Compare Ludlow, CA Car Insurance Rates (2021)

Car insurance in Ludlow, CA averages $305 a month. Ludlow, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Ludlow car insurance rates, compare quotes from the top car insurance companies in Ludlow, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Ludlow, CA are $3,662/year
  • The cheapest car insurance company in Ludlow for teen drivers is USAA
  • Average car insurance rates in Ludlow, CA after a DUI are $5,140/year

If you need to buy Ludlow, California car insurance, the options can be confusing. Everything you need to know about car insurance in Ludlow, CA is right here.

You’ll find Ludlow car insurance rates, the cheapest Ludlow, CA car insurance companies, and information on California car insurance laws. You can also compare Ludlow, California car insurance rates to Sacramento car insurance rates, Oakland car insurance rates, and San Jose car insurance rates.

Ready to find affordable Ludlow, CA car insurance today? Enter your ZIP code for fast, free Ludlow car insurance quotes.

Cheapest Ludlow, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ludlow, CA car insurance rates? Every Ludlow, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ludlow, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,008 $3,009 $2,191 $2,210 $8,363 $10,517 $3,846 $4,220
Farmers $2,561 $2,561 $2,308 $2,308 $8,164 $13,377 $3,034 $3,377
GEICO $2,191 $2,192 $2,059 $2,059 $6,705 $6,834 $3,154 $3,227
Liberty Mutual $2,181 $2,062 $2,030 $1,966 $4,739 $5,052 $2,456 $2,480
Nationwide $3,011 $2,878 $2,625 $2,479 $7,571 $8,368 $3,579 $3,546
Progressive $1,872 $1,928 $1,590 $1,890 $5,019 $6,058 $2,703 $2,909
State Farm $2,791 $2,791 $2,491 $2,491 $5,101 $6,332 $3,086 $3,182
Travelers $2,570 $2,492 $2,267 $2,242 $5,281 $6,087 $3,355 $3,284
USAA $2,083 $1,973 $2,033 $2,041 $4,767 $4,798 $2,894 $2,734

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Minimum Car Insurance in Ludlow, CA

Every driver must carry the minimum car insurance in Ludlow, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Ludlow, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Ludlow, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ludlow, CA to rates for a clean record with top companies.

Annual Ludlow, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,812 $4,734 $7,445 $3,691
Farmers $3,484 $4,743 $5,908 $4,710
GEICO $2,481 $3,843 $4,808 $3,079
Liberty Mutual $2,491 $3,338 $3,013 $2,640
Nationwide $2,972 $3,807 $6,442 $3,807
Progressive $1,960 $3,333 $3,868 $2,823
State Farm $2,518 $3,005 $5,685 $2,924
Travelers $2,299 $3,743 $4,366 $3,380
USAA $1,935 $2,882 $4,724 $2,120

Cheapest Ludlow, CA Car Insurance for Teen Drivers

Teen car insurance in Ludlow, CA can be expensive. Take a look at rates from the top car insurance companies in Ludlow for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ludlow, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,363 $10,517
Farmers $8,164 $13,377
GEICO $6,705 $6,834
Liberty Mutual $4,739 $5,052
Nationwide $7,571 $8,368
Progressive $5,019 $6,058
State Farm $5,101 $6,332
Travelers $5,281 $6,087
USAA $4,767 $4,798

Cheapest Ludlow, CA Car Insurance for Seniors

Take a look at Ludlow, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ludlow, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,191 $2,210
Farmers $2,308 $2,308
GEICO $2,059 $2,059
Liberty Mutual $2,030 $1,966
Nationwide $2,625 $2,479
Progressive $1,590 $1,890
State Farm $2,491 $2,491
Travelers $2,267 $2,242
USAA $2,033 $2,041

Cheapest Ludlow, CA Car Insurance Rates After a DUI

A DUI in Ludlow, CA increases car insurance rates. Compare Ludlow, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ludlow, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,445
Farmers $5,908
GEICO $4,808
Liberty Mutual $3,013
Nationwide $6,442
Progressive $3,868
State Farm $5,685
Travelers $4,366
USAA $4,724

Cheapest Ludlow, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ludlow, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ludlow, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,209 $5,132
Farmers $4,275 $5,148
GEICO $3,227 $3,878
Liberty Mutual $2,636 $3,106
Nationwide $3,760 $4,755
Progressive $2,718 $3,274
State Farm $3,404 $3,662
Travelers $3,098 $3,796
USAA $2,686 $3,145

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The Best Cheap Car Insurance Companies in Ludlow, CA

Take a look at a side-by-side comparison of the top car insurance companies in Ludlow, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ludlow, California

Insurance Company Average Annual Rates
Allstate $4,671
Farmers $4,711
GEICO $3,553
Liberty Mutual $2,871
Nationwide $4,257
Progressive $2,996
State Farm $3,533
Travelers $3,447
USAA $2,915

Category Winners: Cheapest Car Insurance in Ludlow, California

Find the cheapest car insurance companies in Ludlow, CA for each category right here.

Best Annual Car Insurance Rates by Company in Ludlow, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Ludlow, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ludlow car insurance rates. Find the cheapest Ludlow, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ludlow, California

Insurance Company Low Medium High
Allstate $4,412 $4,712 $4,888
Farmers $4,388 $4,748 $4,998
GEICO $3,231 $3,589 $3,838
Liberty Mutual $2,670 $2,896 $3,046
Nationwide $3,843 $4,324 $4,605
Progressive $2,691 $3,085 $3,212
State Farm $3,203 $3,589 $3,807
Travelers $3,042 $3,532 $3,768
USAA $2,656 $2,969 $3,120

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Compare Car Insurance Quotes in Ludlow, CA

Ready to find affordable Ludlow, California car insurance today? Enter your ZIP code for fast, free Ludlow, CA car insurance quotes.

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