Compare Lower Allen, PA Car Insurance Rates (2021)

Car insurance in Lower Allen, PA averages $286 a month. Lower Allen, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Lower Allen car insurance rates, compare quotes from the top car insurance companies in Lower Allen, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Lower Allen, PA after a DUI are $3,787/year
  • The cheapest car insurance company in Lower Allen is USAA
  • The cheapest car insurance company in Lower Allen for teen drivers is USAA

If you need to buy Lower Allen, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Lower Allen, PA is right here.

You’ll find Lower Allen car insurance rates, the cheapest Lower Allen, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Lower Allen, Pennsylvania car insurance rates to Bethlehem car insurance rates, York car insurance rates, and Harrisburg car insurance rates.

Ready to find affordable Lower Allen, PA car insurance today? Enter your ZIP code for fast, free Lower Allen car insurance quotes.

Cheapest Lower Allen, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lower Allen, PA car insurance rates? Every Lower Allen, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lower Allen, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,113 $2,113 $1,957 $1,957 $7,080 $7,080 $2,315 $2,315
GEICO $1,694 $1,468 $1,620 $1,405 $4,323 $3,751 $1,695 $1,470
Liberty Mutual $2,991 $2,991 $2,743 $2,743 $8,675 $8,675 $3,788 $3,788
Nationwide $1,550 $1,550 $1,472 $1,472 $4,399 $4,399 $1,742 $1,742
Progressive $2,320 $2,320 $2,074 $2,074 $7,573 $7,573 $2,964 $2,964
State Farm $1,393 $1,393 $1,238 $1,238 $5,140 $5,140 $1,544 $1,544
Travelers $1,623 $1,623 $1,768 $1,768 $24,500 $24,500 $1,937 $1,937
USAA $1,016 $1,016 $922 $922 $3,081 $3,081 $1,340 $1,340

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Minimum Car Insurance in Lower Allen, PA

Every driver must carry the minimum car insurance in Lower Allen, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Lower Allen, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Lower Allen, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lower Allen, PA. Compare credit history car insurance rates in Lower Allen from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lower Allen, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,307 $3,206 $2,585
GEICO $3,261 $1,845 $1,429
Liberty Mutual $5,803 $4,165 $3,680
Nationwide $2,684 $2,213 $1,975
Progressive $4,937 $3,473 $2,789
State Farm $3,315 $2,052 $1,619
Travelers $8,087 $7,338 $6,946
USAA $1,982 $1,477 $1,310

Cheapest Lower Allen, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lower Allen, PA to rates for a clean record with top companies.

Annual Lower Allen, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,223 $3,793 $3,223 $3,223
GEICO $1,612 $2,750 $2,141 $2,211
Liberty Mutual $4,137 $4,768 $4,646 $4,646
Nationwide $1,658 $2,219 $3,079 $2,207
Progressive $3,383 $4,680 $3,480 $3,388
State Farm $2,117 $2,541 $2,329 $2,329
Travelers $5,258 $7,526 $9,517 $7,526
USAA $1,279 $1,767 $1,884 $1,428

Cheapest Lower Allen, PA Car Insurance for Teen Drivers

Teen car insurance in Lower Allen, PA can be expensive. Take a look at rates from the top car insurance companies in Lower Allen for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lower Allen, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,080 $7,080
GEICO $4,323 $3,751
Liberty Mutual $8,675 $8,675
Nationwide $4,399 $4,399
Progressive $7,573 $7,573
State Farm $5,140 $5,140
Travelers $24,500 $24,500
USAA $3,081 $3,081

Cheapest Lower Allen, PA Car Insurance for Seniors

Take a look at Lower Allen, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lower Allen, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,957 $1,957
GEICO $1,620 $1,405
Liberty Mutual $2,743 $2,743
Nationwide $1,472 $1,472
Progressive $2,074 $2,074
State Farm $1,238 $1,238
Travelers $1,768 $1,768
USAA $922 $922

Cheapest Lower Allen, PA Car Insurance Rates After a DUI

A DUI in Lower Allen, PA increases car insurance rates. Compare Lower Allen, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lower Allen, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,223
GEICO $2,141
Liberty Mutual $4,646
Nationwide $3,079
Progressive $3,480
State Farm $2,329
Travelers $9,517
USAA $1,884

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Cheapest Lower Allen, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lower Allen, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lower Allen, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,299 $3,433
GEICO $2,146 $2,210
Liberty Mutual $4,434 $4,665
Nationwide $2,291 $2,291
Progressive $3,733 $3,733
State Farm $2,261 $2,397
Travelers $7,457 $7,457
USAA $1,544 $1,634

The Best Cheap Car Insurance Companies in Lower Allen, PA

Take a look at a side-by-side comparison of the top car insurance companies in Lower Allen, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lower Allen, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,366
GEICO $2,178
Liberty Mutual $4,549
Nationwide $2,291
Progressive $3,733
State Farm $2,329
Travelers $7,457
USAA $1,589

Category Winners: Cheapest Car Insurance in Lower Allen, Pennsylvania

Find the cheapest car insurance companies in Lower Allen, PA for each category right here.

Best Annual Car Insurance Rates by Company in Lower Allen, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Lower Allen, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lower Allen car insurance rates. Find the cheapest Lower Allen, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lower Allen, Pennsylvania

Insurance Company Low Medium High
Allstate $3,215 $3,387 $3,495
GEICO $1,981 $2,204 $2,350
Liberty Mutual $4,306 $4,585 $4,757
Nationwide $2,291 $2,325 $2,256
Progressive $3,403 $3,767 $4,030
State Farm $2,165 $2,364 $2,458
Travelers $7,474 $7,485 $7,411
USAA $1,459 $1,606 $1,704

What affects car insurance rates in Lower Allen, Pennsylvania?

What factors can have an impact on Lower Allen, PA car insurance? There are several reasons why Lower Allen car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lower Allen, Pennsylvania.

Commute Time in Lower Allen

The more time you spend in your car the higher the risk of an accident. The average commute length in Lower Allen, PA is 20.4 minutes according to City-Data.

Compare Car Insurance Quotes in Lower Allen, PA

Ready to find affordable Lower Allen, Pennsylvania car insurance today? Enter your ZIP code for fast, free Lower Allen, PA car insurance quotes.

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