Compare Lorida, FL Car Insurance Rates (2021)

Car insurance in Lorida, FL averages $341 a month. Lorida, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap Lorida car insurance rates, compare quotes from the top car insurance companies in Lorida, FL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Lorida, FL after a DUI are $4,897/year
  • Average car insurance rates in Lorida, FL are $4,087/year
  • The cheapest car insurance company in Lorida for teen drivers is GEICO

If you need to buy Lorida, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in Lorida, FL is right here.

You’ll find Lorida car insurance rates, the cheapest Lorida, FL car insurance companies, and information on Florida car insurance laws. You can also compare Lorida, Florida car insurance rates to Fort Lauderdale car insurance rates, Miami car insurance rates, and Jacksonville car insurance rates.

Ready to find affordable Lorida, FL car insurance today? Enter your ZIP code for fast, free Lorida car insurance quotes.

Cheapest Lorida, FL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lorida, FL car insurance rates? Every Lorida, Florida car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lorida, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,065 $3,893 $3,549 $3,610 $14,200 $15,435 $4,052 $4,111
GEICO $2,715 $2,726 $2,543 $2,543 $4,842 $6,066 $2,989 $3,030
Liberty Mutual $3,147 $3,147 $2,890 $2,890 $6,566 $10,071 $3,147 $4,240
Nationwide $2,512 $2,482 $2,248 $2,325 $5,977 $7,354 $2,761 $2,872
Progressive $3,484 $3,289 $2,984 $3,197 $9,621 $10,479 $4,194 $4,012
State Farm $1,695 $1,695 $1,532 $1,532 $4,838 $6,165 $1,875 $2,015
USAA $1,530 $1,503 $1,426 $1,415 $5,263 $6,126 $1,912 $2,065

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Minimum Car Insurance in Lorida, FL

Every driver must carry the minimum car insurance in Lorida, FL. Take a look at the Florida car insurance requirements.

Minimum Required Car Insurance Coverage in Lorida, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Lorida, FL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lorida, FL. Compare credit history car insurance rates in Lorida from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lorida, Florida

Insurance Company Poor Fair Good
Allstate $9,234 $5,855 $4,754
GEICO $4,994 $3,026 $2,275
Liberty Mutual $5,792 $4,269 $3,476
Nationwide $4,457 $3,277 $2,965
Progressive $6,747 $4,768 $3,958
State Farm $3,618 $2,402 $1,985
USAA $4,318 $2,112 $1,535

Cheapest Lorida, FL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lorida, FL to rates for a clean record with top companies.

Annual Lorida, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,692 $6,830 $7,605 $6,330
GEICO $2,393 $3,056 $4,545 $3,733
Liberty Mutual $3,268 $4,228 $6,110 $4,444
Nationwide $3,055 $3,344 $4,481 $3,386
Progressive $4,088 $6,009 $5,071 $5,462
State Farm $2,447 $2,890 $2,668 $2,668
USAA $2,076 $2,565 $3,802 $2,177

Cheapest Lorida, FL Car Insurance for Teen Drivers

Teen car insurance in Lorida, FL can be expensive. Take a look at rates from the top car insurance companies in Lorida for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lorida, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $14,200 $15,435
GEICO $4,842 $6,066
Liberty Mutual $6,566 $10,071
Nationwide $5,977 $7,354
Progressive $9,621 $10,479
State Farm $4,838 $6,165
USAA $5,263 $6,126

Cheapest Lorida, FL Car Insurance for Seniors

Take a look at Lorida, FL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lorida, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,549 $3,610
GEICO $2,543 $2,543
Liberty Mutual $2,890 $2,890
Nationwide $2,248 $2,325
Progressive $2,984 $3,197
State Farm $1,532 $1,532
USAA $1,426 $1,415

Cheapest Lorida, FL Car Insurance Rates After a DUI

A DUI in Lorida, FL increases car insurance rates. Compare Lorida, Florida DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lorida, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,605
GEICO $4,545
Liberty Mutual $6,110
Nationwide $4,481
Progressive $5,071
State Farm $2,668
USAA $3,802

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Cheapest Lorida, FL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lorida, FL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lorida, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,428 $6,801
GEICO $3,415 $3,448
Liberty Mutual $4,369 $4,656
Nationwide $3,566 $3,566
Progressive $5,158 $5,158
State Farm $2,578 $2,758
USAA $2,625 $2,685

The Best Cheap Car Insurance Companies in Lorida, FL

Take a look at a side-by-side comparison of the top car insurance companies in Lorida, FL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lorida, Florida

Insurance Company Average Annual Rates
Allstate $6,614
GEICO $3,432
Liberty Mutual $4,512
Nationwide $3,566
Progressive $5,158
State Farm $2,668
USAA $2,655

Category Winners: Cheapest Car Insurance in Lorida, Florida

Find the cheapest car insurance companies in Lorida, FL for each category right here.

Best Annual Car Insurance Rates by Company in Lorida, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Lorida, FL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lorida car insurance rates. Find the cheapest Lorida, FL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lorida, Florida

Insurance Company Low Medium High
Allstate $5,101 $6,958 $7,784
GEICO $2,830 $3,547 $3,919
Liberty Mutual $4,157 $4,577 $4,803
Nationwide $2,821 $3,707 $4,171
Progressive $4,388 $5,268 $5,817
State Farm $2,309 $2,727 $2,969
USAA $2,290 $2,750 $2,925

Compare Car Insurance Quotes in Lorida, FL

Ready to find affordable Lorida, Florida car insurance today? Enter your ZIP code for fast, free Lorida, FL car insurance quotes.

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