $1,872 $1,872
Liberty Mutual $2,738 $3,060
Nationwide $1,961 $1,988
Progressive $1,357 $1,423
State Farm $1,379 $1,379
Travelers $1,646 $1,752
USAA $1,376 $1,374

Cheapest Lookout Mountain, TN Car Insurance Rates After a DUI

A DUI in Lookout Mountain, TN increases car insurance rates. Compare Lookout Mountain, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lookout Mountain, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,525
Farmers $3,512
GEICO $4,867
Liberty Mutual $6,163
Nationwide $4,461
Progressive $3,116
State Farm $2,524
Travelers $3,229
USAA $3,460

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Cheapest Lookout Mountain, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lookout Mountain, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lookout Mountain, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,574 $4,574
Farmers $3,235 $3,235
GEICO $3,093 $3,137
Liberty Mutual $5,671 $5,671
Nationwide $3,439 $3,439
Progressive $3,324 $3,324
State Farm $2,464 $2,585
Travelers $2,699 $2,920
USAA $2,627 $2,779

The Best Cheap Car Insurance Companies in Lookout Mountain, TN

Take a look at a side-by-side comparison of the top car insurance companies in Lookout Mountain, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lookout Mountain, Tennessee

Insurance Company Average Annual Rates
Allstate $4,574
Farmers $3,235
GEICO $3,115
Liberty Mutual $5,671
Nationwide $3,439
Progressive $3,324
State Farm $2,524
Travelers $2,810
USAA $2,703

Category Winners: Cheapest Car Insurance in Lookout Mountain, Tennessee

Find the cheapest car insurance companies in Lookout Mountain, TN for each category right here.

Best Annual Car Insurance Rates by Company in Lookout Mountain, Tennessee

Category Insurance Company
Teenagers State Farm
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Lookout Mountain, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lookout Mountain car insurance rates. Find the cheapest Lookout Mountain, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lookout Mountain, Tennessee

Insurance Company Low Medium High
Allstate $4,386 $4,561 $4,774
Farmers $3,037 $3,217 $3,450
GEICO $2,947 $3,107 $3,292
Liberty Mutual $5,410 $5,669 $5,934
Nationwide $3,456 $3,367 $3,496
Progressive $3,086 $3,325 $3,562
State Farm $2,374 $2,536 $2,662
Travelers $2,647 $2,807 $2,975
USAA $2,612 $2,693 $2,804

What affects car insurance rates in Lookout Mountain, Tennessee?

What factors can have an impact on Lookout Mountain, TN car insurance? There are several reasons why Lookout Mountain car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lookout Mountain, Tennessee.

Commute Time in Lookout Mountain

The more time you spend in your car the higher the risk of an accident. The average commute length in Lookout Mountain, TN is 19.3 minutes according to City-Data.

Compare Car Insurance Quotes in Lookout Mountain, TN

Ready to find affordable Lookout Mountain, Tennessee car insurance today? Enter your ZIP code for fast, free Lookout Mountain, TN car insurance quotes.

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