Compare Lowes, KY Car Insurance Rates (2021)

Car insurance in Lowes, KY averages $406 a month. Lowes, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Lowes car insurance rates, compare quotes from the top car insurance companies in Lowes, KY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Lowes for teen drivers is USAA
  • Average car insurance rates in Lowes, KY are $4,870/year
  • The cheapest car insurance company in Lowes is USAA

If you need to buy Lowes, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Lowes, KY is right here.

You’ll find Lowes car insurance rates, the cheapest Lowes, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Lowes, Kentucky car insurance rates to Hopkinsville car insurance rates, Henderson car insurance rates, and Nicholasville car insurance rates.

Ready to find affordable Lowes, KY car insurance today? Enter your ZIP code for fast, free Lowes car insurance quotes.

Cheapest Lowes, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lowes, KY car insurance rates? Every Lowes, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lowes, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,119 $3,103 $2,798 $2,987 $11,177 $12,562 $3,500 $3,719
GEICO $3,087 $2,859 $3,218 $2,914 $6,168 $7,329 $2,524 $2,185
Liberty Mutual $2,631 $2,856 $2,232 $2,496 $10,504 $11,637 $2,763 $2,895
Nationwide $2,787 $2,798 $2,519 $2,640 $6,037 $7,550 $3,132 $3,296
Progressive $4,821 $4,557 $4,345 $4,341 $24,595 $27,972 $6,012 $6,133
State Farm $1,882 $1,882 $1,660 $1,660 $5,045 $6,316 $2,098 $2,302
Travelers $2,220 $2,261 $2,176 $2,182 $10,566 $16,949 $2,318 $2,685
USAA $1,910 $1,924 $1,714 $1,758 $4,984 $5,272 $2,425 $2,671

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Minimum Car Insurance in Lowes, KY

Every driver must carry the minimum car insurance in Lowes, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Lowes, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Lowes, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lowes, KY. Compare credit history car insurance rates in Lowes from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lowes, Kentucky

Insurance Company Poor Fair Good
Allstate $7,101 $4,907 $4,104
GEICO $6,223 $3,107 $2,025
Liberty Mutual $6,796 $4,165 $3,294
Nationwide $4,672 $3,666 $3,197
Progressive $11,547 $10,089 $9,405
State Farm $4,135 $2,492 $1,941
Travelers $5,768 $4,880 $4,861
USAA $4,227 $2,354 $1,915

Cheapest Lowes, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lowes, KY to rates for a clean record with top companies.

Annual Lowes, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,488 $5,807 $6,155 $5,033
GEICO $2,248 $4,011 $6,130 $2,752
Liberty Mutual $3,974 $6,081 $4,737 $4,214
Nationwide $3,060 $3,953 $4,997 $3,369
Progressive $8,524 $12,744 $9,734 $10,386
State Farm $2,633 $3,078 $2,856 $2,856
Travelers $4,510 $4,640 $6,693 $4,835
USAA $2,135 $3,024 $3,602 $2,568

Cheapest Lowes, KY Car Insurance for Teen Drivers

Teen car insurance in Lowes, KY can be expensive. Take a look at rates from the top car insurance companies in Lowes for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lowes, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,177 $12,562
GEICO $6,168 $7,329
Liberty Mutual $10,504 $11,637
Nationwide $6,037 $7,550
Progressive $24,595 $27,972
State Farm $5,045 $6,316
Travelers $10,566 $16,949
USAA $4,984 $5,272

Cheapest Lowes, KY Car Insurance for Seniors

Take a look at Lowes, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lowes, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,798 $2,987
GEICO $3,218 $2,914
Liberty Mutual $2,232 $2,496
Nationwide $2,519 $2,640
Progressive $4,345 $4,341
State Farm $1,660 $1,660
Travelers $2,176 $2,182
USAA $1,714 $1,758

Cheapest Lowes, KY Car Insurance Rates After a DUI

A DUI in Lowes, KY increases car insurance rates. Compare Lowes, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lowes, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,155
GEICO $6,130
Liberty Mutual $4,737
Nationwide $4,997
Progressive $9,734
State Farm $2,856
Travelers $6,693
USAA $3,602

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Cheapest Lowes, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lowes, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lowes, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,371 $5,371
GEICO $3,750 $3,821
Liberty Mutual $4,752 $4,752
Nationwide $3,845 $3,845
Progressive $10,347 $10,347
State Farm $2,782 $2,929
Travelers $5,169 $5,169
USAA $2,726 $2,938

The Best Cheap Car Insurance Companies in Lowes, KY

Take a look at a side-by-side comparison of the top car insurance companies in Lowes, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lowes, Kentucky

Insurance Company Average Annual Rates
Allstate $5,371
GEICO $3,785
Liberty Mutual $4,752
Nationwide $3,845
Progressive $10,347
State Farm $2,856
Travelers $5,169
USAA $2,832

Category Winners: Cheapest Car Insurance in Lowes, Kentucky

Find the cheapest car insurance companies in Lowes, KY for each category right here.

Best Annual Car Insurance Rates by Company in Lowes, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Lowes, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lowes car insurance rates. Find the cheapest Lowes, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lowes, Kentucky

Insurance Company Low Medium High
Allstate $5,050 $5,353 $5,710
GEICO $3,558 $3,767 $4,031
Liberty Mutual $4,543 $4,725 $4,987
Nationwide $3,908 $3,801 $3,826
Progressive $9,463 $10,162 $11,416
State Farm $2,717 $2,854 $2,997
Travelers $4,912 $5,194 $5,403
USAA $2,715 $2,826 $2,956

What affects car insurance rates in Lowes, Kentucky?

What factors can have an impact on Lowes, KY car insurance? There are several reasons why Lowes car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lowes, Kentucky.

Traffic in Lowes

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Lowes, KY traffic data from INRIX ranks Lowes as the 353rd-most congested in the world.

Compare Car Insurance Quotes in Lowes, KY

Ready to find affordable Lowes, Kentucky car insurance today? Enter your ZIP code for fast, free Lowes, KY car insurance quotes.

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