Compare Lowell, WI Car Insurance Rates (2021)

Car insurance in Lowell, WI averages $226 a month. Lowell, Wisconsin car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Lowell car insurance rates, compare quotes from the top car insurance companies in Lowell, WI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Lowell for teen drivers is American Family
  • Average car insurance rates in Lowell, WI after a DUI are $3,009/year
  • Average car insurance rates in Lowell, WI are $2,715/year

If you need to buy Lowell, Wisconsin car insurance, the options can be confusing. Everything you need to know about car insurance in Lowell, WI is right here.

You’ll find Lowell car insurance rates, the cheapest Lowell, WI car insurance companies, and information on Wisconsin car insurance laws. You can also compare Lowell, Wisconsin car insurance rates to Appleton car insurance rates, Madison car insurance rates, and Milwaukee car insurance rates.

Ready to find affordable Lowell, WI car insurance today? Enter your ZIP code for fast, free Lowell car insurance quotes.

Cheapest Lowell, WI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lowell, WI car insurance rates? Every Lowell, Wisconsin car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lowell, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,233 $2,351 $2,065 $2,277 $7,332 $9,366 $2,265 $2,461
American Family $945 $988 $895 $902 $2,803 $3,088 $1,118 $1,190
Farmers $1,806 $1,806 $1,598 $1,698 $8,791 $9,110 $2,054 $2,146
GEICO $1,138 $1,260 $1,191 $1,377 $3,807 $4,096 $1,052 $1,078
Liberty Mutual $1,587 $1,729 $1,281 $1,454 $5,627 $6,311 $1,685 $1,821
Nationwide $3,143 $3,301 $2,616 $2,751 $6,584 $10,130 $3,836 $4,518
Progressive $1,519 $1,438 $1,245 $1,303 $5,944 $6,693 $1,821 $1,978
State Farm $1,121 $1,121 $999 $999 $3,224 $4,072 $1,264 $1,443
USAA $1,210 $1,204 $1,102 $1,116 $3,112 $3,595 $1,563 $1,709

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Minimum Car Insurance in Lowell, WI

Every driver must carry the minimum car insurance in Lowell, WI. Take a look at the Wisconsin car insurance requirements.

Minimum Required Car Insurance Coverage in Lowell, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Lowell, WI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lowell, WI. Compare credit history car insurance rates in Lowell from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lowell, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,978 $3,429 $2,975
American Family $1,998 $1,315 $1,161
Farmers $4,094 $3,469 $3,316
GEICO $2,457 $1,755 $1,412
Liberty Mutual $3,867 $2,347 $1,846
Nationwide $5,182 $4,324 $4,324
Progressive $3,109 $2,651 $2,469
State Farm $2,654 $1,525 $1,162
USAA $2,800 $1,488 $1,191

Cheapest Lowell, WI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lowell, WI to rates for a clean record with top companies.

Annual Lowell, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,089 $4,254 $3,983 $3,849
American Family $1,427 $1,513 $1,513 $1,513
Farmers $3,158 $3,997 $3,780 $3,570
GEICO $1,296 $2,101 $2,425 $1,677
Liberty Mutual $2,048 $2,931 $3,028 $2,740
Nationwide $3,898 $4,508 $5,525 $4,508
Progressive $2,508 $3,049 $2,607 $2,806
State Farm $1,636 $1,925 $1,780 $1,780
USAA $1,430 $1,805 $2,437 $1,633

Cheapest Lowell, WI Car Insurance for Teen Drivers

Teen car insurance in Lowell, WI can be expensive. Take a look at rates from the top car insurance companies in Lowell for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lowell, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,332 $9,366
American Family $2,803 $3,088
Farmers $8,791 $9,110
GEICO $3,807 $4,096
Liberty Mutual $5,627 $6,311
Nationwide $6,584 $10,130
Progressive $5,944 $6,693
State Farm $3,224 $4,072
USAA $3,112 $3,595

Cheapest Lowell, WI Car Insurance for Seniors

Take a look at Lowell, WI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lowell, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,065 $2,277
American Family $895 $902
Farmers $1,598 $1,698
GEICO $1,191 $1,377
Liberty Mutual $1,281 $1,454
Nationwide $2,616 $2,751
Progressive $1,245 $1,303
State Farm $999 $999
USAA $1,102 $1,116

Cheapest Lowell, WI Car Insurance Rates After a DUI

A DUI in Lowell, WI increases car insurance rates. Compare Lowell, Wisconsin DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lowell, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,983
American Family $1,513
Farmers $3,780
GEICO $2,425
Liberty Mutual $3,028
Nationwide $5,525
Progressive $2,607
State Farm $1,780
USAA $2,437

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Cheapest Lowell, WI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lowell, WI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lowell, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,703 $3,885
American Family $1,466 $1,517
Farmers $3,626 $3,626
GEICO $1,837 $1,912
Liberty Mutual $2,687 $2,687
Nationwide $4,610 $4,610
Progressive $2,743 $2,743
State Farm $1,736 $1,825
USAA $1,803 $1,850

The Best Cheap Car Insurance Companies in Lowell, WI

Take a look at a side-by-side comparison of the top car insurance companies in Lowell, WI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lowell, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,794
American Family $1,491
Farmers $3,626
GEICO $1,875
Liberty Mutual $2,687
Nationwide $4,610
Progressive $2,743
State Farm $1,780
USAA $1,826

Category Winners: Cheapest Car Insurance in Lowell, Wisconsin

Find the cheapest car insurance companies in Lowell, WI for each category right here.

Best Annual Car Insurance Rates by Company in Lowell, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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Cheapest Lowell, WI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lowell car insurance rates. Find the cheapest Lowell, WI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lowell, Wisconsin

Insurance Company Low Medium High
Allstate $3,650 $3,786 $3,946
American Family $1,471 $1,505 $1,498
Farmers $3,323 $3,595 $3,961
GEICO $1,738 $1,874 $2,012
Liberty Mutual $2,460 $2,710 $2,891
Nationwide $4,459 $4,608 $4,763
Progressive $2,566 $2,766 $2,897
State Farm $1,678 $1,786 $1,878
USAA $1,754 $1,828 $1,896

What affects car insurance rates in Lowell, Wisconsin?

What factors can have an impact on Lowell, WI car insurance? There are several reasons why Lowell car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lowell, Wisconsin.

Commute Time in Lowell

The more time you spend in your car the higher the risk of an accident. The average commute length in Lowell, WI is 26.4 minutes according to City-Data.

Traffic in Lowell

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Lowell, WI traffic data from INRIX ranks Lowell as the 580th-most congested in the world.

Compare Car Insurance Quotes in Lowell, WI

Ready to find affordable Lowell, Wisconsin car insurance today? Enter your ZIP code for fast, free Lowell, WI car insurance quotes.

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Average Monthly Car Insurance Rates by State