Compare Lovelaceville, KY Car Insurance Rates (2021)

Car insurance in Lovelaceville, KY averages $345 a month. Lovelaceville, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Lovelaceville car insurance rates, compare quotes from the top car insurance companies in Lovelaceville, KY.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Lovelaceville for teen drivers is USAA
  • Average car insurance rates in Lovelaceville, KY after a DUI are $4,935/year
  • The cheapest car insurance company in Lovelaceville is USAA

If you need to buy Lovelaceville, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Lovelaceville, KY is right here.

You’ll find Lovelaceville car insurance rates, the cheapest Lovelaceville, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Lovelaceville, Kentucky car insurance rates to Henderson car insurance rates, Richmond car insurance rates, and Independence car insurance rates.

Ready to find affordable Lovelaceville, KY car insurance today? Enter your ZIP code for fast, free Lovelaceville car insurance quotes.

Cheapest Lovelaceville, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lovelaceville, KY car insurance rates? Every Lovelaceville, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lovelaceville, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,119 $3,103 $2,798 $2,987 $11,177 $12,562 $3,500 $3,719
GEICO $3,087 $2,859 $3,218 $2,914 $6,168 $7,329 $2,524 $2,185
Liberty Mutual $2,619 $2,842 $2,222 $2,485 $10,444 $11,567 $2,750 $2,882
Nationwide $2,787 $2,798 $2,519 $2,640 $6,037 $7,550 $3,132 $3,296
Progressive $2,169 $2,077 $1,931 $1,951 $10,170 $11,492 $2,690 $2,758
State Farm $1,971 $1,971 $1,753 $1,753 $5,405 $6,755 $2,198 $2,410
Travelers $2,220 $2,261 $2,176 $2,182 $10,566 $16,949 $2,318 $2,685
USAA $1,910 $1,924 $1,714 $1,758 $4,984 $5,272 $2,425 $2,671

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Lovelaceville, KY

Every driver must carry the minimum car insurance in Lovelaceville, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Lovelaceville, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Lovelaceville, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lovelaceville, KY. Compare credit history car insurance rates in Lovelaceville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lovelaceville, Kentucky

Insurance Company Poor Fair Good
Allstate $7,101 $4,907 $4,104
GEICO $6,223 $3,107 $2,025
Liberty Mutual $6,759 $4,143 $3,277
Nationwide $4,672 $3,666 $3,197
Progressive $4,944 $4,285 $3,985
State Farm $4,371 $2,644 $2,066
Travelers $5,768 $4,880 $4,861
USAA $4,227 $2,354 $1,915

Cheapest Lovelaceville, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lovelaceville, KY to rates for a clean record with top companies.

Annual Lovelaceville, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,488 $5,807 $6,155 $5,033
GEICO $2,248 $4,011 $6,130 $2,752
Liberty Mutual $3,953 $6,049 $4,712 $4,192
Nationwide $3,060 $3,953 $4,997 $3,369
Progressive $3,647 $5,372 $4,163 $4,437
State Farm $2,782 $3,273 $3,027 $3,027
Travelers $4,510 $4,640 $6,693 $4,835
USAA $2,135 $3,024 $3,602 $2,568

Cheapest Lovelaceville, KY Car Insurance for Teen Drivers

Teen car insurance in Lovelaceville, KY can be expensive. Take a look at rates from the top car insurance companies in Lovelaceville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lovelaceville, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,177 $12,562
GEICO $6,168 $7,329
Liberty Mutual $10,444 $11,567
Nationwide $6,037 $7,550
Progressive $10,170 $11,492
State Farm $5,405 $6,755
Travelers $10,566 $16,949
USAA $4,984 $5,272

Cheapest Lovelaceville, KY Car Insurance for Seniors

Take a look at Lovelaceville, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lovelaceville, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,798 $2,987
GEICO $3,218 $2,914
Liberty Mutual $2,222 $2,485
Nationwide $2,519 $2,640
Progressive $1,931 $1,951
State Farm $1,753 $1,753
Travelers $2,176 $2,182
USAA $1,714 $1,758

Cheapest Lovelaceville, KY Car Insurance Rates After a DUI

A DUI in Lovelaceville, KY increases car insurance rates. Compare Lovelaceville, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lovelaceville, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,155
GEICO $6,130
Liberty Mutual $4,712
Nationwide $4,997
Progressive $4,163
State Farm $3,027
Travelers $6,693
USAA $3,602

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Lovelaceville, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lovelaceville, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lovelaceville, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,371 $5,371
GEICO $3,750 $3,821
Liberty Mutual $4,726 $4,726
Nationwide $3,845 $3,845
Progressive $4,405 $4,405
State Farm $2,949 $3,106
Travelers $5,169 $5,169
USAA $2,726 $2,938

The Best Cheap Car Insurance Companies in Lovelaceville, KY

Take a look at a side-by-side comparison of the top car insurance companies in Lovelaceville, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lovelaceville, Kentucky

Insurance Company Average Annual Rates
Allstate $5,371
GEICO $3,785
Liberty Mutual $4,726
Nationwide $3,845
Progressive $4,405
State Farm $3,027
Travelers $5,169
USAA $2,832

Category Winners: Cheapest Car Insurance in Lovelaceville, Kentucky

Find the cheapest car insurance companies in Lovelaceville, KY for each category right here.

Best Annual Car Insurance Rates by Company in Lovelaceville, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Lovelaceville, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lovelaceville car insurance rates. Find the cheapest Lovelaceville, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lovelaceville, Kentucky

Insurance Company Low Medium High
Allstate $5,050 $5,353 $5,710
GEICO $3,558 $3,767 $4,031
Liberty Mutual $4,522 $4,700 $4,958
Nationwide $3,908 $3,801 $3,826
Progressive $4,100 $4,358 $4,757
State Farm $2,852 $3,022 $3,208
Travelers $4,912 $5,194 $5,403
USAA $2,715 $2,826 $2,956

Compare Car Insurance Quotes in Lovelaceville, KY

Ready to find affordable Lovelaceville, Kentucky car insurance today? Enter your ZIP code for fast, free Lovelaceville, KY car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption