Compare Lucas, KS Car Insurance Rates (2021)

Car insurance in Lucas, KS averages $274 a month. Lucas, Kansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Lucas car insurance rates, compare quotes from the top car insurance companies in Lucas, KS.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Lucas, KS are $3,289/year
  • Average car insurance rates in Lucas, KS after a DUI are $3,945/year
  • The cheapest car insurance company in Lucas is American Family

If you need to buy Lucas, Kansas car insurance, the options can be confusing. Everything you need to know about car insurance in Lucas, KS is right here.

You’ll find Lucas car insurance rates, the cheapest Lucas, KS car insurance companies, and information on Kansas car insurance laws. You can also compare Lucas, Kansas car insurance rates to Olathe car insurance rates, Wichita car insurance rates, and Salina car insurance rates.

Ready to find affordable Lucas, KS car insurance today? Enter your ZIP code for fast, free Lucas car insurance quotes.

Cheapest Lucas, KS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lucas, KS car insurance rates? Every Lucas, Kansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lucas, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,655 $2,589 $2,371 $2,441 $7,265 $8,136 $2,739 $2,845
American Family $1,714 $1,714 $1,546 $1,546 $3,193 $3,806 $1,714 $1,911
Farmers $2,481 $2,470 $2,223 $2,314 $6,348 $6,575 $2,775 $2,925
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,424 $2,624 $2,281 $2,547 $10,604 $11,854 $2,678 $2,904
Nationwide $1,884 $1,949 $1,672 $1,808 $3,784 $4,660 $2,179 $2,326
Progressive $2,258 $2,161 $1,820 $1,895 $8,089 $9,132 $2,664 $2,849
State Farm $2,058 $2,058 $1,762 $1,762 $4,900 $6,320 $2,299 $2,568
Travelers $1,879 $1,914 $1,818 $1,845 $7,439 $11,611 $1,919 $2,279
USAA $1,396 $1,431 $1,272 $1,296 $4,580 $4,837 $1,837 $1,934

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Minimum Car Insurance in Lucas, KS

Every driver must carry the minimum car insurance in Lucas, KS. Take a look at the Kansas car insurance requirements.

Minimum Required Car Insurance Coverage in Lucas, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Lucas, KS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lucas, KS. Compare credit history car insurance rates in Lucas from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lucas, Kansas

Insurance Company Poor Fair Good
Allstate $4,804 $3,653 $3,183
American Family $2,795 $1,986 $1,648
Farmers $4,152 $3,286 $3,103
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,739 $4,739 $4,739
Nationwide $2,818 $2,473 $2,306
Progressive $4,441 $3,712 $3,422
State Farm $4,319 $2,580 $1,998
Travelers $4,442 $3,608 $3,465
USAA $3,182 $2,079 $1,707

Cheapest Lucas, KS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lucas, KS to rates for a clean record with top companies.

Annual Lucas, Kansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,348 $3,898 $4,515 $3,760
American Family $2,106 $2,256 $2,106 $2,106
Farmers $2,976 $3,801 $3,706 $3,573
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,610 $5,352 $5,262 $4,733
Nationwide $1,892 $2,181 $3,885 $2,172
Progressive $3,568 $4,162 $3,722 $3,981
State Farm $2,790 $3,141 $2,966 $2,966
Travelers $2,816 $3,652 $5,013 $3,872
USAA $1,705 $2,284 $3,352 $1,950

Cheapest Lucas, KS Car Insurance for Teen Drivers

Teen car insurance in Lucas, KS can be expensive. Take a look at rates from the top car insurance companies in Lucas for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lucas, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,265 $8,136
American Family $3,193 $3,806
Farmers $6,348 $6,575
GEICO $4,439 $5,960
Liberty Mutual $10,604 $11,854
Nationwide $3,784 $4,660
Progressive $8,089 $9,132
State Farm $4,900 $6,320
Travelers $7,439 $11,611
USAA $4,580 $4,837

Cheapest Lucas, KS Car Insurance for Seniors

Take a look at Lucas, KS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lucas, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,371 $2,441
American Family $1,546 $1,546
Farmers $2,223 $2,314
GEICO $2,443 $2,273
Liberty Mutual $2,281 $2,547
Nationwide $1,672 $1,808
Progressive $1,820 $1,895
State Farm $1,762 $1,762
Travelers $1,818 $1,845
USAA $1,272 $1,296

Cheapest Lucas, KS Car Insurance Rates After a DUI

A DUI in Lucas, KS increases car insurance rates. Compare Lucas, Kansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lucas, Kansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,515
American Family $2,106
Farmers $3,706
GEICO $4,922
Liberty Mutual $5,262
Nationwide $3,885
Progressive $3,722
State Farm $2,966
Travelers $5,013
USAA $3,352

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Cheapest Lucas, KS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lucas, KS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lucas, Kansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,880 $3,880
American Family $2,115 $2,171
Farmers $3,514 $3,514
GEICO $3,027 $3,159
Liberty Mutual $4,739 $4,739
Nationwide $2,533 $2,533
Progressive $3,858 $3,858
State Farm $2,893 $3,039
Travelers $3,838 $3,838
USAA $2,254 $2,392

The Best Cheap Car Insurance Companies in Lucas, KS

Take a look at a side-by-side comparison of the top car insurance companies in Lucas, KS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lucas, Kansas

Insurance Company Average Annual Rates
Allstate $3,880
American Family $2,143
Farmers $3,514
GEICO $3,093
Liberty Mutual $4,739
Nationwide $2,533
Progressive $3,858
State Farm $2,966
Travelers $3,838
USAA $2,323

Category Winners: Cheapest Car Insurance in Lucas, Kansas

Find the cheapest car insurance companies in Lucas, KS for each category right here.

Best Annual Car Insurance Rates by Company in Lucas, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Lucas, KS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lucas car insurance rates. Find the cheapest Lucas, KS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lucas, Kansas

Insurance Company Low Medium High
Allstate $3,772 $3,872 $3,997
American Family $2,174 $2,252 $2,004
Farmers $3,383 $3,497 $3,661
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,636 $4,729 $4,853
Nationwide $2,672 $2,504 $2,422
Progressive $3,664 $3,829 $4,082
State Farm $2,885 $2,972 $3,040
Travelers $3,648 $3,843 $4,023
USAA $2,253 $2,318 $2,398

What affects car insurance rates in Lucas, Kansas?

What factors can have an impact on Lucas, KS car insurance? There are several reasons why Lucas car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lucas, Kansas.

Commute Time in Lucas

The more time you spend in your car the higher the risk of an accident. The average commute length in Lucas, KS is 15.7 minutes according to City-Data.

Compare Car Insurance Quotes in Lucas, KS

Ready to find affordable Lucas, Kansas car insurance today? Enter your ZIP code for fast, free Lucas, KS car insurance quotes.

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