Compare Lowell, OR Car Insurance Rates (2021)

Car insurance in Lowell, OR averages $262 a month. Lowell, Oregon car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Lowell car insurance rates, compare quotes from the top car insurance companies in Lowell, OR.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Lowell, OR after a DUI are $3,710/year
  • The cheapest car insurance company in Lowell is Travelers
  • The cheapest car insurance company in Lowell for teen drivers is Travelers

If you need to buy Lowell, Oregon car insurance, the options can be confusing. Everything you need to know about car insurance in Lowell, OR is right here.

You’ll find Lowell car insurance rates, the cheapest Lowell, OR car insurance companies, and information on Oregon car insurance laws. You can also compare Lowell, Oregon car insurance rates to Hillsboro car insurance rates, Beaverton car insurance rates, and Medford car insurance rates.

Ready to find affordable Lowell, OR car insurance today? Enter your ZIP code for fast, free Lowell car insurance quotes.

Cheapest Lowell, OR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lowell, OR car insurance rates? Every Lowell, Oregon car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lowell, Oregon

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,716 $2,527 $2,483 $2,509 $8,138 $9,082 $2,841 $2,854
American Family $2,144 $2,144 $1,913 $1,913 $5,294 $8,291 $2,144 $2,248
Farmers $1,890 $1,838 $1,670 $1,776 $7,647 $7,778 $2,104 $2,149
GEICO $2,134 $2,060 $1,989 $2,004 $5,482 $4,991 $2,271 $1,960
Liberty Mutual $2,542 $2,681 $2,203 $2,447 $8,135 $8,788 $2,455 $2,485
Nationwide $2,074 $2,068 $1,848 $1,935 $4,747 $5,946 $2,418 $2,552
Progressive $1,810 $1,641 $1,568 $1,617 $7,672 $8,445 $2,160 $2,045
State Farm $1,494 $1,494 $1,370 $1,370 $4,757 $5,971 $1,696 $1,943
Travelers $1,621 $1,633 $1,462 $1,520 $4,516 $5,469 $1,690 $1,717
USAA $1,614 $1,563 $1,604 $1,543 $4,936 $5,287 $2,075 $2,149

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Lowell, OR

Every driver must carry the minimum car insurance in Lowell, OR. Take a look at the Oregon car insurance requirements.

Minimum Required Car Insurance Coverage in Lowell, Oregon

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Lowell, OR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lowell, OR. Compare credit history car insurance rates in Lowell from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lowell, Oregon

Insurance Company Poor Fair Good
Allstate $5,432 $3,832 $3,167
American Family $4,139 $3,058 $2,588
Farmers $3,900 $3,169 $3,001
GEICO $3,450 $2,861 $2,273
Liberty Mutual $5,810 $3,434 $2,656
Nationwide $3,560 $2,830 $2,456
Progressive $3,793 $3,272 $3,045
State Farm $3,507 $2,238 $1,791
Travelers $3,063 $2,404 $1,893
USAA $3,898 $2,167 $1,724

Cheapest Lowell, OR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lowell, OR to rates for a clean record with top companies.

Annual Lowell, Oregon Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,338 $4,494 $4,665 $4,078
American Family $2,267 $3,494 $4,381 $2,904
Farmers $2,831 $3,643 $3,565 $3,386
GEICO $1,890 $3,008 $3,941 $2,607
Liberty Mutual $3,515 $3,932 $4,515 $3,907
Nationwide $2,502 $2,678 $3,786 $2,828
Progressive $2,547 $4,621 $3,279 $3,032
State Farm $2,227 $2,911 $2,455 $2,455
Travelers $1,993 $2,544 $2,851 $2,426
USAA $1,884 $2,635 $3,661 $2,206

Cheapest Lowell, OR Car Insurance for Teen Drivers

Teen car insurance in Lowell, OR can be expensive. Take a look at rates from the top car insurance companies in Lowell for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lowell, Oregon

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,138 $9,082
American Family $5,294 $8,291
Farmers $7,647 $7,778
GEICO $5,482 $4,991
Liberty Mutual $8,135 $8,788
Nationwide $4,747 $5,946
Progressive $7,672 $8,445
State Farm $4,757 $5,971
Travelers $4,516 $5,469
USAA $4,936 $5,287

Cheapest Lowell, OR Car Insurance for Seniors

Take a look at Lowell, OR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lowell, Oregon

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,483 $2,509
American Family $1,913 $1,913
Farmers $1,670 $1,776
GEICO $1,989 $2,004
Liberty Mutual $2,203 $2,447
Nationwide $1,848 $1,935
Progressive $1,568 $1,617
State Farm $1,370 $1,370
Travelers $1,462 $1,520
USAA $1,604 $1,543

Cheapest Lowell, OR Car Insurance Rates After a DUI

A DUI in Lowell, OR increases car insurance rates. Compare Lowell, Oregon DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lowell, Oregon

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,665
American Family $4,381
Farmers $3,565
GEICO $3,941
Liberty Mutual $4,515
Nationwide $3,786
Progressive $3,279
State Farm $2,455
Travelers $2,851
USAA $3,661

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Lowell, OR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lowell, OR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lowell, Oregon

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,144 $4,144
American Family $3,211 $3,312
Farmers $3,356 $3,356
GEICO $2,813 $2,910
Liberty Mutual $3,967 $3,967
Nationwide $2,948 $2,948
Progressive $3,370 $3,370
State Farm $2,447 $2,577
Travelers $2,357 $2,551
USAA $2,522 $2,671

The Best Cheap Car Insurance Companies in Lowell, OR

Take a look at a side-by-side comparison of the top car insurance companies in Lowell, OR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lowell, Oregon

Insurance Company Average Annual Rates
Allstate $4,144
American Family $3,262
Farmers $3,356
GEICO $2,861
Liberty Mutual $3,967
Nationwide $2,948
Progressive $3,370
State Farm $2,512
Travelers $2,454
USAA $2,596

Category Winners: Cheapest Car Insurance in Lowell, Oregon

Find the cheapest car insurance companies in Lowell, OR for each category right here.

Best Annual Car Insurance Rates by Company in Lowell, Oregon

Category Insurance Company
Teenagers Travelers
Seniors State Farm
Clean Record USAA
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Lowell, OR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lowell car insurance rates. Find the cheapest Lowell, OR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lowell, Oregon

Insurance Company Low Medium High
Allstate $3,982 $4,134 $4,315
American Family $3,245 $3,448 $3,092
Farmers $3,151 $3,314 $3,604
GEICO $2,616 $2,875 $3,093
Liberty Mutual $3,728 $3,957 $4,216
Nationwide $2,812 $3,027 $3,007
Progressive $3,259 $3,355 $3,495
State Farm $2,368 $2,515 $2,652
Travelers $2,306 $2,441 $2,614
USAA $2,481 $2,599 $2,709

What affects car insurance rates in Lowell, Oregon?

What factors can have an impact on Lowell, OR car insurance? There are several reasons why Lowell car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lowell, Oregon.

Commute Time in Lowell

The more time you spend in your car the higher the risk of an accident. The average commute length in Lowell, OR is 26.2 minutes according to City-Data.

Traffic in Lowell

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Lowell, OR traffic data from INRIX ranks Lowell as the 580th-most congested in the world.

Compare Car Insurance Quotes in Lowell, OR

Ready to find affordable Lowell, Oregon car insurance today? Enter your ZIP code for fast, free Lowell, OR car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption