Compare Loudon, TN Car Insurance Rates (2021)

Car insurance in Loudon, TN averages $295 a month. Loudon, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Loudon car insurance rates, compare quotes from the top car insurance companies in Loudon, TN.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Loudon for teen drivers is State Farm
  • The cheapest car insurance company in Loudon is State Farm
  • Average car insurance rates in Loudon, TN are $3,544/year

If you need to buy Loudon, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Loudon, TN is right here.

You’ll find Loudon car insurance rates, the cheapest Loudon, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Loudon, Tennessee car insurance rates to Hendersonville car insurance rates, Murfreesboro car insurance rates, and Franklin car insurance rates.

Ready to find affordable Loudon, TN car insurance today? Enter your ZIP code for fast, free Loudon car insurance quotes.

Cheapest Loudon, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Loudon, TN car insurance rates? Every Loudon, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Loudon, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,647 $2,538 $2,385 $2,475 $9,990 $10,861 $2,814 $2,911
Farmers $1,736 $1,766 $1,556 $1,710 $7,204 $7,657 $2,351 $2,492
GEICO $1,988 $2,004 $1,829 $1,829 $6,142 $6,241 $2,026 $2,091
Liberty Mutual $3,758 $129 $3,086 $3,443 $15,548 $17,264 $4,034 $4,298
Nationwide $2,157 $2,175 $1,934 $1,965 $5,908 $7,621 $2,479 $2,693
Progressive $1,642 $1,540 $1,339 $1,402 $7,587 $8,527 $1,979 $2,162
State Farm $1,497 $1,497 $1,353 $1,353 $4,612 $5,765 $1,692 $1,969
Travelers $1,849 $1,948 $1,671 $1,780 $5,117 $6,324 $1,973 $2,078
USAA $1,467 $1,491 $1,323 $1,322 $5,230 $6,008 $1,912 $2,039

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Minimum Car Insurance in Loudon, TN

Every driver must carry the minimum car insurance in Loudon, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in Loudon, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Loudon, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Loudon, TN. Compare credit history car insurance rates in Loudon from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Loudon, Tennessee

Insurance Company Poor Fair Good
Allstate $5,840 $4,473 $3,420
Farmers $3,931 $3,082 $2,915
GEICO $3,423 $2,934 $2,699
Liberty Mutual $9,236 $5,668 $4,430
Nationwide $4,040 $3,211 $2,849
Progressive $3,667 $3,176 $2,973
State Farm $3,582 $2,150 $1,670
Travelers $3,625 $2,834 $2,069
USAA $3,770 $2,207 $1,820

Cheapest Loudon, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Loudon, TN to rates for a clean record with top companies.

Annual Loudon, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,828 $4,566 $5,532 $4,385
Farmers $2,826 $3,500 $3,583 $3,327
GEICO $2,202 $2,941 $4,730 $2,202
Liberty Mutual $5,219 $7,540 $7,012 $6,009
Nationwide $2,913 $2,913 $4,374 $3,266
Progressive $2,882 $3,750 $3,067 $3,390
State Farm $2,247 $2,688 $2,467 $2,467
Travelers $2,305 $2,959 $3,269 $2,837
USAA $1,891 $2,830 $3,331 $2,345

Cheapest Loudon, TN Car Insurance for Teen Drivers

Teen car insurance in Loudon, TN can be expensive. Take a look at rates from the top car insurance companies in Loudon for teenagers.

Annual Car Insurance Rates for Teen Drivers in Loudon, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,990 $10,861
Farmers $7,204 $7,657
GEICO $6,142 $6,241
Liberty Mutual $15,548 $17,264
Nationwide $5,908 $7,621
Progressive $7,587 $8,527
State Farm $4,612 $5,765
Travelers $5,117 $6,324
USAA $5,230 $6,008

Cheapest Loudon, TN Car Insurance for Seniors

Take a look at Loudon, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Loudon, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,385 $2,475
Farmers $1,556 $1,710
GEICO $1,829 $1,829
Liberty Mutual $3,086 $3,443
Nationwide $1,934 $1,965
Progressive $1,339 $1,402
State Farm $1,353 $1,353
Travelers $1,671 $1,780
USAA $1,323 $1,322

Cheapest Loudon, TN Car Insurance Rates After a DUI

A DUI in Loudon, TN increases car insurance rates. Compare Loudon, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Loudon, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,532
Farmers $3,583
GEICO $4,730
Liberty Mutual $7,012
Nationwide $4,374
Progressive $3,067
State Farm $2,467
Travelers $3,269
USAA $3,331

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Cheapest Loudon, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Loudon, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Loudon, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,578 $4,578
Farmers $3,309 $3,309
GEICO $2,999 $3,039
Liberty Mutual $6,445 $6,445
Nationwide $3,367 $3,367
Progressive $3,272 $3,272
State Farm $2,409 $2,526
Travelers $2,731 $2,954
USAA $2,527 $2,671

The Best Cheap Car Insurance Companies in Loudon, TN

Take a look at a side-by-side comparison of the top car insurance companies in Loudon, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Loudon, Tennessee

Insurance Company Average Annual Rates
Allstate $4,578
Farmers $3,309
GEICO $3,019
Liberty Mutual $6,445
Nationwide $3,367
Progressive $3,272
State Farm $2,467
Travelers $2,842
USAA $2,599

Category Winners: Cheapest Car Insurance in Loudon, Tennessee

Find the cheapest car insurance companies in Loudon, TN for each category right here.

Best Annual Car Insurance Rates by Company in Loudon, Tennessee

Category Insurance Company
Teenagers State Farm
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Loudon, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Loudon car insurance rates. Find the cheapest Loudon, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Loudon, Tennessee

Insurance Company Low Medium High
Allstate $4,408 $4,566 $4,758
Farmers $3,121 $3,293 $3,513
GEICO $2,863 $3,011 $3,182
Liberty Mutual $6,185 $6,445 $6,705
Nationwide $3,387 $3,293 $3,419
Progressive $3,059 $3,274 $3,483
State Farm $2,325 $2,479 $2,598
Travelers $2,678 $2,841 $3,009
USAA $2,523 $2,591 $2,683

What affects car insurance rates in Loudon, Tennessee?

What factors can have an impact on Loudon, TN car insurance? There are several reasons why Loudon car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Loudon, Tennessee.

Commute Time in Loudon

The more time you spend in your car the higher the risk of an accident. The average commute length in Loudon, TN is 19.7 minutes according to City-Data.

Compare Car Insurance Quotes in Loudon, TN

Ready to find affordable Loudon, Tennessee car insurance today? Enter your ZIP code for fast, free Loudon, TN car insurance quotes.

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