Compare Lucan, MN Car Insurance Rates (2021)

Car insurance in Lucan, MN averages $357 a month. Lucan, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Lucan car insurance rates, compare quotes from the top car insurance companies in Lucan, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Lucan for teen drivers is State Farm
  • The cheapest car insurance company in Lucan is State Farm
  • Average car insurance rates in Lucan, MN after a DUI are $5,784/year

If you need to buy Lucan, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Lucan, MN is right here.

You’ll find Lucan car insurance rates, the cheapest Lucan, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Lucan, Minnesota car insurance rates to St. Paul car insurance rates, Rochester car insurance rates, and Woodbury car insurance rates.

Ready to find affordable Lucan, MN car insurance today? Enter your ZIP code for fast, free Lucan car insurance quotes.

Cheapest Lucan, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lucan, MN car insurance rates? Every Lucan, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lucan, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,786 $2,786 $2,681 $2,681 $6,372 $9,219 $3,397 $3,558
American Family $2,051 $2,051 $1,859 $1,859 $5,546 $8,054 $2,051 $2,314
Farmers $2,305 $2,306 $2,217 $2,342 $6,672 $6,751 $3,030 $3,086
GEICO $2,406 $2,389 $2,305 $2,240 $4,914 $6,255 $2,256 $2,323
Liberty Mutual $8,952 $8,952 $8,863 $8,863 $17,660 $26,524 $8,952 $12,481
Nationwide $1,823 $1,831 $1,623 $1,722 $4,557 $5,532 $2,129 $2,210
State Farm $1,422 $1,422 $1,268 $1,268 $3,084 $3,802 $1,648 $1,358
USAA $1,904 $1,897 $1,728 $1,737 $5,013 $5,516 $2,493 $2,666

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Minimum Car Insurance in Lucan, MN

Every driver must carry the minimum car insurance in Lucan, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Lucan, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Lucan, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lucan, MN. Compare credit history car insurance rates in Lucan from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lucan, Minnesota

Insurance Company Poor Fair Good
Allstate $6,143 $3,328 $3,084
American Family $4,384 $2,925 $2,360
Farmers $4,435 $3,270 $3,060
GEICO $3,766 $3,077 $2,565
Liberty Mutual $17,646 $11,407 $8,915
Nationwide $3,187 $2,568 $2,280
State Farm $2,783 $1,702 $1,242
USAA $4,516 $2,193 $1,898

Cheapest Lucan, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lucan, MN to rates for a clean record with top companies.

Annual Lucan, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,046 $4,410 $5,291 $3,992
American Family $2,156 $3,942 $4,350 $2,444
Farmers $3,070 $3,865 $3,905 $3,514
GEICO $2,072 $3,307 $4,945 $2,220
Liberty Mutual $9,312 $12,745 $18,523 $10,043
Nationwide $2,123 $2,822 $3,249 $2,519
State Farm $1,755 $2,064 $1,909 $1,909
USAA $2,131 $2,706 $4,100 $2,539

Cheapest Lucan, MN Car Insurance for Teen Drivers

Teen car insurance in Lucan, MN can be expensive. Take a look at rates from the top car insurance companies in Lucan for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lucan, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,372 $9,219
American Family $5,546 $8,054
Farmers $6,672 $6,751
GEICO $4,914 $6,255
Liberty Mutual $17,660 $26,524
Nationwide $4,557 $5,532
State Farm $3,084 $3,802
USAA $5,013 $5,516

Cheapest Lucan, MN Car Insurance for Seniors

Take a look at Lucan, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lucan, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,681 $2,681
American Family $1,859 $1,859
Farmers $2,217 $2,342
GEICO $2,305 $2,240
Liberty Mutual $8,863 $8,863
Nationwide $1,623 $1,722
State Farm $1,268 $1,268
USAA $1,728 $1,737

Cheapest Lucan, MN Car Insurance Rates After a DUI

A DUI in Lucan, MN increases car insurance rates. Compare Lucan, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lucan, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,291
American Family $4,350
Farmers $3,905
GEICO $4,945
Liberty Mutual $18,523
Nationwide $3,249
State Farm $1,909
USAA $4,100

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Cheapest Lucan, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lucan, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lucan, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,185 $4,185
American Family $3,185 $3,261
Farmers $3,589 $3,589
GEICO $3,095 $3,177
Liberty Mutual $12,283 $13,028
Nationwide $2,678 $2,678
State Farm $1,858 $1,961
USAA $2,831 $2,907

The Best Cheap Car Insurance Companies in Lucan, MN

Take a look at a side-by-side comparison of the top car insurance companies in Lucan, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lucan, Minnesota

Insurance Company Average Annual Rates
Allstate $4,185
American Family $3,223
Farmers $3,589
GEICO $3,136
Liberty Mutual $12,656
Nationwide $2,678
State Farm $1,909
USAA $2,869

Category Winners: Cheapest Car Insurance in Lucan, Minnesota

Find the cheapest car insurance companies in Lucan, MN for each category right here.

Best Annual Car Insurance Rates by Company in Lucan, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Lucan, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lucan car insurance rates. Find the cheapest Lucan, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lucan, Minnesota

Insurance Company Low Medium High
Allstate $4,132 $4,182 $4,241
American Family $3,211 $3,311 $3,147
Farmers $3,481 $3,600 $3,685
GEICO $3,045 $3,135 $3,228
Liberty Mutual $12,350 $12,666 $12,951
Nationwide $2,538 $2,695 $2,801
State Farm $1,832 $1,916 $1,980
USAA $2,788 $2,867 $2,953

What affects car insurance rates in Lucan, Minnesota?

What factors can have an impact on Lucan, MN car insurance? There are several reasons why Lucan car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lucan, Minnesota.

Commute Time in Lucan

The more time you spend in your car the higher the risk of an accident. The average commute length in Lucan, MN is 23.3 minutes according to City-Data.

Compare Car Insurance Quotes in Lucan, MN

Ready to find affordable Lucan, Minnesota car insurance today? Enter your ZIP code for fast, free Lucan, MN car insurance quotes.

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