Compare Loudonville, OH Car Insurance Rates (2021)

Car insurance in Loudonville, OH averages $228 a month. Loudonville, Ohio car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Loudonville car insurance rates, compare quotes from the top car insurance companies in Loudonville, OH.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Loudonville, OH are $2,740/year
  • The cheapest car insurance company in Loudonville is American Family
  • The cheapest car insurance company in Loudonville for teen drivers is American Family

If you need to buy Loudonville, Ohio car insurance, the options can be confusing. Everything you need to know about car insurance in Loudonville, OH is right here.

You’ll find Loudonville car insurance rates, the cheapest Loudonville, OH car insurance companies, and information on Ohio car insurance laws. You can also compare Loudonville, Ohio car insurance rates to Cleveland car insurance rates, Parma car insurance rates, and Hamilton car insurance rates.

Ready to find affordable Loudonville, OH car insurance today? Enter your ZIP code for fast, free Loudonville car insurance quotes.

Cheapest Loudonville, OH Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Loudonville, OH car insurance rates? Every Loudonville, Ohio car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Loudonville, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,119 $2,115 $1,899 $2,032 $5,806 $6,654 $2,243 $2,408
American Family $924 $961 $834 $840 $2,699 $2,941 $1,137 $1,200
Farmers $1,739 $1,736 $1,533 $1,615 $7,504 $7,788 $1,945 $2,036
GEICO $1,322 $1,284 $1,232 $1,237 $3,519 $3,281 $1,469 $1,252
Liberty Mutual $2,007 $2,191 $1,543 $1,874 $10,574 $11,952 $2,131 $2,331
Nationwide $2,061 $2,071 $1,861 $1,874 $5,264 $6,784 $2,208 $2,568
Progressive $1,839 $1,755 $1,525 $1,573 $7,725 $8,729 $2,208 $2,277
State Farm $1,458 $1,458 $1,292 $1,292 $4,340 $5,468 $1,687 $1,929
Travelers $1,412 $1,434 $1,403 $1,395 $6,058 $9,546 $1,472 $1,683
USAA $881 $888 $840 $838 $2,730 $3,038 $1,177 $1,268

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Minimum Car Insurance in Loudonville, OH

Every driver must carry the minimum car insurance in Loudonville, OH. Take a look at the Ohio car insurance requirements.

Minimum Required Car Insurance Coverage in Loudonville, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Loudonville, OH Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Loudonville, OH. Compare credit history car insurance rates in Loudonville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Loudonville, Ohio

Insurance Company Poor Fair Good
Allstate $4,060 $2,949 $2,469
American Family $1,913 $1,307 $1,107
Farmers $3,673 $3,092 $2,946
GEICO $2,187 $1,824 $1,462
Liberty Mutual $6,200 $3,800 $2,976
Nationwide $3,723 $3,001 $2,535
Progressive $3,907 $3,344 $3,112
State Farm $3,371 $2,083 $1,642
Travelers $3,412 $2,968 $2,771
USAA $1,890 $1,340 $1,143

Cheapest Loudonville, OH Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Loudonville, OH to rates for a clean record with top companies.

Annual Loudonville, Ohio Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,667 $3,210 $3,753 $3,008
American Family $1,382 $1,462 $1,462 $1,462
Farmers $2,673 $3,435 $3,351 $3,489
GEICO $1,244 $1,788 $2,571 $1,695
Liberty Mutual $3,633 $4,664 $4,765 $4,240
Nationwide $2,476 $3,146 $3,988 $2,736
Progressive $2,986 $4,022 $3,176 $3,632
State Farm $2,168 $2,563 $2,366 $2,366
Travelers $2,246 $2,927 $4,415 $2,613
USAA $1,119 $1,500 $1,972 $1,239

Cheapest Loudonville, OH Car Insurance for Teen Drivers

Teen car insurance in Loudonville, OH can be expensive. Take a look at rates from the top car insurance companies in Loudonville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Loudonville, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,806 $6,654
American Family $2,699 $2,941
Farmers $7,504 $7,788
GEICO $3,519 $3,281
Liberty Mutual $10,574 $11,952
Nationwide $5,264 $6,784
Progressive $7,725 $8,729
State Farm $4,340 $5,468
Travelers $6,058 $9,546
USAA $2,730 $3,038

Cheapest Loudonville, OH Car Insurance for Seniors

Take a look at Loudonville, OH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Loudonville, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,899 $2,032
American Family $834 $840
Farmers $1,533 $1,615
GEICO $1,232 $1,237
Liberty Mutual $1,543 $1,874
Nationwide $1,861 $1,874
Progressive $1,525 $1,573
State Farm $1,292 $1,292
Travelers $1,403 $1,395
USAA $840 $838

Cheapest Loudonville, OH Car Insurance Rates After a DUI

A DUI in Loudonville, OH increases car insurance rates. Compare Loudonville, Ohio DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Loudonville, Ohio

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,753
American Family $1,462
Farmers $3,351
GEICO $2,571
Liberty Mutual $4,765
Nationwide $3,988
Progressive $3,176
State Farm $2,366
Travelers $4,415
USAA $1,972

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Cheapest Loudonville, OH Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Loudonville, OH by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Loudonville, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,159 $3,159
American Family $1,425 $1,459
Farmers $3,237 $3,237
GEICO $1,792 $1,857
Liberty Mutual $4,325 $4,325
Nationwide $3,087 $3,087
Progressive $3,454 $3,454
State Farm $2,308 $2,423
Travelers $3,050 $3,050
USAA $1,402 $1,513

The Best Cheap Car Insurance Companies in Loudonville, OH

Take a look at a side-by-side comparison of the top car insurance companies in Loudonville, OH to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Loudonville, Ohio

Insurance Company Average Annual Rates
Allstate $3,159
American Family $1,442
Farmers $3,237
GEICO $1,824
Liberty Mutual $4,325
Nationwide $3,087
Progressive $3,454
State Farm $2,366
Travelers $3,050
USAA $1,458

Category Winners: Cheapest Car Insurance in Loudonville, Ohio

Find the cheapest car insurance companies in Loudonville, OH for each category right here.

Best Annual Car Insurance Rates by Company in Loudonville, Ohio

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Loudonville, OH Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Loudonville car insurance rates. Find the cheapest Loudonville, OH car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Loudonville, Ohio

Insurance Company Low Medium High
Allstate $3,076 $3,154 $3,248
American Family $1,423 $1,453 $1,450
Farmers $3,074 $3,189 $3,448
GEICO $1,771 $1,817 $1,886
Liberty Mutual $4,168 $4,347 $4,461
Nationwide $3,417 $2,991 $2,852
Progressive $3,326 $3,426 $3,609
State Farm $2,264 $2,371 $2,461
Travelers $2,971 $3,091 $3,090
USAA $1,392 $1,456 $1,524

What affects car insurance rates in Loudonville, Ohio?

What factors can have an impact on Loudonville, OH car insurance? There are several reasons why Loudonville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Loudonville, Ohio.

Car Theft in Loudonville

High levels of vehicle theft can make car insurance more expensive. Loudonville, OH car theft statistics from the FBI indicate 1 vehicle thefts a year.

Commute Time in Loudonville

The more time you spend in your car the higher the risk of an accident. The average commute length in Loudonville, OH is 22.8 minutes according to City-Data.

Compare Car Insurance Quotes in Loudonville, OH

Ready to find affordable Loudonville, Ohio car insurance today? Enter your ZIP code for fast, free Loudonville, OH car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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