Compare Lovely, KY Car Insurance Rates (2021)

Car insurance in Lovely, KY averages $575 a month. Lovely, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Lovely car insurance rates, compare quotes from the top car insurance companies in Lovely, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Lovely for teen drivers is USAA
  • Average car insurance rates in Lovely, KY are $6,898/year
  • The cheapest car insurance company in Lovely is USAA

If you need to buy Lovely, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Lovely, KY is right here.

You’ll find Lovely car insurance rates, the cheapest Lovely, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Lovely, Kentucky car insurance rates to Independence car insurance rates, Henderson car insurance rates, and Bowling Green car insurance rates.

Ready to find affordable Lovely, KY car insurance today? Enter your ZIP code for fast, free Lovely car insurance quotes.

Cheapest Lovely, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lovely, KY car insurance rates? Every Lovely, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lovely, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,387 $5,301 $4,961 $5,262 $19,837 $21,974 $5,819 $6,068
GEICO $4,386 $4,051 $4,595 $4,158 $8,902 $10,417 $3,551 $3,058
Liberty Mutual $4,669 $5,096 $3,903 $4,412 $19,726 $21,984 $4,899 $5,150
Nationwide $5,612 $5,527 $5,076 $5,251 $12,513 $15,335 $6,384 $6,579
Progressive $3,210 $3,023 $2,928 $2,922 $16,609 $18,811 $3,981 $3,987
State Farm $2,474 $2,474 $2,194 $2,194 $6,681 $8,480 $2,741 $3,025
Travelers $4,016 $4,090 $3,958 $3,963 $20,555 $33,336 $4,202 $4,866
USAA $2,222 $2,217 $2,016 $2,039 $6,138 $6,430 $2,807 $3,068

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Minimum Car Insurance in Lovely, KY

Every driver must carry the minimum car insurance in Lovely, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Lovely, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Lovely, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lovely, KY. Compare credit history car insurance rates in Lovely from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lovely, Kentucky

Insurance Company Poor Fair Good
Allstate $12,575 $8,452 $6,951
GEICO $8,861 $4,424 $2,884
Liberty Mutual $12,581 $7,626 $5,982
Nationwide $9,567 $7,412 $6,376
Progressive $7,712 $6,768 $6,322
State Farm $5,423 $3,316 $2,610
Travelers $11,031 $9,310 $9,279
USAA $4,983 $2,817 $2,301

Cheapest Lovely, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lovely, KY to rates for a clean record with top companies.

Annual Lovely, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,729 $10,065 $10,783 $8,728
GEICO $3,255 $5,722 $8,597 $3,985
Liberty Mutual $7,259 $11,236 $8,702 $7,722
Nationwide $6,138 $8,016 $10,201 $6,784
Progressive $5,712 $8,589 $6,499 $6,936
State Farm $3,498 $4,068 $3,783 $3,783
Travelers $8,576 $8,828 $12,875 $9,215
USAA $2,526 $3,582 $4,312 $3,049

Cheapest Lovely, KY Car Insurance for Teen Drivers

Teen car insurance in Lovely, KY can be expensive. Take a look at rates from the top car insurance companies in Lovely for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lovely, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $19,837 $21,974
GEICO $8,902 $10,417
Liberty Mutual $19,726 $21,984
Nationwide $12,513 $15,335
Progressive $16,609 $18,811
State Farm $6,681 $8,480
Travelers $20,555 $33,336
USAA $6,138 $6,430

Cheapest Lovely, KY Car Insurance for Seniors

Take a look at Lovely, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lovely, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,961 $5,262
GEICO $4,595 $4,158
Liberty Mutual $3,903 $4,412
Nationwide $5,076 $5,251
Progressive $2,928 $2,922
State Farm $2,194 $2,194
Travelers $3,958 $3,963
USAA $2,016 $2,039

Cheapest Lovely, KY Car Insurance Rates After a DUI

A DUI in Lovely, KY increases car insurance rates. Compare Lovely, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lovely, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $10,783
GEICO $8,597
Liberty Mutual $8,702
Nationwide $10,201
Progressive $6,499
State Farm $3,783
Travelers $12,875
USAA $4,312

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Cheapest Lovely, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lovely, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lovely, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $9,326 $9,326
GEICO $5,341 $5,438
Liberty Mutual $8,730 $8,730
Nationwide $7,785 $7,785
Progressive $6,934 $6,934
State Farm $3,692 $3,874
Travelers $9,873 $9,873
USAA $3,241 $3,494

The Best Cheap Car Insurance Companies in Lovely, KY

Take a look at a side-by-side comparison of the top car insurance companies in Lovely, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lovely, Kentucky

Insurance Company Average Annual Rates
Allstate $9,326
GEICO $5,390
Liberty Mutual $8,730
Nationwide $7,785
Progressive $6,934
State Farm $3,783
Travelers $9,873
USAA $3,367

Category Winners: Cheapest Car Insurance in Lovely, Kentucky

Find the cheapest car insurance companies in Lovely, KY for each category right here.

Best Annual Car Insurance Rates by Company in Lovely, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Lovely, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lovely car insurance rates. Find the cheapest Lovely, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lovely, Kentucky

Insurance Company Low Medium High
Allstate $8,099 $9,247 $10,632
GEICO $4,884 $5,352 $5,934
Liberty Mutual $8,197 $8,665 $9,327
Nationwide $7,752 $7,650 $7,952
Progressive $6,104 $6,756 $7,942
State Farm $3,538 $3,770 $4,040
Travelers $9,335 $9,905 $10,380
USAA $3,184 $3,358 $3,560

Compare Car Insurance Quotes in Lovely, KY

Ready to find affordable Lovely, Kentucky car insurance today? Enter your ZIP code for fast, free Lovely, KY car insurance quotes.

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