Compare Loup City, NE Car Insurance Rates (2021)

Car insurance in Loup City, NE averages $291 a month. Loup City, Nebraska car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Loup City car insurance rates, compare quotes from the top car insurance companies in Loup City, NE.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Loup City is American Family
  • Average car insurance rates in Loup City, NE after a DUI are $4,061/year
  • Average car insurance rates in Loup City, NE are $3,496/year

If you need to buy Loup City, Nebraska car insurance, the options can be confusing. Everything you need to know about car insurance in Loup City, NE is right here.

You’ll find Loup City car insurance rates, the cheapest Loup City, NE car insurance companies, and information on Nebraska car insurance laws. You can also compare Loup City, Nebraska car insurance rates to Columbus car insurance rates, Fremont car insurance rates, and North Platte car insurance rates.

Ready to find affordable Loup City, NE car insurance today? Enter your ZIP code for fast, free Loup City car insurance quotes.

Cheapest Loup City, NE Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Loup City, NE car insurance rates? Every Loup City, Nebraska car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Loup City, Nebraska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,357 $2,256 $2,076 $2,095 $6,281 $6,608 $2,690 $2,762
American Family $1,776 $1,776 $1,611 $1,611 $2,915 $4,216 $1,737 $1,869
Farmers $2,168 $2,159 $1,946 $2,044 $8,082 $8,336 $2,452 $2,573
GEICO $3,271 $3,213 $3,200 $3,079 $6,485 $8,525 $2,940 $2,860
Liberty Mutual $3,540 $3,846 $2,790 $3,389 $14,814 $16,636 $3,737 $4,158
Nationwide $1,802 $1,869 $1,608 $1,730 $3,946 $4,956 $2,050 $2,223
Progressive $2,128 $2,068 $1,742 $1,807 $7,986 $9,029 $2,558 $2,753
State Farm $1,830 $1,830 $1,564 $1,564 $4,426 $5,736 $2,007 $2,270
USAA $1,455 $1,458 $1,311 $1,365 $4,409 $5,308 $1,898 $2,132

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Minimum Car Insurance in Loup City, NE

Every driver must carry the minimum car insurance in Loup City, NE. Take a look at the Nebraska car insurance requirements.

Minimum Required Car Insurance Coverage in Loup City, Nebraska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Loup City, NE Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Loup City, NE. Compare credit history car insurance rates in Loup City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Loup City, Nebraska

Insurance Company Poor Fair Good
Allstate $4,211 $3,196 $2,766
American Family $2,923 $2,011 $1,633
Farmers $4,266 $3,531 $3,363
GEICO $4,804 $4,162 $3,624
Liberty Mutual $9,579 $5,745 $4,517
Nationwide $3,046 $2,403 $2,120
Progressive $4,330 $3,615 $3,332
State Farm $3,857 $2,311 $1,793
USAA $3,233 $2,176 $1,842

Cheapest Loup City, NE Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Loup City, NE to rates for a clean record with top companies.

Annual Loup City, Nebraska Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,970 $3,327 $3,969 $3,297
American Family $2,143 $2,327 $2,143 $2,143
Farmers $3,152 $4,030 $3,930 $3,768
GEICO $2,666 $3,862 $5,866 $4,392
Liberty Mutual $5,681 $6,666 $7,253 $6,855
Nationwide $1,773 $2,583 $3,717 $2,019
Progressive $3,198 $4,677 $3,573 $3,588
State Farm $2,506 $2,801 $2,653 $2,653
USAA $1,838 $2,304 $3,444 $2,081

Cheapest Loup City, NE Car Insurance for Teen Drivers

Teen car insurance in Loup City, NE can be expensive. Take a look at rates from the top car insurance companies in Loup City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Loup City, Nebraska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,281 $6,608
American Family $2,915 $4,216
Farmers $8,082 $8,336
GEICO $6,485 $8,525
Liberty Mutual $14,814 $16,636
Nationwide $3,946 $4,956
Progressive $7,986 $9,029
State Farm $4,426 $5,736
USAA $4,409 $5,308

Cheapest Loup City, NE Car Insurance for Seniors

Take a look at Loup City, NE senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Loup City, Nebraska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,076 $2,095
American Family $1,611 $1,611
Farmers $1,946 $2,044
GEICO $3,200 $3,079
Liberty Mutual $2,790 $3,389
Nationwide $1,608 $1,730
Progressive $1,742 $1,807
State Farm $1,564 $1,564
USAA $1,311 $1,365

Cheapest Loup City, NE Car Insurance Rates After a DUI

A DUI in Loup City, NE increases car insurance rates. Compare Loup City, Nebraska DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Loup City, Nebraska

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,969
American Family $2,143
Farmers $3,930
GEICO $5,866
Liberty Mutual $7,253
Nationwide $3,717
Progressive $3,573
State Farm $2,653
USAA $3,444

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Cheapest Loup City, NE Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Loup City, NE by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Loup City, Nebraska

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,391 $3,391
American Family $2,171 $2,207
Farmers $3,720 $3,720
GEICO $4,131 $4,262
Liberty Mutual $6,614 $6,614
Nationwide $2,523 $2,523
Progressive $3,759 $3,759
State Farm $2,584 $2,723
USAA $2,388 $2,445

The Best Cheap Car Insurance Companies in Loup City, NE

Take a look at a side-by-side comparison of the top car insurance companies in Loup City, NE to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Loup City, Nebraska

Insurance Company Average Annual Rates
Allstate $3,391
American Family $2,189
Farmers $3,720
GEICO $4,197
Liberty Mutual $6,614
Nationwide $2,523
Progressive $3,759
State Farm $2,653
USAA $2,417

Category Winners: Cheapest Car Insurance in Loup City, Nebraska

Find the cheapest car insurance companies in Loup City, NE for each category right here.

Best Annual Car Insurance Rates by Company in Loup City, Nebraska

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record Nationwide
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation Nationwide

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Cheapest Loup City, NE Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Loup City car insurance rates. Find the cheapest Loup City, NE car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Loup City, Nebraska

Insurance Company Low Medium High
Allstate $3,332 $3,386 $3,454
American Family $2,184 $2,254 $2,129
Farmers $3,581 $3,674 $3,905
GEICO $4,116 $4,193 $4,280
Liberty Mutual $6,465 $6,585 $6,792
Nationwide $2,586 $2,509 $2,474
Progressive $3,620 $3,751 $3,906
State Farm $2,576 $2,650 $2,734
USAA $2,345 $2,414 $2,492

What affects car insurance rates in Loup City, Nebraska?

What factors can have an impact on Loup City, NE car insurance? There are several reasons why Loup City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Loup City, Nebraska.

Commute Time in Loup City

The more time you spend in your car the higher the risk of an accident. The average commute length in Loup City, NE is 26.1 minutes according to City-Data.

Compare Car Insurance Quotes in Loup City, NE

Ready to find affordable Loup City, Nebraska car insurance today? Enter your ZIP code for fast, free Loup City, NE car insurance quotes.

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