Compare Lorado, WV Car Insurance Rates (2021)

Car insurance in Lorado, WV averages $387 a month. Lorado, West Virginia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Lorado car insurance rates, compare quotes from the top car insurance companies in Lorado, WV.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Lorado, WV after a DUI are $5,744/year
  • Average car insurance rates in Lorado, WV are $4,641/year
  • The cheapest car insurance company in Lorado is State Farm

If you need to buy Lorado, West Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Lorado, WV is right here.

You’ll find Lorado car insurance rates, the cheapest Lorado, WV car insurance companies, and information on West Virginia car insurance laws. You can also compare Lorado, West Virginia car insurance rates to Clarksburg car insurance rates, St. Albans car insurance rates, and Charleston car insurance rates.

Ready to find affordable Lorado, WV car insurance today? Enter your ZIP code for fast, free Lorado car insurance quotes.

Cheapest Lorado, WV Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lorado, WV car insurance rates? Every Lorado, West Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lorado, West Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,780 $3,506 $3,366 $3,375 $13,585 $14,135 $4,195 $4,210
GEICO $3,305 $3,259 $3,143 $3,046 $8,189 $9,883 $3,179 $3,314
Liberty Mutual $3,756 $4,084 $3,016 $3,667 $13,850 $15,628 $3,899 $4,306
Nationwide $2,431 $2,469 $2,201 $2,312 $6,569 $8,332 $2,764 $2,965
Progressive $2,533 $2,429 $2,340 $2,331 $11,387 $12,867 $3,058 $3,156
State Farm $2,011 $2,011 $1,813 $1,813 $4,579 $5,915 $2,389 $1,877
USAA $2,029 $1,998 $1,886 $1,898 $6,837 $7,560 $2,630 $2,824

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Minimum Car Insurance in Lorado, WV

Every driver must carry the minimum car insurance in Lorado, WV. Take a look at the West Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Lorado, West Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Lorado, WV Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lorado, WV. Compare credit history car insurance rates in Lorado from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lorado, West Virginia

Insurance Company Poor Fair Good
Allstate $7,633 $6,031 $5,142
GEICO $5,624 $4,575 $3,795
Liberty Mutual $9,363 $5,718 $4,497
Nationwide $4,283 $3,609 $3,374
Progressive $5,602 $4,890 $4,545
State Farm $4,038 $2,449 $1,917
USAA $5,099 $2,931 $2,343

Cheapest Lorado, WV Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lorado, WV to rates for a clean record with top companies.

Annual Lorado, West Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,292 $6,273 $7,498 $6,013
GEICO $2,880 $4,640 $8,047 $3,091
Liberty Mutual $5,357 $6,736 $7,480 $6,531
Nationwide $2,979 $4,016 $4,698 $3,329
Progressive $4,239 $5,727 $5,089 $4,995
State Farm $2,564 $3,039 $2,801 $2,801
USAA $2,709 $3,216 $4,595 $3,311

Cheapest Lorado, WV Car Insurance for Teen Drivers

Teen car insurance in Lorado, WV can be expensive. Take a look at rates from the top car insurance companies in Lorado for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lorado, West Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,585 $14,135
GEICO $8,189 $9,883
Liberty Mutual $13,850 $15,628
Nationwide $6,569 $8,332
Progressive $11,387 $12,867
State Farm $4,579 $5,915
USAA $6,837 $7,560

Cheapest Lorado, WV Car Insurance for Seniors

Take a look at Lorado, WV senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lorado, West Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,366 $3,375
GEICO $3,143 $3,046
Liberty Mutual $3,016 $3,667
Nationwide $2,201 $2,312
Progressive $2,340 $2,331
State Farm $1,813 $1,813
USAA $1,886 $1,898

Cheapest Lorado, WV Car Insurance Rates After a DUI

A DUI in Lorado, WV increases car insurance rates. Compare Lorado, West Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lorado, West Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,498
GEICO $8,047
Liberty Mutual $7,480
Nationwide $4,698
Progressive $5,089
State Farm $2,801
USAA $4,595

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Cheapest Lorado, WV Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lorado, WV by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lorado, West Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,269 $6,269
GEICO $4,614 $4,716
Liberty Mutual $6,526 $6,526
Nationwide $3,755 $3,755
Progressive $5,012 $5,012
State Farm $2,727 $2,875
USAA $3,417 $3,498

The Best Cheap Car Insurance Companies in Lorado, WV

Take a look at a side-by-side comparison of the top car insurance companies in Lorado, WV to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lorado, West Virginia

Insurance Company Average Annual Rates
Allstate $6,269
GEICO $4,665
Liberty Mutual $6,526
Nationwide $3,755
Progressive $5,012
State Farm $2,801
USAA $3,458

Category Winners: Cheapest Car Insurance in Lorado, West Virginia

Find the cheapest car insurance companies in Lorado, WV for each category right here.

Best Annual Car Insurance Rates by Company in Lorado, West Virginia

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Lorado, WV Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lorado car insurance rates. Find the cheapest Lorado, WV car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lorado, West Virginia

Insurance Company Low Medium High
Allstate $6,056 $6,259 $6,492
GEICO $4,382 $4,679 $4,933
Liberty Mutual $6,216 $6,510 $6,851
Nationwide $3,678 $3,744 $3,844
Progressive $4,790 $4,954 $5,293
State Farm $2,644 $2,796 $2,965
USAA $3,334 $3,452 $3,586

Compare Car Insurance Quotes in Lorado, WV

Ready to find affordable Lorado, West Virginia car insurance today? Enter your ZIP code for fast, free Lorado, WV car insurance quotes.

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