Compare Lovilia, IA Car Insurance Rates (2021)

Car insurance in Lovilia, IA averages $248 a month. Lovilia, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Lovilia car insurance rates, compare quotes from the top car insurance companies in Lovilia, IA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Lovilia for teen drivers is USAA
  • Average car insurance rates in Lovilia, IA after a DUI are $3,587/year
  • Average car insurance rates in Lovilia, IA are $2,980/year

If you need to buy Lovilia, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Lovilia, IA is right here.

You’ll find Lovilia car insurance rates, the cheapest Lovilia, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Lovilia, Iowa car insurance rates to Sioux City car insurance rates, Cedar Rapids car insurance rates, and West Des Moines car insurance rates.

Ready to find affordable Lovilia, IA car insurance today? Enter your ZIP code for fast, free Lovilia car insurance quotes.

Cheapest Lovilia, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lovilia, IA car insurance rates? Every Lovilia, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lovilia, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,862 $1,796 $1,647 $1,678 $5,208 $5,838 $2,040 $2,103
American Family $1,948 $1,948 $1,741 $1,741 $5,177 $7,274 $1,948 $2,348
Farmers $1,506 $1,534 $1,351 $1,474 $4,505 $4,797 $2,033 $2,173
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,147 $2,334 $1,883 $2,289 $10,152 $11,432 $2,432 $2,686
Nationwide $1,857 $1,913 $1,650 $1,770 $4,173 $5,435 $2,090 $2,282
Progressive $1,882 $1,823 $1,550 $1,604 $4,444 $5,028 $2,268 $2,453
State Farm $1,470 $1,470 $1,281 $1,281 $3,832 $4,879 $1,649 $1,868
Travelers $2,497 $2,550 $2,416 $2,424 $10,894 $17,331 $2,593 $3,086
USAA $1,253 $1,270 $1,147 $1,174 $3,349 $3,563 $1,506 $1,665

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Minimum Car Insurance in Lovilia, IA

Every driver must carry the minimum car insurance in Lovilia, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Lovilia, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Lovilia, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lovilia, IA. Compare credit history car insurance rates in Lovilia from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lovilia, Iowa

Insurance Company Poor Fair Good
Allstate $3,311 $2,636 $2,368
American Family $3,846 $2,827 $2,374
Farmers $2,783 $2,302 $2,180
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,311 $3,886 $3,061
Nationwide $3,226 $2,510 $2,203
Progressive $3,124 $2,507 $2,264
State Farm $3,156 $1,953 $1,540
Travelers $6,163 $5,255 $5,003
USAA $2,456 $1,684 $1,458

Cheapest Lovilia, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lovilia, IA to rates for a clean record with top companies.

Annual Lovilia, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,371 $2,855 $3,222 $2,638
American Family $2,177 $3,189 $4,138 $2,560
Farmers $2,061 $2,560 $2,601 $2,465
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,820 $4,717 $4,820 $4,320
Nationwide $1,902 $2,753 $3,772 $2,159
Progressive $2,120 $3,451 $2,298 $2,657
State Farm $2,061 $2,371 $2,216 $2,216
Travelers $3,996 $5,314 $7,114 $5,471
USAA $1,427 $1,912 $2,487 $1,638

Cheapest Lovilia, IA Car Insurance for Teen Drivers

Teen car insurance in Lovilia, IA can be expensive. Take a look at rates from the top car insurance companies in Lovilia for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lovilia, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,208 $5,838
American Family $5,177 $7,274
Farmers $4,505 $4,797
GEICO $4,328 $4,022
Liberty Mutual $10,152 $11,432
Nationwide $4,173 $5,435
Progressive $4,444 $5,028
State Farm $3,832 $4,879
Travelers $10,894 $17,331
USAA $3,349 $3,563

Cheapest Lovilia, IA Car Insurance for Seniors

Take a look at Lovilia, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lovilia, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,647 $1,678
American Family $1,741 $1,741
Farmers $1,351 $1,474
GEICO $1,710 $1,564
Liberty Mutual $1,883 $2,289
Nationwide $1,650 $1,770
Progressive $1,550 $1,604
State Farm $1,281 $1,281
Travelers $2,416 $2,424
USAA $1,147 $1,174

Cheapest Lovilia, IA Car Insurance Rates After a DUI

A DUI in Lovilia, IA increases car insurance rates. Compare Lovilia, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lovilia, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,222
American Family $4,138
Farmers $2,601
GEICO $3,206
Liberty Mutual $4,820
Nationwide $3,772
Progressive $2,298
State Farm $2,216
Travelers $7,114
USAA $2,487

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Cheapest Lovilia, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lovilia, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lovilia, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,706 $2,837
American Family $2,981 $3,051
Farmers $2,422 $2,422
GEICO $2,294 $2,387
Liberty Mutual $4,419 $4,419
Nationwide $2,646 $2,646
Progressive $2,632 $2,632
State Farm $2,163 $2,270
Travelers $5,474 $5,474
USAA $1,798 $1,934

The Best Cheap Car Insurance Companies in Lovilia, IA

Take a look at a side-by-side comparison of the top car insurance companies in Lovilia, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lovilia, Iowa

Insurance Company Average Annual Rates
Allstate $2,772
American Family $3,016
Farmers $2,422
GEICO $2,341
Liberty Mutual $4,419
Nationwide $2,646
Progressive $2,632
State Farm $2,216
Travelers $5,474
USAA $1,866

Category Winners: Cheapest Car Insurance in Lovilia, Iowa

Find the cheapest car insurance companies in Lovilia, IA for each category right here.

Best Annual Car Insurance Rates by Company in Lovilia, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Lovilia, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lovilia car insurance rates. Find the cheapest Lovilia, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lovilia, Iowa

Insurance Company Low Medium High
Allstate $2,678 $2,775 $2,862
American Family $3,033 $3,183 $2,831
Farmers $2,314 $2,429 $2,522
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,243 $4,411 $4,604
Nationwide $2,780 $2,625 $2,533
Progressive $2,496 $2,639 $2,760
State Farm $2,116 $2,228 $2,305
Travelers $5,165 $5,556 $5,701
USAA $1,772 $1,872 $1,954

What affects car insurance rates in Lovilia, Iowa?

What factors can have an impact on Lovilia, IA car insurance? There are several reasons why Lovilia car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lovilia, Iowa.

Commute Time in Lovilia

The more time you spend in your car the higher the risk of an accident. The average commute length in Lovilia, IA is 27.1 minutes according to City-Data.

Compare Car Insurance Quotes in Lovilia, IA

Ready to find affordable Lovilia, Iowa car insurance today? Enter your ZIP code for fast, free Lovilia, IA car insurance quotes.

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