Compare Loyalton, CA Car Insurance Rates (2021)

Car insurance in Loyalton, CA averages $255 a month. Loyalton, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Loyalton car insurance rates, compare quotes from the top car insurance companies in Loyalton, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Loyalton, CA are $3,054/year
  • The cheapest car insurance company in Loyalton for teen drivers is USAA
  • The cheapest car insurance company in Loyalton is Progressive

If you need to buy Loyalton, California car insurance, the options can be confusing. Everything you need to know about car insurance in Loyalton, CA is right here.

You’ll find Loyalton car insurance rates, the cheapest Loyalton, CA car insurance companies, and information on California car insurance laws. You can also compare Loyalton, California car insurance rates to San Diego car insurance rates, Fresno car insurance rates, and Anaheim car insurance rates.

Ready to find affordable Loyalton, CA car insurance today? Enter your ZIP code for fast, free Loyalton car insurance quotes.

Cheapest Loyalton, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Loyalton, CA car insurance rates? Every Loyalton, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Loyalton, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,136 $2,149 $1,558 $1,585 $5,759 $7,256 $2,754 $3,062
Farmers $2,232 $2,232 $2,005 $2,005 $7,099 $11,657 $2,641 $2,937
GEICO $1,628 $1,629 $1,531 $1,531 $4,936 $5,041 $2,336 $2,400
Liberty Mutual $2,185 $2,074 $2,026 $1,966 $4,802 $5,086 $2,471 $2,484
Nationwide $2,798 $2,679 $2,431 $2,300 $6,970 $7,707 $3,323 $3,300
Progressive $1,419 $1,463 $1,179 $1,411 $3,642 $4,434 $2,022 $2,179
State Farm $2,611 $2,611 $2,327 $2,327 $4,704 $5,831 $2,883 $2,974
Travelers $2,062 $2,005 $1,821 $1,803 $4,114 $4,721 $2,653 $2,609
USAA $1,738 $1,647 $1,697 $1,705 $3,957 $3,969 $2,400 $2,269

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Minimum Car Insurance in Loyalton, CA

Every driver must carry the minimum car insurance in Loyalton, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Loyalton, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Loyalton, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Loyalton, CA to rates for a clean record with top companies.

Annual Loyalton, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $1,985 $3,335 $5,211 $2,598
Farmers $3,033 $4,128 $5,144 $4,100
GEICO $1,841 $2,829 $3,562 $2,284
Liberty Mutual $2,506 $3,358 $3,028 $2,655
Nationwide $2,751 $3,522 $5,958 $3,522
Progressive $1,464 $2,453 $2,858 $2,099
State Farm $2,335 $2,790 $5,295 $2,714
Travelers $1,850 $2,944 $3,429 $2,671
USAA $1,612 $2,391 $3,924 $1,765

Cheapest Loyalton, CA Car Insurance for Teen Drivers

Teen car insurance in Loyalton, CA can be expensive. Take a look at rates from the top car insurance companies in Loyalton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Loyalton, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,759 $7,256
Farmers $7,099 $11,657
GEICO $4,936 $5,041
Liberty Mutual $4,802 $5,086
Nationwide $6,970 $7,707
Progressive $3,642 $4,434
State Farm $4,704 $5,831
Travelers $4,114 $4,721
USAA $3,957 $3,969

Cheapest Loyalton, CA Car Insurance for Seniors

Take a look at Loyalton, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Loyalton, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,558 $1,585
Farmers $2,005 $2,005
GEICO $1,531 $1,531
Liberty Mutual $2,026 $1,966
Nationwide $2,431 $2,300
Progressive $1,179 $1,411
State Farm $2,327 $2,327
Travelers $1,821 $1,803
USAA $1,697 $1,705

Cheapest Loyalton, CA Car Insurance Rates After a DUI

A DUI in Loyalton, CA increases car insurance rates. Compare Loyalton, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Loyalton, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,211
Farmers $5,144
GEICO $3,562
Liberty Mutual $3,028
Nationwide $5,958
Progressive $2,858
State Farm $5,295
Travelers $3,429
USAA $3,924

Cheapest Loyalton, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Loyalton, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Loyalton, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,963 $3,601
Farmers $3,722 $4,481
GEICO $2,389 $2,869
Liberty Mutual $2,651 $3,122
Nationwide $3,482 $4,396
Progressive $2,018 $2,419
State Farm $3,165 $3,403
Travelers $2,456 $2,990
USAA $2,231 $2,615

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The Best Cheap Car Insurance Companies in Loyalton, CA

Take a look at a side-by-side comparison of the top car insurance companies in Loyalton, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Loyalton, California

Insurance Company Average Annual Rates
Allstate $3,282
Farmers $4,101
GEICO $2,629
Liberty Mutual $2,887
Nationwide $3,939
Progressive $2,219
State Farm $3,284
Travelers $2,723
USAA $2,423

Category Winners: Cheapest Car Insurance in Loyalton, California

Find the cheapest car insurance companies in Loyalton, CA for each category right here.

Best Annual Car Insurance Rates by Company in Loyalton, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

Cheapest Loyalton, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Loyalton car insurance rates. Find the cheapest Loyalton, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Loyalton, California

Insurance Company Low Medium High
Allstate $3,123 $3,308 $3,416
Farmers $3,829 $4,131 $4,343
GEICO $2,402 $2,654 $2,831
Liberty Mutual $2,710 $2,910 $3,040
Nationwide $3,573 $3,997 $4,246
Progressive $2,063 $2,266 $2,328
State Farm $3,032 $3,321 $3,497
Travelers $2,406 $2,788 $2,976
USAA $2,197 $2,469 $2,603

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What affects car insurance rates in Loyalton, California?

What factors can have an impact on Loyalton, CA car insurance? There are several reasons why Loyalton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Loyalton, California.

Commute Time in Loyalton

The more time you spend in your car the higher the risk of an accident. The average commute length in Loyalton, CA is 29.4 minutes according to City-Data.

Compare Car Insurance Quotes in Loyalton, CA

Ready to find affordable Loyalton, California car insurance today? Enter your ZIP code for fast, free Loyalton, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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