Compare Los Olivos, CA Car Insurance Rates (2021)

Car insurance in Los Olivos, CA averages $237 a month. Los Olivos, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Los Olivos car insurance rates, compare quotes from the top car insurance companies in Los Olivos, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Los Olivos, CA are $2,841/year
  • The cheapest car insurance company in Los Olivos for teen drivers is USAA
  • The cheapest car insurance company in Los Olivos is Progressive

If you need to buy Los Olivos, California car insurance, the options can be confusing. Everything you need to know about car insurance in Los Olivos, CA is right here.

You’ll find Los Olivos car insurance rates, the cheapest Los Olivos, CA car insurance companies, and information on California car insurance laws. You can also compare Los Olivos, California car insurance rates to Los Angeles car insurance rates, San Diego car insurance rates, and Oakland car insurance rates.

Ready to find affordable Los Olivos, CA car insurance today? Enter your ZIP code for fast, free Los Olivos car insurance quotes.

Cheapest Los Olivos, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Los Olivos, CA car insurance rates? Every Los Olivos, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Los Olivos, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,213 $2,214 $1,628 $1,644 $6,154 $7,738 $2,833 $3,113
Farmers $1,607 $1,607 $1,455 $1,455 $5,085 $8,297 $1,901 $2,117
GEICO $1,620 $1,621 $1,524 $1,524 $4,947 $5,043 $2,330 $2,386
Liberty Mutual $1,914 $1,808 $1,786 $1,728 $4,127 $4,412 $2,149 $2,177
Nationwide $2,538 $2,424 $2,218 $2,093 $6,412 $7,067 $3,018 $2,988
Progressive $1,466 $1,510 $1,246 $1,478 $3,869 $4,673 $2,107 $2,267
State Farm $2,481 $2,481 $2,217 $2,217 $4,579 $5,685 $2,746 $2,831
Travelers $1,922 $1,865 $1,707 $1,689 $3,860 $4,404 $2,469 $2,421
USAA $1,740 $1,648 $1,703 $1,709 $3,949 $3,972 $2,414 $2,280

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Minimum Car Insurance in Los Olivos, CA

Every driver must carry the minimum car insurance in Los Olivos, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Los Olivos, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Los Olivos, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Los Olivos, CA to rates for a clean record with top companies.

Annual Los Olivos, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,086 $3,496 $5,458 $2,729
Farmers $2,176 $2,962 $3,686 $2,939
GEICO $1,835 $2,834 $3,552 $2,276
Liberty Mutual $2,180 $2,921 $2,638 $2,311
Nationwide $2,515 $3,217 $5,428 $3,217
Progressive $1,528 $2,584 $3,002 $2,195
State Farm $2,252 $2,685 $5,069 $2,613
Travelers $1,728 $2,753 $3,191 $2,496
USAA $1,615 $2,397 $3,928 $1,768

Cheapest Los Olivos, CA Car Insurance for Teen Drivers

Teen car insurance in Los Olivos, CA can be expensive. Take a look at rates from the top car insurance companies in Los Olivos for teenagers.

Annual Car Insurance Rates for Teen Drivers in Los Olivos, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,154 $7,738
Farmers $5,085 $8,297
GEICO $4,947 $5,043
Liberty Mutual $4,127 $4,412
Nationwide $6,412 $7,067
Progressive $3,869 $4,673
State Farm $4,579 $5,685
Travelers $3,860 $4,404
USAA $3,949 $3,972

Cheapest Los Olivos, CA Car Insurance for Seniors

Take a look at Los Olivos, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Los Olivos, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,628 $1,644
Farmers $1,455 $1,455
GEICO $1,524 $1,524
Liberty Mutual $1,786 $1,728
Nationwide $2,218 $2,093
Progressive $1,246 $1,478
State Farm $2,217 $2,217
Travelers $1,707 $1,689
USAA $1,703 $1,709

Cheapest Los Olivos, CA Car Insurance Rates After a DUI

A DUI in Los Olivos, CA increases car insurance rates. Compare Los Olivos, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Los Olivos, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,458
Farmers $3,686
GEICO $3,552
Liberty Mutual $2,638
Nationwide $5,428
Progressive $3,002
State Farm $5,069
Travelers $3,191
USAA $3,928

Cheapest Los Olivos, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Los Olivos, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Los Olivos, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,112 $3,772
Farmers $2,669 $3,213
GEICO $2,384 $2,864
Liberty Mutual $2,307 $2,718
Nationwide $3,175 $4,014
Progressive $2,115 $2,539
State Farm $3,040 $3,270
Travelers $2,296 $2,788
USAA $2,236 $2,617

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The Best Cheap Car Insurance Companies in Los Olivos, CA

Take a look at a side-by-side comparison of the top car insurance companies in Los Olivos, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Los Olivos, California

Insurance Company Average Annual Rates
Allstate $3,442
Farmers $2,941
GEICO $2,624
Liberty Mutual $2,513
Nationwide $3,595
Progressive $2,327
State Farm $3,155
Travelers $2,542
USAA $2,427

Category Winners: Cheapest Car Insurance in Los Olivos, California

Find the cheapest car insurance companies in Los Olivos, CA for each category right here.

Best Annual Car Insurance Rates by Company in Los Olivos, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Los Olivos, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Los Olivos car insurance rates. Find the cheapest Los Olivos, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Los Olivos, California

Insurance Company Low Medium High
Allstate $3,279 $3,469 $3,578
Farmers $2,729 $2,963 $3,130
GEICO $2,406 $2,651 $2,816
Liberty Mutual $2,332 $2,534 $2,671
Nationwide $3,251 $3,651 $3,882
Progressive $2,100 $2,392 $2,489
State Farm $2,830 $3,211 $3,423
Travelers $2,227 $2,608 $2,792
USAA $2,217 $2,470 $2,593

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What affects car insurance rates in Los Olivos, California?

What factors can have an impact on Los Olivos, CA car insurance? There are several reasons why Los Olivos car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Los Olivos, California.

Commute Time in Los Olivos

The more time you spend in your car the higher the risk of an accident. The average commute length in Los Olivos, CA is 22.5 minutes according to City-Data.

Compare Car Insurance Quotes in Los Olivos, CA

Ready to find affordable Los Olivos, California car insurance today? Enter your ZIP code for fast, free Los Olivos, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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