Compare Lowndes, MO Car Insurance Rates (2021)

Car insurance in Lowndes, MO averages $284 a month. Lowndes, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Lowndes car insurance rates, compare quotes from the top car insurance companies in Lowndes, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Lowndes for teen drivers is Nationwide
  • Average car insurance rates in Lowndes, MO are $3,404/year
  • Average car insurance rates in Lowndes, MO after a DUI are $3,951/year

If you need to buy Lowndes, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Lowndes, MO is right here.

You’ll find Lowndes car insurance rates, the cheapest Lowndes, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Lowndes, Missouri car insurance rates to Columbia car insurance rates, Blue Springs car insurance rates, and Florissant car insurance rates.

Ready to find affordable Lowndes, MO car insurance today? Enter your ZIP code for fast, free Lowndes car insurance quotes.

Cheapest Lowndes, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lowndes, MO car insurance rates? Every Lowndes, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lowndes, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,716 $2,637 $2,437 $2,515 $7,369 $7,979 $2,618 $2,710
American Family $2,237 $2,237 $1,992 $1,992 $6,126 $7,973 $2,237 $2,615
Farmers $2,404 $2,405 $2,147 $2,271 $9,896 $10,274 $2,738 $2,869
GEICO $1,921 $2,153 $1,494 $1,908 $5,946 $6,303 $1,771 $1,788
Liberty Mutual $2,642 $2,863 $2,176 $2,438 $9,195 $10,209 $2,783 $2,970
Nationwide $1,476 $1,507 $1,320 $1,398 $3,784 $4,845 $1,688 $1,825
Progressive $2,399 $2,239 $1,961 $2,017 $7,859 $8,858 $2,940 $3,049
State Farm $1,883 $1,883 $1,679 $1,679 $5,368 $6,774 $2,116 $2,413
USAA $1,554 $1,543 $1,391 $1,422 $4,587 $5,609 $1,939 $2,160

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Minimum Car Insurance in Lowndes, MO

Every driver must carry the minimum car insurance in Lowndes, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Lowndes, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Lowndes, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lowndes, MO. Compare credit history car insurance rates in Lowndes from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lowndes, Missouri

Insurance Company Poor Fair Good
Allstate $5,341 $3,435 $2,842
American Family $4,482 $3,147 $2,650
Farmers $4,999 $4,165 $3,963
GEICO $4,019 $2,618 $2,094
Liberty Mutual $6,332 $3,860 $3,036
Nationwide $2,630 $2,173 $1,889
Progressive $4,533 $3,750 $3,463
State Farm $4,058 $2,666 $2,199
USAA $4,216 $1,958 $1,402

Cheapest Lowndes, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lowndes, MO to rates for a clean record with top companies.

Annual Lowndes, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,338 $3,753 $4,637 $3,763
American Family $2,574 $3,690 $4,507 $2,934
Farmers $3,802 $4,699 $4,598 $4,403
GEICO $2,281 $2,937 $3,953 $2,470
Liberty Mutual $3,199 $4,599 $4,739 $5,100
Nationwide $1,751 $2,249 $3,005 $1,917
Progressive $3,377 $4,554 $3,754 $3,977
State Farm $2,738 $3,211 $2,974 $2,974
USAA $2,036 $2,458 $3,392 $2,217

Cheapest Lowndes, MO Car Insurance for Teen Drivers

Teen car insurance in Lowndes, MO can be expensive. Take a look at rates from the top car insurance companies in Lowndes for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lowndes, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,369 $7,979
American Family $6,126 $7,973
Farmers $9,896 $10,274
GEICO $5,946 $6,303
Liberty Mutual $9,195 $10,209
Nationwide $3,784 $4,845
Progressive $7,859 $8,858
State Farm $5,368 $6,774
USAA $4,587 $5,609

Cheapest Lowndes, MO Car Insurance for Seniors

Take a look at Lowndes, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lowndes, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,437 $2,515
American Family $1,992 $1,992
Farmers $2,147 $2,271
GEICO $1,494 $1,908
Liberty Mutual $2,176 $2,438
Nationwide $1,320 $1,398
Progressive $1,961 $2,017
State Farm $1,679 $1,679
USAA $1,391 $1,422

Cheapest Lowndes, MO Car Insurance Rates After a DUI

A DUI in Lowndes, MO increases car insurance rates. Compare Lowndes, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lowndes, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,637
American Family $4,507
Farmers $4,598
GEICO $3,953
Liberty Mutual $4,739
Nationwide $3,005
Progressive $3,754
State Farm $2,974
USAA $3,392

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Cheapest Lowndes, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lowndes, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lowndes, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,873 $3,873
American Family $3,392 $3,460
Farmers $4,375 $4,375
GEICO $2,853 $2,968
Liberty Mutual $4,409 $4,409
Nationwide $2,230 $2,230
Progressive $3,915 $3,915
State Farm $2,902 $3,047
USAA $2,433 $2,618

The Best Cheap Car Insurance Companies in Lowndes, MO

Take a look at a side-by-side comparison of the top car insurance companies in Lowndes, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lowndes, Missouri

Insurance Company Average Annual Rates
Allstate $3,873
American Family $3,426
Farmers $4,375
GEICO $2,910
Liberty Mutual $4,409
Nationwide $2,231
Progressive $3,915
State Farm $2,974
USAA $2,526

Category Winners: Cheapest Car Insurance in Lowndes, Missouri

Find the cheapest car insurance companies in Lowndes, MO for each category right here.

Best Annual Car Insurance Rates by Company in Lowndes, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Lowndes, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lowndes car insurance rates. Find the cheapest Lowndes, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lowndes, Missouri

Insurance Company Low Medium High
Allstate $3,735 $3,865 $4,018
American Family $3,319 $3,534 $3,425
Farmers $4,086 $4,329 $4,711
GEICO $2,723 $2,930 $3,078
Liberty Mutual $4,161 $4,429 $4,638
Nationwide $2,095 $2,253 $2,344
Progressive $3,559 $3,920 $4,267
State Farm $2,794 $2,984 $3,145
USAA $2,420 $2,517 $2,640

Compare Car Insurance Quotes in Lowndes, MO

Ready to find affordable Lowndes, Missouri car insurance today? Enter your ZIP code for fast, free Lowndes, MO car insurance quotes.

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