Compare Loyal, WI Car Insurance Rates (2021)

Car insurance in Loyal, WI averages $243 a month. Loyal, Wisconsin car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Loyal car insurance rates, compare quotes from the top car insurance companies in Loyal, WI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Loyal, WI are $2,921/year
  • The cheapest car insurance company in Loyal is American Family
  • The cheapest car insurance company in Loyal for teen drivers is American Family

If you need to buy Loyal, Wisconsin car insurance, the options can be confusing. Everything you need to know about car insurance in Loyal, WI is right here.

You’ll find Loyal car insurance rates, the cheapest Loyal, WI car insurance companies, and information on Wisconsin car insurance laws. You can also compare Loyal, Wisconsin car insurance rates to Kenosha car insurance rates, Waukesha car insurance rates, and Green Bay car insurance rates.

Ready to find affordable Loyal, WI car insurance today? Enter your ZIP code for fast, free Loyal car insurance quotes.

Cheapest Loyal, WI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Loyal, WI car insurance rates? Every Loyal, Wisconsin car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Loyal, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,264 $2,392 $2,084 $2,307 $7,155 $9,182 $2,307 $2,509
American Family $963 $1,008 $901 $911 $2,666 $2,948 $1,132 $1,206
Farmers $1,883 $1,885 $1,677 $1,765 $8,393 $8,691 $2,134 $2,250
GEICO $1,375 $1,502 $1,392 $1,565 $4,431 $4,781 $1,276 $1,328
Liberty Mutual $1,918 $2,104 $1,555 $1,774 $5,914 $6,647 $2,042 $2,225
Nationwide $3,526 $3,722 $2,913 $3,076 $7,089 $10,840 $4,284 $5,118
Progressive $1,737 $1,671 $1,421 $1,473 $6,251 $7,078 $2,085 $2,254
State Farm $1,387 $1,387 $1,221 $1,221 $3,757 $4,777 $1,560 $1,766
USAA $1,360 $1,361 $1,228 $1,256 $3,408 $3,962 $1,770 $1,950

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Minimum Car Insurance in Loyal, WI

Every driver must carry the minimum car insurance in Loyal, WI. Take a look at the Wisconsin car insurance requirements.

Minimum Required Car Insurance Coverage in Loyal, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Loyal, WI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Loyal, WI. Compare credit history car insurance rates in Loyal from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Loyal, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,959 $3,410 $2,956
American Family $1,964 $1,294 $1,143
Farmers $4,067 $3,417 $3,270
GEICO $2,897 $2,065 $1,657
Liberty Mutual $4,379 $2,618 $2,070
Nationwide $5,701 $4,756 $4,756
Progressive $3,433 $2,885 $2,671
State Farm $3,184 $1,828 $1,392
USAA $3,141 $1,652 $1,317

Cheapest Loyal, WI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Loyal, WI to rates for a clean record with top companies.

Annual Loyal, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,097 $4,239 $3,949 $3,815
American Family $1,404 $1,488 $1,488 $1,488
Farmers $3,130 $3,931 $3,728 $3,549
GEICO $1,548 $2,475 $2,771 $2,030
Liberty Mutual $2,326 $3,260 $3,411 $3,091
Nationwide $4,287 $4,959 $6,078 $4,959
Progressive $2,751 $3,306 $2,849 $3,080
State Farm $1,976 $2,293 $2,134 $2,134
USAA $1,599 $2,008 $2,717 $1,823

Cheapest Loyal, WI Car Insurance for Teen Drivers

Teen car insurance in Loyal, WI can be expensive. Take a look at rates from the top car insurance companies in Loyal for teenagers.

Annual Car Insurance Rates for Teen Drivers in Loyal, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,155 $9,182
American Family $2,666 $2,948
Farmers $8,393 $8,691
GEICO $4,431 $4,781
Liberty Mutual $5,914 $6,647
Nationwide $7,089 $10,840
Progressive $6,251 $7,078
State Farm $3,757 $4,777
USAA $3,408 $3,962

Cheapest Loyal, WI Car Insurance for Seniors

Take a look at Loyal, WI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Loyal, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,084 $2,307
American Family $901 $911
Farmers $1,677 $1,765
GEICO $1,392 $1,565
Liberty Mutual $1,555 $1,774
Nationwide $2,913 $3,076
Progressive $1,421 $1,473
State Farm $1,221 $1,221
USAA $1,228 $1,256

Cheapest Loyal, WI Car Insurance Rates After a DUI

A DUI in Loyal, WI increases car insurance rates. Compare Loyal, Wisconsin DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Loyal, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,949
American Family $1,488
Farmers $3,728
GEICO $2,771
Liberty Mutual $3,411
Nationwide $6,078
Progressive $2,849
State Farm $2,134
USAA $2,717

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Cheapest Loyal, WI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Loyal, WI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Loyal, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,684 $3,866
American Family $1,442 $1,491
Farmers $3,585 $3,585
GEICO $2,158 $2,254
Liberty Mutual $3,022 $3,022
Nationwide $5,071 $5,071
Progressive $2,996 $2,996
State Farm $2,081 $2,187
USAA $2,010 $2,063

The Best Cheap Car Insurance Companies in Loyal, WI

Take a look at a side-by-side comparison of the top car insurance companies in Loyal, WI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Loyal, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,775
American Family $1,467
Farmers $3,585
GEICO $2,206
Liberty Mutual $3,022
Nationwide $5,071
Progressive $2,996
State Farm $2,134
USAA $2,037

Category Winners: Cheapest Car Insurance in Loyal, Wisconsin

Find the cheapest car insurance companies in Loyal, WI for each category right here.

Best Annual Car Insurance Rates by Company in Loyal, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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Cheapest Loyal, WI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Loyal car insurance rates. Find the cheapest Loyal, WI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Loyal, Wisconsin

Insurance Company Low Medium High
Allstate $3,614 $3,766 $3,945
American Family $1,452 $1,480 $1,469
Farmers $3,353 $3,562 $3,838
GEICO $2,094 $2,205 $2,319
Liberty Mutual $2,800 $3,050 $3,216
Nationwide $4,927 $5,071 $5,215
Progressive $2,834 $3,017 $3,138
State Farm $2,023 $2,141 $2,240
USAA $1,962 $2,038 $2,110

What affects car insurance rates in Loyal, Wisconsin?

What factors can have an impact on Loyal, WI car insurance? There are several reasons why Loyal car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Loyal, Wisconsin.

Commute Time in Loyal

The more time you spend in your car the higher the risk of an accident. The average commute length in Loyal, WI is 20.8 minutes according to City-Data.

Compare Car Insurance Quotes in Loyal, WI

Ready to find affordable Loyal, Wisconsin car insurance today? Enter your ZIP code for fast, free Loyal, WI car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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