Compare Lordsburg, NM Car Insurance Rates (2021)

Car insurance in Lordsburg, NM averages $257 a month. Lordsburg, New Mexico car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Lordsburg car insurance rates, compare quotes from the top car insurance companies in Lordsburg, NM.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Lordsburg, NM are $3,080/year
  • Average car insurance rates in Lordsburg, NM after a DUI are $3,972/year
  • The cheapest car insurance company in Lordsburg is State Farm

If you need to buy Lordsburg, New Mexico car insurance, the options can be confusing. Everything you need to know about car insurance in Lordsburg, NM is right here.

You’ll find Lordsburg car insurance rates, the cheapest Lordsburg, NM car insurance companies, and information on New Mexico car insurance laws. You can also compare Lordsburg, New Mexico car insurance rates to Carlsbad car insurance rates, Hobbs car insurance rates, and Gallup car insurance rates.

Ready to find affordable Lordsburg, NM car insurance today? Enter your ZIP code for fast, free Lordsburg car insurance quotes.

Cheapest Lordsburg, NM Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lordsburg, NM car insurance rates? Every Lordsburg, New Mexico car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lordsburg, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,329 $2,345 $2,122 $2,233 $7,582 $8,750 $2,595 $2,755
Farmers $2,078 $2,073 $1,859 $1,981 $8,407 $8,658 $2,331 $2,405
GEICO $2,666 $2,742 $2,511 $2,511 $7,583 $10,447 $2,811 $2,858
Nationwide $2,091 $2,126 $1,903 $1,997 $4,957 $6,243 $2,349 $2,514
Progressive $1,446 $1,394 $1,321 $1,322 $6,027 $6,776 $1,741 $1,791
State Farm $1,244 $1,244 $1,121 $1,121 $3,218 $4,052 $1,387 $1,527
USAA $1,435 $1,435 $1,362 $1,367 $3,607 $4,084 $1,769 $1,902

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Minimum Car Insurance in Lordsburg, NM

Every driver must carry the minimum car insurance in Lordsburg, NM. Take a look at the New Mexico car insurance requirements.

Minimum Required Car Insurance Coverage in Lordsburg, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Lordsburg, NM Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lordsburg, NM. Compare credit history car insurance rates in Lordsburg from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lordsburg, New Mexico

Insurance Company Poor Fair Good
Allstate $4,464 $3,681 $3,371
Farmers $4,270 $3,537 $3,365
GEICO $4,787 $4,162 $3,849
Nationwide $3,700 $2,873 $2,495
Progressive $2,980 $2,669 $2,532
State Farm $2,652 $1,640 $1,301
USAA $2,659 $1,984 $1,717

Cheapest Lordsburg, NM Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lordsburg, NM to rates for a clean record with top companies.

Annual Lordsburg, New Mexico Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,181 $4,166 $4,440 $3,568
Farmers $3,151 $4,052 $3,957 $3,737
GEICO $2,511 $4,034 $8,009 $2,511
Nationwide $2,269 $3,173 $4,082 $2,566
Progressive $2,360 $3,230 $2,540 $2,779
State Farm $1,758 $1,899 $1,899 $1,899
USAA $1,581 $2,186 $2,874 $1,838

Cheapest Lordsburg, NM Car Insurance for Teen Drivers

Teen car insurance in Lordsburg, NM can be expensive. Take a look at rates from the top car insurance companies in Lordsburg for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lordsburg, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,582 $8,750
Farmers $8,407 $8,658
GEICO $7,583 $10,447
Nationwide $4,957 $6,243
Progressive $6,027 $6,776
State Farm $3,218 $4,052
USAA $3,607 $4,084

Cheapest Lordsburg, NM Car Insurance for Seniors

Take a look at Lordsburg, NM senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lordsburg, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,122 $2,233
Farmers $1,859 $1,981
GEICO $2,511 $2,511
Nationwide $1,903 $1,997
Progressive $1,321 $1,322
State Farm $1,121 $1,121
USAA $1,362 $1,367

Cheapest Lordsburg, NM Car Insurance Rates After a DUI

A DUI in Lordsburg, NM increases car insurance rates. Compare Lordsburg, New Mexico DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lordsburg, New Mexico

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,440
Farmers $3,957
GEICO $8,009
Nationwide $4,082
Progressive $2,540
State Farm $1,899
USAA $2,874

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Cheapest Lordsburg, NM Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lordsburg, NM by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lordsburg, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,839 $3,839
Farmers $3,724 $3,724
GEICO $4,201 $4,331
Nationwide $3,023 $3,023
Progressive $2,727 $2,727
State Farm $1,819 $1,910
USAA $2,056 $2,183

The Best Cheap Car Insurance Companies in Lordsburg, NM

Take a look at a side-by-side comparison of the top car insurance companies in Lordsburg, NM to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lordsburg, New Mexico

Insurance Company Average Annual Rates
Allstate $3,839
Farmers $3,724
GEICO $4,266
Nationwide $3,023
Progressive $2,727
State Farm $1,864
USAA $2,120

Category Winners: Cheapest Car Insurance in Lordsburg, New Mexico

Find the cheapest car insurance companies in Lordsburg, NM for each category right here.

Best Annual Car Insurance Rates by Company in Lordsburg, New Mexico

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Lordsburg, NM Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lordsburg car insurance rates. Find the cheapest Lordsburg, NM car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lordsburg, New Mexico

Insurance Company Low Medium High
Allstate $3,680 $3,832 $4,005
Farmers $3,392 $3,689 $4,091
GEICO $3,990 $4,256 $4,552
Nationwide $2,967 $2,989 $3,112
Progressive $2,590 $2,727 $2,865
State Farm $1,705 $1,869 $2,019
USAA $1,978 $2,128 $2,253

What affects car insurance rates in Lordsburg, New Mexico?

What factors can have an impact on Lordsburg, NM car insurance? There are several reasons why Lordsburg car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lordsburg, New Mexico.

Car Theft in Lordsburg

High levels of vehicle theft can make car insurance more expensive. Lordsburg, NM car theft statistics from the FBI indicate 2 vehicle thefts a year.

Commute Time in Lordsburg

The more time you spend in your car the higher the risk of an accident. The average commute length in Lordsburg, NM is 16.8 minutes according to City-Data.

Compare Car Insurance Quotes in Lordsburg, NM

Ready to find affordable Lordsburg, New Mexico car insurance today? Enter your ZIP code for fast, free Lordsburg, NM car insurance quotes.

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