Compare Lorane, OR Car Insurance Rates (2021)

Car insurance in Lorane, OR averages $264 a month. Lorane, Oregon car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Lorane car insurance rates, compare quotes from the top car insurance companies in Lorane, OR.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Lorane for teen drivers is USAA
  • The cheapest car insurance company in Lorane is State Farm
  • Average car insurance rates in Lorane, OR after a DUI are $3,735/year

If you need to buy Lorane, Oregon car insurance, the options can be confusing. Everything you need to know about car insurance in Lorane, OR is right here.

You’ll find Lorane car insurance rates, the cheapest Lorane, OR car insurance companies, and information on Oregon car insurance laws. You can also compare Lorane, Oregon car insurance rates to Salem car insurance rates, Eugene car insurance rates, and Bend car insurance rates.

Ready to find affordable Lorane, OR car insurance today? Enter your ZIP code for fast, free Lorane car insurance quotes.

Cheapest Lorane, OR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lorane, OR car insurance rates? Every Lorane, Oregon car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lorane, Oregon

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,044 $2,842 $2,766 $2,797 $9,023 $10,091 $3,217 $3,249
American Family $2,144 $2,144 $1,913 $1,913 $5,294 $8,291 $2,144 $2,248
Farmers $1,869 $1,829 $1,655 $1,758 $7,569 $7,731 $2,088 $2,143
GEICO $2,235 $2,155 $2,081 $2,094 $5,768 $5,256 $2,380 $2,054
Liberty Mutual $2,543 $2,680 $2,211 $2,456 $8,139 $8,778 $2,440 $2,459
Nationwide $2,074 $2,068 $1,848 $1,935 $4,747 $5,946 $2,418 $2,552
Progressive $1,742 $1,582 $1,510 $1,558 $7,337 $8,075 $2,078 $1,967
State Farm $1,405 $1,405 $1,283 $1,283 $4,422 $5,545 $1,593 $1,831
Travelers $1,609 $1,627 $1,454 $1,514 $4,532 $5,501 $1,681 $1,714
USAA $1,561 $1,516 $1,540 $1,490 $4,725 $5,080 $2,005 $2,088

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Minimum Car Insurance in Lorane, OR

Every driver must carry the minimum car insurance in Lorane, OR. Take a look at the Oregon car insurance requirements.

Minimum Required Car Insurance Coverage in Lorane, Oregon

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Lorane, OR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lorane, OR. Compare credit history car insurance rates in Lorane from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lorane, Oregon

Insurance Company Poor Fair Good
Allstate $6,077 $4,278 $3,531
American Family $4,139 $3,058 $2,588
Farmers $3,857 $3,149 $2,985
GEICO $3,622 $3,003 $2,384
Liberty Mutual $5,811 $3,430 $2,649
Nationwide $3,560 $2,830 $2,456
Progressive $3,638 $3,137 $2,919
State Farm $3,274 $2,090 $1,673
Travelers $3,053 $2,409 $1,900
USAA $3,743 $2,092 $1,667

Cheapest Lorane, OR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lorane, OR to rates for a clean record with top companies.

Annual Lorane, Oregon Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,745 $5,022 $5,195 $4,554
American Family $2,267 $3,494 $4,381 $2,904
Farmers $2,811 $3,615 $3,536 $3,359
GEICO $1,980 $3,154 $4,144 $2,733
Liberty Mutual $3,511 $3,929 $4,509 $3,905
Nationwide $2,502 $2,678 $3,786 $2,828
Progressive $2,443 $4,429 $3,144 $2,908
State Farm $2,083 $2,714 $2,293 $2,293
Travelers $1,996 $2,548 $2,844 $2,428
USAA $1,819 $2,536 $3,521 $2,127

Cheapest Lorane, OR Car Insurance for Teen Drivers

Teen car insurance in Lorane, OR can be expensive. Take a look at rates from the top car insurance companies in Lorane for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lorane, Oregon

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,023 $10,091
American Family $5,294 $8,291
Farmers $7,569 $7,731
GEICO $5,768 $5,256
Liberty Mutual $8,139 $8,778
Nationwide $4,747 $5,946
Progressive $7,337 $8,075
State Farm $4,422 $5,545
Travelers $4,532 $5,501
USAA $4,725 $5,080

Cheapest Lorane, OR Car Insurance for Seniors

Take a look at Lorane, OR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lorane, Oregon

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,766 $2,797
American Family $1,913 $1,913
Farmers $1,655 $1,758
GEICO $2,081 $2,094
Liberty Mutual $2,211 $2,456
Nationwide $1,848 $1,935
Progressive $1,510 $1,558
State Farm $1,283 $1,283
Travelers $1,454 $1,514
USAA $1,540 $1,490

Cheapest Lorane, OR Car Insurance Rates After a DUI

A DUI in Lorane, OR increases car insurance rates. Compare Lorane, Oregon DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lorane, Oregon

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,195
American Family $4,381
Farmers $3,536
GEICO $4,144
Liberty Mutual $4,509
Nationwide $3,786
Progressive $3,144
State Farm $2,293
Travelers $2,844
USAA $3,521

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Cheapest Lorane, OR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lorane, OR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lorane, Oregon

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,629 $4,629
American Family $3,211 $3,312
Farmers $3,330 $3,330
GEICO $2,953 $3,053
Liberty Mutual $3,963 $3,963
Nationwide $2,948 $2,948
Progressive $3,231 $3,231
State Farm $2,286 $2,405
Travelers $2,357 $2,551
USAA $2,429 $2,572

The Best Cheap Car Insurance Companies in Lorane, OR

Take a look at a side-by-side comparison of the top car insurance companies in Lorane, OR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lorane, Oregon

Insurance Company Average Annual Rates
Allstate $4,629
American Family $3,262
Farmers $3,330
GEICO $3,003
Liberty Mutual $3,963
Nationwide $2,948
Progressive $3,231
State Farm $2,346
Travelers $2,454
USAA $2,501

Category Winners: Cheapest Car Insurance in Lorane, Oregon

Find the cheapest car insurance companies in Lorane, OR for each category right here.

Best Annual Car Insurance Rates by Company in Lorane, Oregon

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Lorane, OR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lorane car insurance rates. Find the cheapest Lorane, OR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lorane, Oregon

Insurance Company Low Medium High
Allstate $4,473 $4,619 $4,795
American Family $3,245 $3,448 $3,092
Farmers $3,125 $3,288 $3,578
GEICO $2,754 $3,019 $3,236
Liberty Mutual $3,709 $3,952 $4,229
Nationwide $2,812 $3,027 $3,007
Progressive $3,121 $3,216 $3,356
State Farm $2,220 $2,348 $2,470
Travelers $2,312 $2,442 $2,607
USAA $2,393 $2,503 $2,606

Compare Car Insurance Quotes in Lorane, OR

Ready to find affordable Lorane, Oregon car insurance today? Enter your ZIP code for fast, free Lorane, OR car insurance quotes.

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