Compare Lower Waterford, VT Car Insurance Rates (2021)

Car insurance in Lower Waterford, VT averages $275 a month. Lower Waterford, Vermont car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Lower Waterford car insurance rates, compare quotes from the top car insurance companies in Lower Waterford, VT.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Lower Waterford for teen drivers is USAA
  • The cheapest car insurance company in Lower Waterford is USAA
  • Average car insurance rates in Lower Waterford, VT are $3,300/year

If you need to buy Lower Waterford, Vermont car insurance, the options can be confusing. Everything you need to know about car insurance in Lower Waterford, VT is right here.

You’ll find Lower Waterford car insurance rates, the cheapest Lower Waterford, VT car insurance companies, and information on Vermont car insurance laws. You can also compare Lower Waterford, Vermont car insurance rates to Newport car insurance rates, Essex Junction car insurance rates, and Burlington car insurance rates.

Ready to find affordable Lower Waterford, VT car insurance today? Enter your ZIP code for fast, free Lower Waterford car insurance quotes.

Cheapest Lower Waterford, VT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lower Waterford, VT car insurance rates? Every Lower Waterford, Vermont car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lower Waterford, Vermont

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,109 $2,109 $2,011 $2,011 $5,037 $6,652 $2,396 $2,630
GEICO $1,773 $1,648 $1,746 $1,591 $4,014 $4,688 $1,494 $1,461
Liberty Mutual $1,962 $2,123 $1,729 $1,940 $8,259 $9,183 $2,247 $2,385
Nationwide $1,416 $1,443 $1,273 $1,345 $3,407 $4,342 $1,619 $1,746
Progressive $3,652 $3,627 $3,268 $3,284 $11,314 $12,386 $3,734 $3,977
State Farm $2,709 $2,709 $2,418 $2,418 $7,974 $10,252 $3,017 $3,346
USAA $1,125 $1,130 $1,051 $1,045 $3,637 $3,807 $1,539 $1,608

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Minimum Car Insurance in Lower Waterford, VT

Every driver must carry the minimum car insurance in Lower Waterford, VT. Take a look at the Vermont car insurance requirements.

Minimum Required Car Insurance Coverage in Lower Waterford, Vermont

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Lower Waterford, VT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lower Waterford, VT. Compare credit history car insurance rates in Lower Waterford from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lower Waterford, Vermont

Insurance Company Poor Fair Good
Allstate $3,824 $2,923 $2,610
GEICO $3,724 $1,961 $1,221
Liberty Mutual $5,594 $3,185 $2,406
Nationwide $2,392 $1,987 $1,843
Progressive $6,501 $5,447 $5,018
State Farm $7,663 $3,267 $2,137
USAA $2,700 $1,611 $1,293

Cheapest Lower Waterford, VT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lower Waterford, VT to rates for a clean record with top companies.

Annual Lower Waterford, Vermont Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,589 $3,412 $3,522 $2,954
GEICO $1,479 $2,467 $3,440 $1,822
Liberty Mutual $3,277 $3,925 $4,165 $3,546
Nationwide $1,660 $2,131 $2,680 $1,824
Progressive $4,764 $6,903 $5,353 $5,601
State Farm $3,965 $4,746 $4,355 $4,355
USAA $1,424 $1,796 $2,668 $1,583

Cheapest Lower Waterford, VT Car Insurance for Teen Drivers

Teen car insurance in Lower Waterford, VT can be expensive. Take a look at rates from the top car insurance companies in Lower Waterford for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lower Waterford, Vermont

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,037 $6,652
GEICO $4,014 $4,688
Liberty Mutual $8,259 $9,183
Nationwide $3,407 $4,342
Progressive $11,314 $12,386
State Farm $7,974 $10,252
USAA $3,637 $3,807

Cheapest Lower Waterford, VT Car Insurance for Seniors

Take a look at Lower Waterford, VT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lower Waterford, Vermont

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,011 $2,011
GEICO $1,746 $1,591
Liberty Mutual $1,729 $1,940
Nationwide $1,273 $1,345
Progressive $3,268 $3,284
State Farm $2,418 $2,418
USAA $1,051 $1,045

Cheapest Lower Waterford, VT Car Insurance Rates After a DUI

A DUI in Lower Waterford, VT increases car insurance rates. Compare Lower Waterford, Vermont DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lower Waterford, Vermont

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,522
GEICO $3,440
Liberty Mutual $4,165
Nationwide $2,680
Progressive $5,353
State Farm $4,355
USAA $2,668

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Cheapest Lower Waterford, VT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lower Waterford, VT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lower Waterford, Vermont

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,059 $3,179
GEICO $2,270 $2,334
Liberty Mutual $3,728 $3,728
Nationwide $2,074 $2,074
Progressive $5,655 $5,655
State Farm $4,217 $4,494
USAA $1,846 $1,890

The Best Cheap Car Insurance Companies in Lower Waterford, VT

Take a look at a side-by-side comparison of the top car insurance companies in Lower Waterford, VT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lower Waterford, Vermont

Insurance Company Average Annual Rates
Allstate $3,119
GEICO $2,302
Liberty Mutual $3,728
Nationwide $2,074
Progressive $5,655
State Farm $4,355
USAA $1,868

Category Winners: Cheapest Car Insurance in Lower Waterford, Vermont

Find the cheapest car insurance companies in Lower Waterford, VT for each category right here.

Best Annual Car Insurance Rates by Company in Lower Waterford, Vermont

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Lower Waterford, VT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lower Waterford car insurance rates. Find the cheapest Lower Waterford, VT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lower Waterford, Vermont

Insurance Company Low Medium High
Allstate $3,058 $3,115 $3,185
GEICO $2,230 $2,303 $2,373
Liberty Mutual $3,521 $3,716 $3,949
Nationwide $2,123 $2,078 $2,021
Progressive $5,387 $5,581 $5,997
State Farm $4,116 $4,378 $4,573
USAA $1,809 $1,865 $1,929

Compare Car Insurance Quotes in Lower Waterford, VT

Ready to find affordable Lower Waterford, Vermont car insurance today? Enter your ZIP code for fast, free Lower Waterford, VT car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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