Compare Lotus, CA Car Insurance Rates (2021)

Car insurance in Lotus, CA averages $296 a month. Lotus, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Lotus car insurance rates, compare quotes from the top car insurance companies in Lotus, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Lotus, CA are $3,546/year
  • The cheapest car insurance company in Lotus for teen drivers is USAA
  • Average car insurance rates in Lotus, CA after a DUI are $4,975/year

If you need to buy Lotus, California car insurance, the options can be confusing. Everything you need to know about car insurance in Lotus, CA is right here.

You’ll find Lotus car insurance rates, the cheapest Lotus, CA car insurance companies, and information on California car insurance laws. You can also compare Lotus, California car insurance rates to San Diego car insurance rates, Sacramento car insurance rates, and San Francisco car insurance rates.

Ready to find affordable Lotus, CA car insurance today? Enter your ZIP code for fast, free Lotus car insurance quotes.

Cheapest Lotus, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lotus, CA car insurance rates? Every Lotus, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lotus, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,883 $2,880 $2,099 $2,110 $7,929 $9,950 $3,645 $3,974
Farmers $2,431 $2,431 $2,193 $2,193 $7,733 $12,649 $2,878 $3,204
GEICO $1,908 $1,909 $1,795 $1,795 $5,762 $5,873 $2,735 $2,806
Liberty Mutual $2,288 $2,169 $2,118 $2,055 $4,974 $5,285 $2,584 $2,603
Nationwide $3,105 $2,967 $2,705 $2,553 $7,852 $8,667 $3,697 $3,664
Progressive $1,938 $1,998 $1,636 $1,951 $5,176 $6,267 $2,797 $3,014
State Farm $2,855 $2,855 $2,549 $2,549 $5,230 $6,501 $3,156 $3,252
Travelers $2,353 $2,281 $2,078 $2,057 $4,820 $5,505 $3,048 $2,988
USAA $1,917 $1,816 $1,871 $1,879 $4,367 $4,393 $2,656 $2,510

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Minimum Car Insurance in Lotus, CA

Every driver must carry the minimum car insurance in Lotus, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Lotus, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Lotus, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lotus, CA to rates for a clean record with top companies.

Annual Lotus, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,680 $4,472 $7,075 $3,508
Farmers $3,303 $4,495 $5,596 $4,462
GEICO $2,151 $3,307 $4,164 $2,668
Liberty Mutual $2,611 $3,501 $3,158 $2,767
Nationwide $3,073 $3,935 $6,661 $3,935
Progressive $2,026 $3,441 $4,003 $2,918
State Farm $2,579 $3,078 $5,820 $2,995
Travelers $2,105 $3,413 $3,964 $3,084
USAA $1,778 $2,645 $4,334 $1,948

Cheapest Lotus, CA Car Insurance for Teen Drivers

Teen car insurance in Lotus, CA can be expensive. Take a look at rates from the top car insurance companies in Lotus for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lotus, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,929 $9,950
Farmers $7,733 $12,649
GEICO $5,762 $5,873
Liberty Mutual $4,974 $5,285
Nationwide $7,852 $8,667
Progressive $5,176 $6,267
State Farm $5,230 $6,501
Travelers $4,820 $5,505
USAA $4,367 $4,393

Cheapest Lotus, CA Car Insurance for Seniors

Take a look at Lotus, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lotus, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,099 $2,110
Farmers $2,193 $2,193
GEICO $1,795 $1,795
Liberty Mutual $2,118 $2,055
Nationwide $2,705 $2,553
Progressive $1,636 $1,951
State Farm $2,549 $2,549
Travelers $2,078 $2,057
USAA $1,871 $1,879

Cheapest Lotus, CA Car Insurance Rates After a DUI

A DUI in Lotus, CA increases car insurance rates. Compare Lotus, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lotus, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,075
Farmers $5,596
GEICO $4,164
Liberty Mutual $3,158
Nationwide $6,661
Progressive $4,003
State Farm $5,820
Travelers $3,964
USAA $4,334

Cheapest Lotus, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lotus, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lotus, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,987 $4,881
Farmers $4,050 $4,878
GEICO $2,792 $3,354
Liberty Mutual $2,763 $3,256
Nationwide $3,884 $4,918
Progressive $2,811 $3,383
State Farm $3,485 $3,751
Travelers $2,829 $3,454
USAA $2,466 $2,886

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The Best Cheap Car Insurance Companies in Lotus, CA

Take a look at a side-by-side comparison of the top car insurance companies in Lotus, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lotus, California

Insurance Company Average Annual Rates
Allstate $4,434
Farmers $4,464
GEICO $3,073
Liberty Mutual $3,009
Nationwide $4,401
Progressive $3,097
State Farm $3,618
Travelers $3,141
USAA $2,676

Category Winners: Cheapest Car Insurance in Lotus, California

Find the cheapest car insurance companies in Lotus, CA for each category right here.

Best Annual Car Insurance Rates by Company in Lotus, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Lotus, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lotus car insurance rates. Find the cheapest Lotus, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lotus, California

Insurance Company Low Medium High
Allstate $4,143 $4,480 $4,679
Farmers $4,149 $4,499 $4,744
GEICO $2,765 $3,104 $3,348
Liberty Mutual $2,819 $3,034 $3,176
Nationwide $3,984 $4,470 $4,750
Progressive $2,804 $3,183 $3,305
State Farm $3,256 $3,678 $3,920
Travelers $2,743 $3,224 $3,458
USAA $2,436 $2,726 $2,867

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Compare Car Insurance Quotes in Lotus, CA

Ready to find affordable Lotus, California car insurance today? Enter your ZIP code for fast, free Lotus, CA car insurance quotes.

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