Compare Los Alamos, CA Car Insurance Rates (2021)

Car insurance in Los Alamos, CA averages $246 a month. Los Alamos, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Los Alamos car insurance rates, compare quotes from the top car insurance companies in Los Alamos, CA.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Los Alamos is Progressive
  • Average car insurance rates in Los Alamos, CA after a DUI are $4,175/year
  • The cheapest car insurance company in Los Alamos for teen drivers is USAA

If you need to buy Los Alamos, California car insurance, the options can be confusing. Everything you need to know about car insurance in Los Alamos, CA is right here.

You’ll find Los Alamos car insurance rates, the cheapest Los Alamos, CA car insurance companies, and information on California car insurance laws. You can also compare Los Alamos, California car insurance rates to Sacramento car insurance rates, Fresno car insurance rates, and Los Angeles car insurance rates.

Ready to find affordable Los Alamos, CA car insurance today? Enter your ZIP code for fast, free Los Alamos car insurance quotes.

Cheapest Los Alamos, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Los Alamos, CA car insurance rates? Every Los Alamos, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Los Alamos, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,008 $3,009 $2,191 $2,210 $8,363 $10,517 $3,846 $4,220
Farmers $1,633 $1,633 $1,476 $1,476 $5,178 $8,477 $1,934 $2,153
GEICO $1,601 $1,602 $1,506 $1,506 $4,885 $4,982 $2,301 $2,358
Liberty Mutual $1,927 $1,820 $1,798 $1,740 $4,149 $4,439 $2,163 $2,191
Nationwide $2,405 $2,298 $2,110 $1,991 $6,069 $6,693 $2,864 $2,830
Progressive $1,316 $1,355 $1,108 $1,318 $3,432 $4,149 $1,874 $2,015
State Farm $2,510 $2,510 $2,244 $2,244 $4,627 $5,736 $2,779 $2,867
Travelers $2,130 $2,066 $1,890 $1,869 $4,319 $4,971 $2,764 $2,703
USAA $1,646 $1,561 $1,608 $1,616 $3,714 $3,737 $2,277 $2,153

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Los Alamos, CA

Every driver must carry the minimum car insurance in Los Alamos, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Los Alamos, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Los Alamos, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Los Alamos, CA to rates for a clean record with top companies.

Annual Los Alamos, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,812 $4,734 $7,445 $3,691
Farmers $2,214 $3,016 $3,757 $2,994
GEICO $1,814 $2,797 $3,510 $2,250
Liberty Mutual $2,194 $2,939 $2,655 $2,325
Nationwide $2,385 $3,052 $5,140 $3,052
Progressive $1,367 $2,298 $2,658 $1,960
State Farm $2,276 $2,715 $5,126 $2,642
Travelers $1,914 $3,077 $3,580 $2,785
USAA $1,525 $2,261 $3,702 $1,669

Cheapest Los Alamos, CA Car Insurance for Teen Drivers

Teen car insurance in Los Alamos, CA can be expensive. Take a look at rates from the top car insurance companies in Los Alamos for teenagers.

Annual Car Insurance Rates for Teen Drivers in Los Alamos, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,363 $10,517
Farmers $5,178 $8,477
GEICO $4,885 $4,982
Liberty Mutual $4,149 $4,439
Nationwide $6,069 $6,693
Progressive $3,432 $4,149
State Farm $4,627 $5,736
Travelers $4,319 $4,971
USAA $3,714 $3,737

Cheapest Los Alamos, CA Car Insurance for Seniors

Take a look at Los Alamos, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Los Alamos, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,191 $2,210
Farmers $1,476 $1,476
GEICO $1,506 $1,506
Liberty Mutual $1,798 $1,740
Nationwide $2,110 $1,991
Progressive $1,108 $1,318
State Farm $2,244 $2,244
Travelers $1,890 $1,869
USAA $1,608 $1,616

Cheapest Los Alamos, CA Car Insurance Rates After a DUI

A DUI in Los Alamos, CA increases car insurance rates. Compare Los Alamos, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Los Alamos, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,445
Farmers $3,757
GEICO $3,510
Liberty Mutual $2,655
Nationwide $5,140
Progressive $2,658
State Farm $5,126
Travelers $3,580
USAA $3,702

Cheapest Los Alamos, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Los Alamos, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Los Alamos, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,209 $5,132
Farmers $2,718 $3,272
GEICO $2,356 $2,830
Liberty Mutual $2,321 $2,735
Nationwide $3,013 $3,802
Progressive $1,881 $2,261
State Farm $3,074 $3,305
Travelers $2,559 $3,119
USAA $2,111 $2,468

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

The Best Cheap Car Insurance Companies in Los Alamos, CA

Take a look at a side-by-side comparison of the top car insurance companies in Los Alamos, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Los Alamos, California

Insurance Company Average Annual Rates
Allstate $4,671
Farmers $2,995
GEICO $2,593
Liberty Mutual $2,528
Nationwide $3,407
Progressive $2,071
State Farm $3,190
Travelers $2,839
USAA $2,289

Category Winners: Cheapest Car Insurance in Los Alamos, California

Find the cheapest car insurance companies in Los Alamos, CA for each category right here.

Best Annual Car Insurance Rates by Company in Los Alamos, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Los Alamos, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Los Alamos car insurance rates. Find the cheapest Los Alamos, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Los Alamos, California

Insurance Company Low Medium High
Allstate $4,412 $4,712 $4,888
Farmers $2,790 $3,016 $3,179
GEICO $2,396 $2,618 $2,764
Liberty Mutual $2,346 $2,550 $2,689
Nationwide $3,060 $3,465 $3,697
Progressive $1,892 $2,127 $2,194
State Farm $2,880 $3,243 $3,446
Travelers $2,508 $2,909 $3,100
USAA $2,090 $2,331 $2,447

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

What affects car insurance rates in Los Alamos, California?

What factors can have an impact on Los Alamos, CA car insurance? There are several reasons why Los Alamos car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Los Alamos, California.

Commute Time in Los Alamos

The more time you spend in your car the higher the risk of an accident. The average commute length in Los Alamos, CA is 37.1 minutes according to City-Data.

Compare Car Insurance Quotes in Los Alamos, CA

Ready to find affordable Los Alamos, California car insurance today? Enter your ZIP code for fast, free Los Alamos, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption