Compare Lowry City, MO Car Insurance Rates (2021)

Car insurance in Lowry City, MO averages $262 a month. Lowry City, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Lowry City car insurance rates, compare quotes from the top car insurance companies in Lowry City, MO.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Lowry City, MO are $3,146/year
  • The cheapest car insurance company in Lowry City is Nationwide
  • The cheapest car insurance company in Lowry City for teen drivers is Nationwide

If you need to buy Lowry City, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Lowry City, MO is right here.

You’ll find Lowry City car insurance rates, the cheapest Lowry City, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Lowry City, Missouri car insurance rates to Kansas City car insurance rates, Lee’s Summit car insurance rates, and Independence car insurance rates.

Ready to find affordable Lowry City, MO car insurance today? Enter your ZIP code for fast, free Lowry City car insurance quotes.

Cheapest Lowry City, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lowry City, MO car insurance rates? Every Lowry City, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lowry City, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,796 $2,713 $2,507 $2,587 $7,621 $8,247 $2,695 $2,790
American Family $2,067 $2,067 $1,842 $1,842 $5,700 $7,399 $2,067 $2,415
Farmers $2,202 $2,197 $1,970 $2,084 $8,937 $9,246 $2,512 $2,635
GEICO $1,783 $1,988 $1,397 $1,768 $5,431 $5,743 $1,651 $1,661
Liberty Mutual $2,570 $2,788 $2,121 $2,379 $8,546 $9,490 $2,709 $2,893
Nationwide $1,546 $1,590 $1,373 $1,468 $3,861 $4,997 $1,760 $1,917
Progressive $2,018 $1,899 $1,649 $1,694 $6,239 $7,031 $2,467 $2,536
State Farm $1,522 $1,522 $1,353 $1,353 $4,250 $5,382 $1,708 $1,934
USAA $1,488 $1,477 $1,338 $1,364 $4,405 $5,384 $1,855 $2,064

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Lowry City, MO

Every driver must carry the minimum car insurance in Lowry City, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Lowry City, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Lowry City, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lowry City, MO. Compare credit history car insurance rates in Lowry City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lowry City, Missouri

Insurance Company Poor Fair Good
Allstate $5,511 $3,542 $2,930
American Family $4,144 $2,920 $2,460
Farmers $4,546 $3,778 $3,594
GEICO $3,695 $2,409 $1,929
Liberty Mutual $6,015 $3,660 $2,886
Nationwide $2,741 $2,246 $1,955
Progressive $3,706 $3,055 $2,814
State Farm $3,216 $2,139 $1,778
USAA $4,037 $1,881 $1,349

Cheapest Lowry City, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lowry City, MO to rates for a clean record with top companies.

Annual Lowry City, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,439 $3,868 $4,790 $3,881
American Family $2,361 $3,436 $4,199 $2,703
Farmers $3,451 $4,262 $4,171 $4,007
GEICO $2,110 $2,707 $3,614 $2,280
Liberty Mutual $3,052 $4,358 $4,504 $4,833
Nationwide $1,845 $2,332 $3,072 $2,008
Progressive $2,797 $3,661 $3,073 $3,235
State Farm $2,195 $2,561 $2,378 $2,378
USAA $1,947 $2,357 $3,260 $2,124

Cheapest Lowry City, MO Car Insurance for Teen Drivers

Teen car insurance in Lowry City, MO can be expensive. Take a look at rates from the top car insurance companies in Lowry City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lowry City, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,621 $8,247
American Family $5,700 $7,399
Farmers $8,937 $9,246
GEICO $5,431 $5,743
Liberty Mutual $8,546 $9,490
Nationwide $3,861 $4,997
Progressive $6,239 $7,031
State Farm $4,250 $5,382
USAA $4,405 $5,384

Cheapest Lowry City, MO Car Insurance for Seniors

Take a look at Lowry City, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lowry City, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,507 $2,587
American Family $1,842 $1,842
Farmers $1,970 $2,084
GEICO $1,397 $1,768
Liberty Mutual $2,121 $2,379
Nationwide $1,373 $1,468
Progressive $1,649 $1,694
State Farm $1,353 $1,353
USAA $1,338 $1,364

Cheapest Lowry City, MO Car Insurance Rates After a DUI

A DUI in Lowry City, MO increases car insurance rates. Compare Lowry City, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lowry City, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,790
American Family $4,199
Farmers $4,171
GEICO $3,614
Liberty Mutual $4,504
Nationwide $3,072
Progressive $3,073
State Farm $2,378
USAA $3,260

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Lowry City, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lowry City, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lowry City, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,995 $3,995
American Family $3,143 $3,206
Farmers $3,973 $3,973
GEICO $2,626 $2,730
Liberty Mutual $4,187 $4,187
Nationwide $2,314 $2,314
Progressive $3,192 $3,192
State Farm $2,319 $2,437
USAA $2,334 $2,509

The Best Cheap Car Insurance Companies in Lowry City, MO

Take a look at a side-by-side comparison of the top car insurance companies in Lowry City, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lowry City, Missouri

Insurance Company Average Annual Rates
Allstate $3,995
American Family $3,175
Farmers $3,973
GEICO $2,678
Liberty Mutual $4,187
Nationwide $2,314
Progressive $3,192
State Farm $2,378
USAA $2,422

Category Winners: Cheapest Car Insurance in Lowry City, Missouri

Find the cheapest car insurance companies in Lowry City, MO for each category right here.

Best Annual Car Insurance Rates by Company in Lowry City, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Lowry City, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lowry City car insurance rates. Find the cheapest Lowry City, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lowry City, Missouri

Insurance Company Low Medium High
Allstate $3,857 $3,987 $4,140
American Family $3,078 $3,275 $3,171
Farmers $3,726 $3,934 $4,258
GEICO $2,505 $2,695 $2,834
Liberty Mutual $3,952 $4,207 $4,402
Nationwide $2,186 $2,333 $2,423
Progressive $2,899 $3,198 $3,478
State Farm $2,229 $2,386 $2,519
USAA $2,320 $2,414 $2,532

What affects car insurance rates in Lowry City, Missouri?

What factors can have an impact on Lowry City, MO car insurance? There are several reasons why Lowry City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lowry City, Missouri.

Commute Time in Lowry City

The more time you spend in your car the higher the risk of an accident. The average commute length in Lowry City, MO is 22.4 minutes according to City-Data.

Compare Car Insurance Quotes in Lowry City, MO

Ready to find affordable Lowry City, Missouri car insurance today? Enter your ZIP code for fast, free Lowry City, MO car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption