Compare Lothian, MD Car Insurance Rates (2021)

Car insurance in Lothian, MD averages $402 a month. Lothian, Maryland car insurance requirements are 30/60/15, but you might need full coverage insurance if your car is financed. To find cheap Lothian car insurance rates, compare quotes from the top car insurance companies in Lothian, MD.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Lothian, MD after a DUI are $5,719/year
  • The cheapest car insurance company in Lothian is Nationwide
  • The cheapest car insurance company in Lothian for teen drivers is USAA

If you need to buy Lothian, Maryland car insurance, the options can be confusing. Everything you need to know about car insurance in Lothian, MD is right here.

You’ll find Lothian car insurance rates, the cheapest Lothian, MD car insurance companies, and information on Maryland car insurance laws. You can also compare Lothian, Maryland car insurance rates to Baltimore car insurance rates, Rockville car insurance rates, and Bowie car insurance rates.

Ready to find affordable Lothian, MD car insurance today? Enter your ZIP code for fast, free Lothian car insurance quotes.

Cheapest Lothian, MD Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lothian, MD car insurance rates? Every Lothian, Maryland car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lothian, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,745 $3,597 $3,581 $3,674 $11,124 $13,052 $3,375 $3,428
GEICO $2,593 $2,845 $2,966 $3,439 $7,946 $9,083 $2,219 $2,343
Liberty Mutual $7,548 $7,548 $7,460 $7,460 $14,762 $21,935 $7,548 $10,207
Nationwide $2,002 $2,009 $1,809 $1,862 $4,749 $6,249 $2,324 $2,506
Progressive $2,362 $2,135 $2,059 $2,100 $8,348 $9,127 $2,752 $2,698
State Farm $2,116 $2,116 $1,944 $1,944 $6,653 $8,511 $2,359 $2,667
USAA $2,114 $2,076 $1,969 $1,965 $4,698 $5,553 $2,437 $2,718

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Minimum Car Insurance in Lothian, MD

Every driver must carry the minimum car insurance in Lothian, MD. Take a look at the Maryland car insurance requirements.

Minimum Required Car Insurance Coverage in Lothian, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Lothian, MD Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lothian, MD. Compare credit history car insurance rates in Lothian from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lothian, Maryland

Insurance Company Poor Fair Good
Allstate $7,390 $5,149 $4,553
GEICO $4,738 $3,924 $3,876
Liberty Mutual $15,101 $9,723 $6,851
Nationwide $3,759 $2,657 $2,401
Progressive $4,976 $3,735 $3,133
State Farm $5,170 $3,073 $2,373
USAA $3,924 $2,689 $2,211

Cheapest Lothian, MD Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lothian, MD to rates for a clean record with top companies.

Annual Lothian, Maryland Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,031 $6,714 $5,031 $6,013
GEICO $2,953 $4,611 $5,650 $3,503
Liberty Mutual $7,678 $10,052 $14,877 $9,626
Nationwide $2,583 $3,475 $2,765 $2,931
Progressive $3,373 $4,458 $4,084 $3,876
State Farm $3,174 $3,984 $3,498 $3,498
USAA $2,311 $2,835 $4,129 $2,489

Cheapest Lothian, MD Car Insurance for Teen Drivers

Teen car insurance in Lothian, MD can be expensive. Take a look at rates from the top car insurance companies in Lothian for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lothian, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,124 $13,052
GEICO $7,946 $9,083
Liberty Mutual $14,762 $21,935
Nationwide $4,749 $6,249
Progressive $8,348 $9,127
State Farm $6,653 $8,511
USAA $4,698 $5,553

Cheapest Lothian, MD Car Insurance for Seniors

Take a look at Lothian, MD senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lothian, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,581 $3,674
GEICO $2,966 $3,439
Liberty Mutual $7,460 $7,460
Nationwide $1,809 $1,862
Progressive $2,059 $2,100
State Farm $1,944 $1,944
USAA $1,969 $1,965

Cheapest Lothian, MD Car Insurance Rates After a DUI

A DUI in Lothian, MD increases car insurance rates. Compare Lothian, Maryland DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lothian, Maryland

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,031
GEICO $5,650
Liberty Mutual $14,877
Nationwide $2,765
Progressive $4,084
State Farm $3,498
USAA $4,129

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Cheapest Lothian, MD Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lothian, MD by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lothian, Maryland

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,616 $5,778
GEICO $4,109 $4,249
Liberty Mutual $10,273 $10,844
Nationwide $2,939 $2,939
Progressive $3,948 $3,948
State Farm $3,450 $3,628
USAA $2,850 $3,032

The Best Cheap Car Insurance Companies in Lothian, MD

Take a look at a side-by-side comparison of the top car insurance companies in Lothian, MD to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lothian, Maryland

Insurance Company Average Annual Rates
Allstate $5,697
GEICO $4,179
Liberty Mutual $10,558
Nationwide $2,939
Progressive $3,948
State Farm $3,539
USAA $2,941

Category Winners: Cheapest Car Insurance in Lothian, Maryland

Find the cheapest car insurance companies in Lothian, MD for each category right here.

Best Annual Car Insurance Rates by Company in Lothian, Maryland

Category Insurance Company
Teenagers USAA
Seniors Nationwide
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

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Cheapest Lothian, MD Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lothian car insurance rates. Find the cheapest Lothian, MD car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lothian, Maryland

Insurance Company Low Medium High
Allstate $5,564 $5,664 $5,864
GEICO $4,027 $4,154 $4,358
Liberty Mutual $10,270 $10,535 $10,870
Nationwide $2,819 $2,948 $3,049
Progressive $3,779 $3,950 $4,114
State Farm $3,353 $3,547 $3,716
USAA $2,794 $2,950 $3,079

Compare Car Insurance Quotes in Lothian, MD

Ready to find affordable Lothian, Maryland car insurance today? Enter your ZIP code for fast, free Lothian, MD car insurance quotes.

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