Compare Los Banos, CA Car Insurance Rates (2021)

Car insurance in Los Banos, CA averages $281 a month. Los Banos, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Los Banos car insurance rates, compare quotes from the top car insurance companies in Los Banos, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Los Banos, CA after a DUI are $4,724/year
  • The cheapest car insurance company in Los Banos is USAA
  • The cheapest car insurance company in Los Banos for teen drivers is USAA

If you need to buy Los Banos, California car insurance, the options can be confusing. Everything you need to know about car insurance in Los Banos, CA is right here.

You’ll find Los Banos car insurance rates, the cheapest Los Banos, CA car insurance companies, and information on California car insurance laws. You can also compare Los Banos, California car insurance rates to Sacramento car insurance rates, San Francisco car insurance rates, and Los Angeles car insurance rates.

Ready to find affordable Los Banos, CA car insurance today? Enter your ZIP code for fast, free Los Banos car insurance quotes.

Cheapest Los Banos, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Los Banos, CA car insurance rates? Every Los Banos, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Los Banos, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,650 $2,656 $1,930 $1,951 $7,269 $9,145 $3,387 $3,730
Farmers $2,553 $2,553 $2,298 $2,298 $8,109 $13,305 $3,022 $3,362
GEICO $1,675 $1,677 $1,576 $1,576 $5,091 $5,185 $2,406 $2,463
Liberty Mutual $2,143 $2,033 $1,991 $1,931 $4,713 $4,995 $2,421 $2,435
Nationwide $2,728 $2,606 $2,396 $2,260 $6,896 $7,617 $3,254 $3,211
Progressive $1,804 $1,856 $1,545 $1,829 $4,844 $5,833 $2,615 $2,812
State Farm $3,021 $3,021 $2,698 $2,698 $5,547 $6,881 $3,344 $3,448
Travelers $2,274 $2,206 $2,012 $1,990 $4,626 $5,322 $2,954 $2,892
USAA $1,729 $1,641 $1,686 $1,696 $3,921 $3,945 $2,393 $2,265

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Minimum Car Insurance in Los Banos, CA

Every driver must carry the minimum car insurance in Los Banos, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Los Banos, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Los Banos, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Los Banos, CA to rates for a clean record with top companies.

Annual Los Banos, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,469 $4,142 $6,514 $3,235
Farmers $3,463 $4,719 $5,882 $4,686
GEICO $1,894 $2,917 $3,665 $2,349
Liberty Mutual $2,459 $3,295 $2,971 $2,605
Nationwide $2,705 $3,466 $5,847 $3,466
Progressive $1,888 $3,218 $3,742 $2,720
State Farm $2,733 $3,261 $6,162 $3,173
Travelers $2,039 $3,291 $3,832 $2,976
USAA $1,603 $2,380 $3,900 $1,755

Cheapest Los Banos, CA Car Insurance for Teen Drivers

Teen car insurance in Los Banos, CA can be expensive. Take a look at rates from the top car insurance companies in Los Banos for teenagers.

Annual Car Insurance Rates for Teen Drivers in Los Banos, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,269 $9,145
Farmers $8,109 $13,305
GEICO $5,091 $5,185
Liberty Mutual $4,713 $4,995
Nationwide $6,896 $7,617
Progressive $4,844 $5,833
State Farm $5,547 $6,881
Travelers $4,626 $5,322
USAA $3,921 $3,945

Cheapest Los Banos, CA Car Insurance for Seniors

Take a look at Los Banos, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Los Banos, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,930 $1,951
Farmers $2,298 $2,298
GEICO $1,576 $1,576
Liberty Mutual $1,991 $1,931
Nationwide $2,396 $2,260
Progressive $1,545 $1,829
State Farm $2,698 $2,698
Travelers $2,012 $1,990
USAA $1,686 $1,696

Cheapest Los Banos, CA Car Insurance Rates After a DUI

A DUI in Los Banos, CA increases car insurance rates. Compare Los Banos, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Los Banos, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,514
Farmers $5,882
GEICO $3,665
Liberty Mutual $2,971
Nationwide $5,847
Progressive $3,742
State Farm $6,162
Travelers $3,832
USAA $3,900

Cheapest Los Banos, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Los Banos, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Los Banos, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,684 $4,495
Farmers $4,254 $5,121
GEICO $2,459 $2,954
Liberty Mutual $2,602 $3,063
Nationwide $3,424 $4,318
Progressive $2,626 $3,158
State Farm $3,693 $3,971
Travelers $2,732 $3,337
USAA $2,221 $2,598

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The Best Cheap Car Insurance Companies in Los Banos, CA

Take a look at a side-by-side comparison of the top car insurance companies in Los Banos, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Los Banos, California

Insurance Company Average Annual Rates
Allstate $4,090
Farmers $4,688
GEICO $2,706
Liberty Mutual $2,833
Nationwide $3,871
Progressive $2,892
State Farm $3,832
Travelers $3,034
USAA $2,410

Category Winners: Cheapest Car Insurance in Los Banos, California

Find the cheapest car insurance companies in Los Banos, CA for each category right here.

Best Annual Car Insurance Rates by Company in Los Banos, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Los Banos, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Los Banos car insurance rates. Find the cheapest Los Banos, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Los Banos, California

Insurance Company Low Medium High
Allstate $3,859 $4,127 $4,283
Farmers $4,373 $4,720 $4,969
GEICO $2,467 $2,736 $2,916
Liberty Mutual $2,655 $2,856 $2,986
Nationwide $3,463 $3,942 $4,208
Progressive $2,570 $2,981 $3,126
State Farm $3,469 $3,896 $4,132
Travelers $2,677 $3,109 $3,318
USAA $2,197 $2,454 $2,578

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What affects car insurance rates in Los Banos, California?

What factors can have an impact on Los Banos, CA car insurance? There are several reasons why Los Banos car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Los Banos, California.

Car Theft in Los Banos

High levels of vehicle theft can make car insurance more expensive. Los Banos, CA car theft statistics from the FBI indicate 168 vehicle thefts a year.

Commute Time in Los Banos

The more time you spend in your car the higher the risk of an accident. The average commute length in Los Banos, CA is 45.0 minutes according to City-Data.

Compare Car Insurance Quotes in Los Banos, CA

Ready to find affordable Los Banos, California car insurance today? Enter your ZIP code for fast, free Los Banos, CA car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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