Compare Lucile, ID Car Insurance Rates (2021)

Car insurance in Lucile, ID averages $244 a month. Lucile, Idaho car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Lucile car insurance rates, compare quotes from the top car insurance companies in Lucile, ID.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Lucile is State Farm
  • Average car insurance rates in Lucile, ID are $2,934/year
  • The cheapest car insurance company in Lucile for teen drivers is State Farm

If you need to buy Lucile, Idaho car insurance, the options can be confusing. Everything you need to know about car insurance in Lucile, ID is right here.

You’ll find Lucile car insurance rates, the cheapest Lucile, ID car insurance companies, and information on Idaho car insurance laws. You can also compare Lucile, Idaho car insurance rates to Caldwell car insurance rates, Coeur d’Alene car insurance rates, and Pocatello car insurance rates.

Ready to find affordable Lucile, ID car insurance today? Enter your ZIP code for fast, free Lucile car insurance quotes.

Cheapest Lucile, ID Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lucile, ID car insurance rates? Every Lucile, Idaho car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lucile, Idaho

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,585 $2,569 $2,243 $2,323 $9,553 $11,076 $2,895 $3,078
American Family $2,088 $2,088 $1,859 $1,859 $7,355 $9,596 $2,088 $2,629
Farmers $1,664 $1,651 $1,470 $1,552 $7,947 $8,215 $1,922 $2,035
GEICO $2,016 $1,991 $1,919 $1,863 $4,278 $5,328 $2,718 $2,106
Liberty Mutual $1,426 $1,538 $1,158 $1,290 $4,493 $4,992 $1,515 $1,606
Nationwide $1,953 $2,004 $1,758 $1,869 $4,758 $5,894 $2,281 $2,460
State Farm $1,181 $1,181 $1,065 $1,065 $3,544 $4,465 $1,333 $1,540
Travelers $1,296 $1,317 $1,299 $1,293 $6,268 $9,875 $1,375 $1,585
USAA $1,173 $1,178 $1,137 $1,126 $3,833 $4,295 $1,557 $1,687

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Minimum Car Insurance in Lucile, ID

Every driver must carry the minimum car insurance in Lucile, ID. Take a look at the Idaho car insurance requirements.

Minimum Required Car Insurance Coverage in Lucile, Idaho

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Lucile, ID Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lucile, ID. Compare credit history car insurance rates in Lucile from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lucile, Idaho

Insurance Company Poor Fair Good
Allstate $5,995 $4,074 $3,552
American Family $4,776 $3,404 $2,905
Farmers $3,735 $3,163 $3,023
GEICO $3,377 $2,696 $2,260
Liberty Mutual $3,217 $1,974 $1,565
Nationwide $3,437 $2,761 $2,418
State Farm $2,700 $1,706 $1,359
Travelers $3,482 $2,926 $2,707
USAA $2,941 $1,695 $1,359

Cheapest Lucile, ID Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lucile, ID to rates for a clean record with top companies.

Annual Lucile, Idaho Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,733 $4,695 $5,286 $4,447
American Family $2,917 $4,122 $4,444 $3,299
Farmers $2,891 $3,656 $3,416 $3,264
GEICO $1,704 $2,720 $3,808 $2,879
Liberty Mutual $1,871 $2,340 $2,420 $2,378
Nationwide $2,184 $2,847 $3,997 $2,460
State Farm $1,752 $2,092 $1,922 $1,922
Travelers $1,883 $2,668 $4,620 $2,981
USAA $1,433 $2,042 $2,781 $1,737

Cheapest Lucile, ID Car Insurance for Teen Drivers

Teen car insurance in Lucile, ID can be expensive. Take a look at rates from the top car insurance companies in Lucile for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lucile, Idaho

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,553 $11,076
American Family $7,355 $9,596
Farmers $7,947 $8,215
GEICO $4,278 $5,328
Liberty Mutual $4,493 $4,992
Nationwide $4,758 $5,894
State Farm $3,544 $4,465
Travelers $6,268 $9,875
USAA $3,833 $4,295

Cheapest Lucile, ID Car Insurance for Seniors

Take a look at Lucile, ID senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lucile, Idaho

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,243 $2,323
American Family $1,859 $1,859
Farmers $1,470 $1,552
GEICO $1,919 $1,863
Liberty Mutual $1,158 $1,290
Nationwide $1,758 $1,869
State Farm $1,065 $1,065
Travelers $1,299 $1,293
USAA $1,137 $1,126

Cheapest Lucile, ID Car Insurance Rates After a DUI

A DUI in Lucile, ID increases car insurance rates. Compare Lucile, Idaho DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lucile, Idaho

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,286
American Family $4,444
Farmers $3,416
GEICO $3,808
Liberty Mutual $2,420
Nationwide $3,997
State Farm $1,922
Travelers $4,620
USAA $2,781

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Cheapest Lucile, ID Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lucile, ID by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lucile, Idaho

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,540 $4,540
American Family $3,619 $3,771
Farmers $3,307 $3,307
GEICO $2,730 $2,825
Liberty Mutual $2,252 $2,252
Nationwide $2,872 $2,872
State Farm $1,876 $1,968
Travelers $3,038 $3,038
USAA $1,974 $2,022

The Best Cheap Car Insurance Companies in Lucile, ID

Take a look at a side-by-side comparison of the top car insurance companies in Lucile, ID to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lucile, Idaho

Insurance Company Average Annual Rates
Allstate $4,540
American Family $3,695
Farmers $3,307
GEICO $2,778
Liberty Mutual $2,252
Nationwide $2,872
State Farm $1,922
Travelers $3,038
USAA $1,998

Category Winners: Cheapest Car Insurance in Lucile, Idaho

Find the cheapest car insurance companies in Lucile, ID for each category right here.

Best Annual Car Insurance Rates by Company in Lucile, Idaho

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Lucile, ID Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lucile car insurance rates. Find the cheapest Lucile, ID car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lucile, Idaho

Insurance Company Low Medium High
Allstate $4,401 $4,533 $4,687
American Family $3,705 $3,879 $3,502
Farmers $3,161 $3,274 $3,486
GEICO $2,640 $2,773 $2,920
Liberty Mutual $2,141 $2,249 $2,367
Nationwide $2,850 $3,016 $2,750
State Farm $1,814 $1,926 $2,026
Travelers $2,995 $3,082 $3,038
USAA $1,949 $1,995 $2,050

Compare Car Insurance Quotes in Lucile, ID

Ready to find affordable Lucile, Idaho car insurance today? Enter your ZIP code for fast, free Lucile, ID car insurance quotes.

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