Compare Lower Salem, OH Car Insurance Rates (2021)

Car insurance in Lower Salem, OH averages $243 a month. Lower Salem, Ohio car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Lower Salem car insurance rates, compare quotes from the top car insurance companies in Lower Salem, OH.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Lower Salem is American Family
  • The cheapest car insurance company in Lower Salem for teen drivers is American Family
  • Average car insurance rates in Lower Salem, OH are $2,912/year

If you need to buy Lower Salem, Ohio car insurance, the options can be confusing. Everything you need to know about car insurance in Lower Salem, OH is right here.

You’ll find Lower Salem car insurance rates, the cheapest Lower Salem, OH car insurance companies, and information on Ohio car insurance laws. You can also compare Lower Salem, Ohio car insurance rates to Parma car insurance rates, Toledo car insurance rates, and Lorain car insurance rates.

Ready to find affordable Lower Salem, OH car insurance today? Enter your ZIP code for fast, free Lower Salem car insurance quotes.

Cheapest Lower Salem, OH Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lower Salem, OH car insurance rates? Every Lower Salem, Ohio car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lower Salem, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,304 $2,310 $2,058 $2,206 $6,218 $7,118 $2,450 $2,637
American Family $956 $996 $863 $870 $2,801 $3,054 $1,177 $1,243
Farmers $1,814 $1,812 $1,601 $1,679 $7,556 $7,839 $2,034 $2,144
GEICO $1,354 $1,305 $1,253 $1,251 $3,533 $3,286 $1,508 $1,284
Liberty Mutual $2,231 $2,435 $1,718 $2,079 $11,469 $12,974 $2,387 $2,620
Nationwide $2,235 $2,254 $2,008 $2,033 $5,497 $7,148 $2,405 $2,818
Progressive $1,930 $1,840 $1,603 $1,654 $8,144 $9,193 $2,319 $2,392
State Farm $1,552 $1,552 $1,383 $1,383 $4,747 $5,972 $1,800 $2,061
Travelers $1,543 $1,568 $1,521 $1,516 $6,548 $10,354 $1,603 $1,849
USAA $920 $928 $869 $873 $2,797 $3,123 $1,232 $1,337

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Minimum Car Insurance in Lower Salem, OH

Every driver must carry the minimum car insurance in Lower Salem, OH. Take a look at the Ohio car insurance requirements.

Minimum Required Car Insurance Coverage in Lower Salem, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Lower Salem, OH Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lower Salem, OH. Compare credit history car insurance rates in Lower Salem from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lower Salem, Ohio

Insurance Company Poor Fair Good
Allstate $4,397 $3,180 $2,661
American Family $1,982 $1,355 $1,148
Farmers $3,765 $3,157 $3,008
GEICO $2,215 $1,847 $1,479
Liberty Mutual $6,811 $4,154 $3,253
Nationwide $3,983 $3,208 $2,708
Progressive $4,109 $3,519 $3,275
State Farm $3,643 $2,251 $1,774
Travelers $3,708 $3,222 $3,008
USAA $1,966 $1,385 $1,178

Cheapest Lower Salem, OH Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lower Salem, OH to rates for a clean record with top companies.

Annual Lower Salem, Ohio Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,888 $3,476 $4,037 $3,249
American Family $1,433 $1,516 $1,516 $1,516
Farmers $2,735 $3,507 $3,420 $3,578
GEICO $1,268 $1,807 $2,577 $1,735
Liberty Mutual $3,991 $5,095 $5,224 $4,647
Nationwide $2,629 $3,365 $4,290 $2,915
Progressive $3,140 $4,237 $3,340 $3,820
State Farm $2,335 $2,778 $2,556 $2,556
Travelers $2,447 $3,178 $4,789 $2,837
USAA $1,162 $1,554 $2,036 $1,287

Cheapest Lower Salem, OH Car Insurance for Teen Drivers

Teen car insurance in Lower Salem, OH can be expensive. Take a look at rates from the top car insurance companies in Lower Salem for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lower Salem, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,218 $7,118
American Family $2,801 $3,054
Farmers $7,556 $7,839
GEICO $3,533 $3,286
Liberty Mutual $11,469 $12,974
Nationwide $5,497 $7,148
Progressive $8,144 $9,193
State Farm $4,747 $5,972
Travelers $6,548 $10,354
USAA $2,797 $3,123

Cheapest Lower Salem, OH Car Insurance for Seniors

Take a look at Lower Salem, OH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lower Salem, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,058 $2,206
American Family $863 $870
Farmers $1,601 $1,679
GEICO $1,253 $1,251
Liberty Mutual $1,718 $2,079
Nationwide $2,008 $2,033
Progressive $1,603 $1,654
State Farm $1,383 $1,383
Travelers $1,521 $1,516
USAA $869 $873

Cheapest Lower Salem, OH Car Insurance Rates After a DUI

A DUI in Lower Salem, OH increases car insurance rates. Compare Lower Salem, Ohio DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lower Salem, Ohio

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,037
American Family $1,516
Farmers $3,420
GEICO $2,577
Liberty Mutual $5,224
Nationwide $4,290
Progressive $3,340
State Farm $2,556
Travelers $4,789
USAA $2,036

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Cheapest Lower Salem, OH Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lower Salem, OH by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lower Salem, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,413 $3,413
American Family $1,477 $1,513
Farmers $3,310 $3,310
GEICO $1,812 $1,882
Liberty Mutual $4,739 $4,739
Nationwide $3,300 $3,300
Progressive $3,634 $3,634
State Farm $2,493 $2,619
Travelers $3,313 $3,313
USAA $1,451 $1,568

The Best Cheap Car Insurance Companies in Lower Salem, OH

Take a look at a side-by-side comparison of the top car insurance companies in Lower Salem, OH to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lower Salem, Ohio

Insurance Company Average Annual Rates
Allstate $3,413
American Family $1,495
Farmers $3,310
GEICO $1,847
Liberty Mutual $4,739
Nationwide $3,300
Progressive $3,634
State Farm $2,556
Travelers $3,313
USAA $1,510

Category Winners: Cheapest Car Insurance in Lower Salem, Ohio

Find the cheapest car insurance companies in Lower Salem, OH for each category right here.

Best Annual Car Insurance Rates by Company in Lower Salem, Ohio

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Lower Salem, OH Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lower Salem car insurance rates. Find the cheapest Lower Salem, OH car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lower Salem, Ohio

Insurance Company Low Medium High
Allstate $3,315 $3,407 $3,516
American Family $1,476 $1,506 $1,503
Farmers $3,168 $3,268 $3,494
GEICO $1,792 $1,839 $1,910
Liberty Mutual $4,592 $4,757 $4,868
Nationwide $3,656 $3,198 $3,045
Progressive $3,512 $3,607 $3,784
State Farm $2,438 $2,564 $2,667
Travelers $3,226 $3,357 $3,355
USAA $1,449 $1,508 $1,572

What affects car insurance rates in Lower Salem, Ohio?

What factors can have an impact on Lower Salem, OH car insurance? There are several reasons why Lower Salem car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lower Salem, Ohio.

Commute Time in Lower Salem

The more time you spend in your car the higher the risk of an accident. The average commute length in Lower Salem, OH is 31.0 minutes according to City-Data.

Compare Car Insurance Quotes in Lower Salem, OH

Ready to find affordable Lower Salem, Ohio car insurance today? Enter your ZIP code for fast, free Lower Salem, OH car insurance quotes.

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