Compare Loyal, OK Car Insurance Rates (2021)

Car insurance in Loyal, OK averages $339 a month. Loyal, Oklahoma car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Loyal car insurance rates, compare quotes from the top car insurance companies in Loyal, OK.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Loyal, OK are $4,064/year
  • Average car insurance rates in Loyal, OK after a DUI are $4,588/year
  • The cheapest car insurance company in Loyal for teen drivers is State Farm

If you need to buy Loyal, Oklahoma car insurance, the options can be confusing. Everything you need to know about car insurance in Loyal, OK is right here.

You’ll find Loyal car insurance rates, the cheapest Loyal, OK car insurance companies, and information on Oklahoma car insurance laws. You can also compare Loyal, Oklahoma car insurance rates to Oklahoma City car insurance rates, Lawton car insurance rates, and Broken Arrow car insurance rates.

Ready to find affordable Loyal, OK car insurance today? Enter your ZIP code for fast, free Loyal car insurance quotes.

Cheapest Loyal, OK Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Loyal, OK car insurance rates? Every Loyal, Oklahoma car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Loyal, Oklahoma

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,352 $2,366 $2,157 $2,269 $7,239 $8,484 $2,550 $2,695
Farmers $2,452 $2,438 $2,204 $2,320 $9,167 $9,418 $2,786 $2,929
GEICO $2,145 $2,322 $2,260 $2,500 $6,078 $6,489 $1,881 $1,913
Liberty Mutual $4,598 $4,859 $4,033 $4,389 $12,543 $13,765 $4,791 $4,976
Progressive $2,625 $2,499 $2,160 $2,288 $10,334 $11,586 $3,068 $3,209
State Farm $1,868 $1,868 $1,636 $1,636 $4,542 $5,742 $1,956 $2,194
USAA $1,863 $1,876 $1,775 $1,807 $5,951 $6,668 $2,410 $2,663

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Minimum Car Insurance in Loyal, OK

Every driver must carry the minimum car insurance in Loyal, OK. Take a look at the Oklahoma car insurance requirements.

Minimum Required Car Insurance Coverage in Loyal, Oklahoma

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Loyal, OK Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Loyal, OK. Compare credit history car insurance rates in Loyal from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Loyal, Oklahoma

Insurance Company Poor Fair Good
Allstate $4,655 $3,526 $3,111
Farmers $4,849 $3,994 $3,800
GEICO $3,852 $3,199 $2,545
Liberty Mutual $9,699 $5,902 $4,631
Progressive $5,366 $4,561 $4,237
State Farm $3,726 $2,390 $1,926
USAA $4,656 $2,632 $2,092

Cheapest Loyal, OK Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Loyal, OK to rates for a clean record with top companies.

Annual Loyal, Oklahoma Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,237 $3,803 $4,377 $3,639
Farmers $3,561 $4,563 $4,451 $4,282
GEICO $2,351 $3,566 $3,899 $2,978
Liberty Mutual $4,549 $7,585 $8,587 $6,256
Progressive $3,679 $6,824 $4,062 $4,320
State Farm $2,502 $2,860 $2,681 $2,681
USAA $2,309 $3,301 $4,058 $2,839

Cheapest Loyal, OK Car Insurance for Teen Drivers

Teen car insurance in Loyal, OK can be expensive. Take a look at rates from the top car insurance companies in Loyal for teenagers.

Annual Car Insurance Rates for Teen Drivers in Loyal, Oklahoma

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,239 $8,484
Farmers $9,167 $9,418
GEICO $6,078 $6,489
Liberty Mutual $12,543 $13,765
Progressive $10,334 $11,586
State Farm $4,542 $5,742
USAA $5,951 $6,668

Cheapest Loyal, OK Car Insurance for Seniors

Take a look at Loyal, OK senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Loyal, Oklahoma

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,157 $2,269
Farmers $2,204 $2,320
GEICO $2,260 $2,500
Liberty Mutual $4,033 $4,389
Progressive $2,160 $2,288
State Farm $1,636 $1,636
USAA $1,775 $1,807

Cheapest Loyal, OK Car Insurance Rates After a DUI

A DUI in Loyal, OK increases car insurance rates. Compare Loyal, Oklahoma DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Loyal, Oklahoma

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,377
Farmers $4,451
GEICO $3,899
Liberty Mutual $8,587
Progressive $4,062
State Farm $2,681
USAA $4,058

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Cheapest Loyal, OK Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Loyal, OK by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Loyal, Oklahoma

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,764 $3,764
Farmers $4,214 $4,214
GEICO $3,136 $3,262
Liberty Mutual $6,744 $6,744
Progressive $4,721 $4,721
State Farm $2,635 $2,726
USAA $3,089 $3,164

The Best Cheap Car Insurance Companies in Loyal, OK

Take a look at a side-by-side comparison of the top car insurance companies in Loyal, OK to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Loyal, Oklahoma

Insurance Company Average Annual Rates
Allstate $3,764
Farmers $4,214
GEICO $3,199
Liberty Mutual $6,744
Progressive $4,721
State Farm $2,681
USAA $3,127

Category Winners: Cheapest Car Insurance in Loyal, Oklahoma

Find the cheapest car insurance companies in Loyal, OK for each category right here.

Best Annual Car Insurance Rates by Company in Loyal, Oklahoma

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Loyal, OK Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Loyal car insurance rates. Find the cheapest Loyal, OK car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Loyal, Oklahoma

Insurance Company Low Medium High
Allstate $3,533 $3,749 $4,009
Farmers $4,050 $4,171 $4,421
GEICO $3,008 $3,199 $3,389
Liberty Mutual $6,424 $6,721 $7,087
Progressive $4,365 $4,689 $5,109
State Farm $2,530 $2,660 $2,851
USAA $3,023 $3,119 $3,238

Compare Car Insurance Quotes in Loyal, OK

Ready to find affordable Loyal, Oklahoma car insurance today? Enter your ZIP code for fast, free Loyal, OK car insurance quotes.

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