Compare Los Alamitos, CA Car Insurance Rates (2021)

Car insurance in Los Alamitos, CA averages $300 a month. Los Alamitos, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Los Alamitos car insurance rates, compare quotes from the top car insurance companies in Los Alamitos, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Los Alamitos, CA are $3,599/year
  • The cheapest car insurance company in Los Alamitos is Progressive
  • The cheapest car insurance company in Los Alamitos for teen drivers is USAA

If you need to buy Los Alamitos, California car insurance, the options can be confusing. Everything you need to know about car insurance in Los Alamitos, CA is right here.

You’ll find Los Alamitos car insurance rates, the cheapest Los Alamitos, CA car insurance companies, and information on California car insurance laws. You can also compare Los Alamitos, California car insurance rates to San Jose car insurance rates, Sacramento car insurance rates, and Long Beach car insurance rates.

Ready to find affordable Los Alamitos, CA car insurance today? Enter your ZIP code for fast, free Los Alamitos car insurance quotes.

Cheapest Los Alamitos, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Los Alamitos, CA car insurance rates? Every Los Alamitos, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Los Alamitos, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,182 $3,168 $2,324 $2,326 $8,993 $11,276 $4,006 $4,333
Farmers $2,701 $2,701 $2,453 $2,453 $8,595 $13,968 $3,201 $3,566
GEICO $1,661 $1,662 $1,562 $1,562 $5,062 $5,144 $2,387 $2,437
Liberty Mutual $2,317 $2,185 $2,165 $2,093 $5,024 $5,381 $2,601 $2,636
Nationwide $3,078 $2,933 $2,703 $2,543 $7,919 $8,723 $3,680 $3,628
Progressive $1,562 $1,609 $1,322 $1,572 $4,149 $5,006 $2,239 $2,408
State Farm $3,108 $3,108 $2,780 $2,780 $5,787 $7,205 $3,440 $3,543
Travelers $2,479 $2,391 $2,197 $2,176 $5,233 $5,893 $3,218 $3,141
USAA $1,830 $1,734 $1,784 $1,791 $4,166 $4,194 $2,530 $2,391

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Minimum Car Insurance in Los Alamitos, CA

Every driver must carry the minimum car insurance in Los Alamitos, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Los Alamitos, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Los Alamitos, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Los Alamitos, CA to rates for a clean record with top companies.

Annual Los Alamitos, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,993 $4,990 $7,900 $3,920
Farmers $3,671 $4,992 $6,204 $4,952
GEICO $1,876 $2,902 $3,634 $2,327
Liberty Mutual $2,648 $3,545 $3,202 $2,806
Nationwide $3,074 $3,938 $6,653 $3,938
Progressive $1,632 $2,762 $3,193 $2,347
State Farm $2,837 $3,380 $6,369 $3,290
Travelers $2,213 $3,654 $4,208 $3,289
USAA $1,697 $2,527 $4,128 $1,859

Cheapest Los Alamitos, CA Car Insurance for Teen Drivers

Teen car insurance in Los Alamitos, CA can be expensive. Take a look at rates from the top car insurance companies in Los Alamitos for teenagers.

Annual Car Insurance Rates for Teen Drivers in Los Alamitos, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,993 $11,276
Farmers $8,595 $13,968
GEICO $5,062 $5,144
Liberty Mutual $5,024 $5,381
Nationwide $7,919 $8,723
Progressive $4,149 $5,006
State Farm $5,787 $7,205
Travelers $5,233 $5,893
USAA $4,166 $4,194

Cheapest Los Alamitos, CA Car Insurance for Seniors

Take a look at Los Alamitos, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Los Alamitos, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,324 $2,326
Farmers $2,453 $2,453
GEICO $1,562 $1,562
Liberty Mutual $2,165 $2,093
Nationwide $2,703 $2,543
Progressive $1,322 $1,572
State Farm $2,780 $2,780
Travelers $2,197 $2,176
USAA $1,784 $1,791

Cheapest Los Alamitos, CA Car Insurance Rates After a DUI

A DUI in Los Alamitos, CA increases car insurance rates. Compare Los Alamitos, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Los Alamitos, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,900
Farmers $6,204
GEICO $3,634
Liberty Mutual $3,202
Nationwide $6,653
Progressive $3,193
State Farm $6,369
Travelers $4,208
USAA $4,128

Cheapest Los Alamitos, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Los Alamitos, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Los Alamitos, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,454 $5,448
Farmers $4,494 $5,415
GEICO $2,439 $2,931
Liberty Mutual $2,799 $3,301
Nationwide $3,883 $4,919
Progressive $2,253 $2,714
State Farm $3,822 $4,116
Travelers $3,009 $3,673
USAA $2,354 $2,751

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The Best Cheap Car Insurance Companies in Los Alamitos, CA

Take a look at a side-by-side comparison of the top car insurance companies in Los Alamitos, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Los Alamitos, California

Insurance Company Average Annual Rates
Allstate $4,951
Farmers $4,955
GEICO $2,685
Liberty Mutual $3,050
Nationwide $4,401
Progressive $2,483
State Farm $3,969
Travelers $3,341
USAA $2,553

Category Winners: Cheapest Car Insurance in Los Alamitos, California

Find the cheapest car insurance companies in Los Alamitos, CA for each category right here.

Best Annual Car Insurance Rates by Company in Los Alamitos, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

Cheapest Los Alamitos, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Los Alamitos car insurance rates. Find the cheapest Los Alamitos, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Los Alamitos, California

Insurance Company Low Medium High
Allstate $4,627 $5,003 $5,223
Farmers $4,572 $4,998 $5,294
GEICO $2,430 $2,716 $2,908
Liberty Mutual $2,824 $3,078 $3,248
Nationwide $3,954 $4,482 $4,767
Progressive $2,245 $2,557 $2,648
State Farm $3,494 $4,053 $4,359
Travelers $2,845 $3,445 $3,733
USAA $2,315 $2,603 $2,740

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What affects car insurance rates in Los Alamitos, California?

What factors can have an impact on Los Alamitos, CA car insurance? There are several reasons why Los Alamitos car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Los Alamitos, California.

Car Theft in Los Alamitos

High levels of vehicle theft can make car insurance more expensive. Los Alamitos, CA car theft statistics from the FBI indicate 24 vehicle thefts a year.

Commute Time in Los Alamitos

The more time you spend in your car the higher the risk of an accident. The average commute length in Los Alamitos, CA is 31.5 minutes according to City-Data.

Compare Car Insurance Quotes in Los Alamitos, CA

Ready to find affordable Los Alamitos, California car insurance today? Enter your ZIP code for fast, free Los Alamitos, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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