Compare Lowell, NC Car Insurance Rates (2021)

Car insurance in Lowell, NC averages $291 a month. Lowell, North Carolina car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Lowell car insurance rates, compare quotes from the top car insurance companies in Lowell, NC.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Lowell for teen drivers is Liberty Mutual
  • Average car insurance rates in Lowell, NC after a DUI are $6,614/year
  • Average car insurance rates in Lowell, NC are $3,497/year

If you need to buy Lowell, North Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Lowell, NC is right here.

You’ll find Lowell car insurance rates, the cheapest Lowell, NC car insurance companies, and information on North Carolina car insurance laws. You can also compare Lowell, North Carolina car insurance rates to Fayetteville car insurance rates, Cary car insurance rates, and High Point car insurance rates.

Ready to find affordable Lowell, NC car insurance today? Enter your ZIP code for fast, free Lowell car insurance quotes.

Cheapest Lowell, NC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lowell, NC car insurance rates? Every Lowell, North Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lowell, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,181 $5,181 $4,257 $4,257 $12,255 $12,255 $5,283 $5,283
GEICO $2,592 $2,546 $2,564 $2,520 $4,769 $4,728 $2,289 $2,277
Liberty Mutual $1,982 $1,982 $2,052 $2,052 $3,557 $3,557 $1,982 $1,982
Nationwide $2,623 $2,623 $2,623 $2,623 $4,515 $4,515 $2,623 $2,623
Progressive $1,911 $1,911 $1,762 $1,762 $4,543 $4,543 $2,125 $2,125
State Farm $2,800 $2,800 $2,422 $2,422 $4,141 $4,141 $3,460 $3,460
Travelers $2,880 $2,880 $2,857 $2,857 $4,974 $4,974 $2,956 $2,956

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Lowell, NC

Every driver must carry the minimum car insurance in Lowell, NC. Take a look at the North Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Lowell, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Lowell, NC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lowell, NC. Compare credit history car insurance rates in Lowell from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lowell, North Carolina

Insurance Company Poor Fair Good
Allstate $9,062 $5,943 $5,226
GEICO $3,271 $3,023 $2,814
Liberty Mutual $2,393 $2,393 $2,393
Nationwide $3,096 $3,096 $3,096
Progressive $2,892 $2,525 $2,338
State Farm $4,503 $2,879 $2,236
Travelers $3,639 $3,322 $3,289

Cheapest Lowell, NC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lowell, NC to rates for a clean record with top companies.

Annual Lowell, North Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,640 $6,482 $11,932 $4,922
GEICO $1,573 $2,382 $5,971 $2,217
Liberty Mutual $1,430 $1,833 $4,477 $1,833
Nationwide $1,828 $2,359 $5,837 $2,359
Progressive $1,237 $1,794 $5,574 $1,737
State Farm $1,697 $2,469 $6,187 $2,469
Travelers $2,049 $2,665 $6,322 $2,630

Cheapest Lowell, NC Car Insurance for Teen Drivers

Teen car insurance in Lowell, NC can be expensive. Take a look at rates from the top car insurance companies in Lowell for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lowell, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,255 $12,255
GEICO $4,769 $4,728
Liberty Mutual $3,557 $3,557
Nationwide $4,515 $4,515
Progressive $4,543 $4,543
State Farm $4,141 $4,141
Travelers $4,974 $4,974

Cheapest Lowell, NC Car Insurance for Seniors

Take a look at Lowell, NC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lowell, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,257 $4,257
GEICO $2,564 $2,520
Liberty Mutual $2,052 $2,052
Nationwide $2,623 $2,623
Progressive $1,762 $1,762
State Farm $2,422 $2,422
Travelers $2,857 $2,857

Cheapest Lowell, NC Car Insurance Rates After a DUI

A DUI in Lowell, NC increases car insurance rates. Compare Lowell, North Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lowell, North Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $11,932
GEICO $5,971
Liberty Mutual $4,477
Nationwide $5,837
Progressive $5,574
State Farm $6,187
Travelers $6,322

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Lowell, NC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lowell, NC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lowell, North Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,744 $6,744
GEICO $3,036 $3,036
Liberty Mutual $2,393 $2,393
Nationwide $3,096 $3,096
Progressive $2,585 $2,585
State Farm $3,199 $3,213
Travelers $3,417 $3,417

The Best Cheap Car Insurance Companies in Lowell, NC

Take a look at a side-by-side comparison of the top car insurance companies in Lowell, NC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lowell, North Carolina

Insurance Company Average Annual Rates
Allstate $6,744
GEICO $3,036
Liberty Mutual $2,393
Nationwide $3,096
Progressive $2,585
State Farm $3,206
Travelers $3,417

Category Winners: Cheapest Car Insurance in Lowell, North Carolina

Find the cheapest car insurance companies in Lowell, NC for each category right here.

Best Annual Car Insurance Rates by Company in Lowell, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Lowell, NC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lowell car insurance rates. Find the cheapest Lowell, NC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lowell, North Carolina

Insurance Company Low Medium High
Allstate $6,474 $6,714 $7,044
GEICO $2,886 $3,025 $3,196
Liberty Mutual $2,271 $2,378 $2,530
Nationwide $2,958 $3,080 $3,249
Progressive $2,442 $2,570 $2,744
State Farm $3,042 $3,188 $3,387
Travelers $3,262 $3,399 $3,589

What affects car insurance rates in Lowell, North Carolina?

What factors can have an impact on Lowell, NC car insurance? There are several reasons why Lowell car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lowell, North Carolina.

Commute Time in Lowell

The more time you spend in your car the higher the risk of an accident. The average commute length in Lowell, NC is 25.2 minutes according to City-Data.

Traffic in Lowell

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Lowell, NC traffic data from INRIX ranks Lowell as the 580th-most congested in the world.

Compare Car Insurance Quotes in Lowell, NC

Ready to find affordable Lowell, North Carolina car insurance today? Enter your ZIP code for fast, free Lowell, NC car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption