Compare Lorraine, KS Car Insurance Rates (2021)

Car insurance in Lorraine, KS averages $279 a month. Lorraine, Kansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Lorraine car insurance rates, compare quotes from the top car insurance companies in Lorraine, KS.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Lorraine for teen drivers is American Family
  • Average car insurance rates in Lorraine, KS are $3,351/year
  • Average car insurance rates in Lorraine, KS after a DUI are $4,016/year

If you need to buy Lorraine, Kansas car insurance, the options can be confusing. Everything you need to know about car insurance in Lorraine, KS is right here.

You’ll find Lorraine car insurance rates, the cheapest Lorraine, KS car insurance companies, and information on Kansas car insurance laws. You can also compare Lorraine, Kansas car insurance rates to Salina car insurance rates, Overland Park car insurance rates, and Shawnee car insurance rates.

Ready to find affordable Lorraine, KS car insurance today? Enter your ZIP code for fast, free Lorraine car insurance quotes.

Cheapest Lorraine, KS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lorraine, KS car insurance rates? Every Lorraine, Kansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lorraine, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,655 $2,589 $2,371 $2,441 $7,265 $8,136 $2,739 $2,845
American Family $1,726 $1,726 $1,556 $1,556 $3,218 $3,836 $1,726 $1,926
Farmers $2,542 $2,526 $2,277 $2,373 $6,500 $6,720 $2,838 $2,982
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,402 $2,600 $2,256 $2,519 $10,464 $11,698 $2,658 $2,884
Nationwide $1,884 $1,949 $1,672 $1,808 $3,784 $4,660 $2,179 $2,326
Progressive $2,397 $2,291 $1,932 $2,013 $8,749 $9,876 $2,841 $3,050
State Farm $2,053 $2,053 $1,760 $1,760 $4,915 $6,336 $2,295 $2,564
Travelers $2,013 $2,050 $1,953 $1,980 $8,040 $12,541 $2,059 $2,443
USAA $1,396 $1,431 $1,272 $1,296 $4,580 $4,837 $1,837 $1,934

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Minimum Car Insurance in Lorraine, KS

Every driver must carry the minimum car insurance in Lorraine, KS. Take a look at the Kansas car insurance requirements.

Minimum Required Car Insurance Coverage in Lorraine, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Lorraine, KS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lorraine, KS. Compare credit history car insurance rates in Lorraine from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lorraine, Kansas

Insurance Company Poor Fair Good
Allstate $4,804 $3,653 $3,183
American Family $2,815 $2,001 $1,660
Farmers $4,253 $3,360 $3,172
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,685 $4,685 $4,685
Nationwide $2,818 $2,473 $2,306
Progressive $4,760 $3,989 $3,682
State Farm $4,321 $2,581 $1,999
Travelers $4,783 $3,888 $3,734
USAA $3,182 $2,079 $1,707

Cheapest Lorraine, KS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lorraine, KS to rates for a clean record with top companies.

Annual Lorraine, Kansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,348 $3,898 $4,515 $3,760
American Family $2,121 $2,271 $2,121 $2,121
Farmers $3,044 $3,889 $3,793 $3,653
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,571 $5,289 $5,201 $4,679
Nationwide $1,892 $2,181 $3,885 $2,172
Progressive $3,834 $4,466 $3,999 $4,275
State Farm $2,790 $3,144 $2,967 $2,967
Travelers $3,026 $3,934 $5,408 $4,172
USAA $1,705 $2,284 $3,352 $1,950

Cheapest Lorraine, KS Car Insurance for Teen Drivers

Teen car insurance in Lorraine, KS can be expensive. Take a look at rates from the top car insurance companies in Lorraine for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lorraine, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,265 $8,136
American Family $3,218 $3,836
Farmers $6,500 $6,720
GEICO $4,439 $5,960
Liberty Mutual $10,464 $11,698
Nationwide $3,784 $4,660
Progressive $8,749 $9,876
State Farm $4,915 $6,336
Travelers $8,040 $12,541
USAA $4,580 $4,837

Cheapest Lorraine, KS Car Insurance for Seniors

Take a look at Lorraine, KS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lorraine, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,371 $2,441
American Family $1,556 $1,556
Farmers $2,277 $2,373
GEICO $2,443 $2,273
Liberty Mutual $2,256 $2,519
Nationwide $1,672 $1,808
Progressive $1,932 $2,013
State Farm $1,760 $1,760
Travelers $1,953 $1,980
USAA $1,272 $1,296

Cheapest Lorraine, KS Car Insurance Rates After a DUI

A DUI in Lorraine, KS increases car insurance rates. Compare Lorraine, Kansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lorraine, Kansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,515
American Family $2,121
Farmers $3,793
GEICO $4,922
Liberty Mutual $5,201
Nationwide $3,885
Progressive $3,999
State Farm $2,967
Travelers $5,408
USAA $3,352

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Cheapest Lorraine, KS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lorraine, KS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lorraine, Kansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,880 $3,880
American Family $2,130 $2,187
Farmers $3,595 $3,595
GEICO $3,027 $3,159
Liberty Mutual $4,685 $4,685
Nationwide $2,533 $2,533
Progressive $4,144 $4,144
State Farm $2,894 $3,040
Travelers $4,135 $4,135
USAA $2,254 $2,392

The Best Cheap Car Insurance Companies in Lorraine, KS

Take a look at a side-by-side comparison of the top car insurance companies in Lorraine, KS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lorraine, Kansas

Insurance Company Average Annual Rates
Allstate $3,880
American Family $2,159
Farmers $3,595
GEICO $3,093
Liberty Mutual $4,685
Nationwide $2,533
Progressive $4,144
State Farm $2,967
Travelers $4,135
USAA $2,323

Category Winners: Cheapest Car Insurance in Lorraine, Kansas

Find the cheapest car insurance companies in Lorraine, KS for each category right here.

Best Annual Car Insurance Rates by Company in Lorraine, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Lorraine, KS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lorraine car insurance rates. Find the cheapest Lorraine, KS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lorraine, Kansas

Insurance Company Low Medium High
Allstate $3,772 $3,872 $3,997
American Family $2,190 $2,268 $2,018
Farmers $3,458 $3,578 $3,748
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,585 $4,675 $4,795
Nationwide $2,672 $2,504 $2,422
Progressive $3,954 $4,114 $4,362
State Farm $2,885 $2,973 $3,043
Travelers $3,934 $4,141 $4,329
USAA $2,253 $2,318 $2,398

What affects car insurance rates in Lorraine, Kansas?

What factors can have an impact on Lorraine, KS car insurance? There are several reasons why Lorraine car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lorraine, Kansas.

Commute Time in Lorraine

The more time you spend in your car the higher the risk of an accident. The average commute length in Lorraine, KS is 16.1 minutes according to City-Data.

Compare Car Insurance Quotes in Lorraine, KS

Ready to find affordable Lorraine, Kansas car insurance today? Enter your ZIP code for fast, free Lorraine, KS car insurance quotes.

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