Compare Ludlow, MS Car Insurance Rates (2021)

Car insurance in Ludlow, MS averages $303 a month. Ludlow, Mississippi car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Ludlow car insurance rates, compare quotes from the top car insurance companies in Ludlow, MS.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Ludlow for teen drivers is USAA
  • Average car insurance rates in Ludlow, MS after a DUI are $4,393/year
  • Average car insurance rates in Ludlow, MS are $3,637/year

If you need to buy Ludlow, Mississippi car insurance, the options can be confusing. Everything you need to know about car insurance in Ludlow, MS is right here.

You’ll find Ludlow car insurance rates, the cheapest Ludlow, MS car insurance companies, and information on Mississippi car insurance laws. You can also compare Ludlow, Mississippi car insurance rates to Tupelo car insurance rates, Meridian car insurance rates, and Hattiesburg car insurance rates.

Ready to find affordable Ludlow, MS car insurance today? Enter your ZIP code for fast, free Ludlow car insurance quotes.

Cheapest Ludlow, MS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ludlow, MS car insurance rates? Every Ludlow, Mississippi car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ludlow, Mississippi

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,608 $2,497 $2,331 $2,383 $10,100 $10,756 $2,962 $3,041
GEICO $3,473 $3,285 $3,156 $2,933 $8,798 $8,352 $5,885 $2,820
Liberty Mutual $2,697 $2,921 $2,169 $2,433 $9,501 $10,566 $2,870 $3,026
Nationwide $1,884 $1,935 $1,695 $1,793 $3,722 $4,727 $2,129 $2,302
Progressive $2,583 $2,437 $2,097 $2,038 $8,941 $10,014 $2,665 $2,761
State Farm $1,736 $1,736 $1,553 $1,553 $4,999 $6,286 $1,933 $2,199
Travelers $1,710 $1,740 $1,632 $1,629 $7,589 $11,927 $1,796 $2,084
USAA $1,302 $1,289 $1,217 $1,230 $3,217 $3,812 $1,582 $1,742

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Minimum Car Insurance in Ludlow, MS

Every driver must carry the minimum car insurance in Ludlow, MS. Take a look at the Mississippi car insurance requirements.

Minimum Required Car Insurance Coverage in Ludlow, Mississippi

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Ludlow, MS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ludlow, MS. Compare credit history car insurance rates in Ludlow from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ludlow, Mississippi

Insurance Company Poor Fair Good
Allstate $5,309 $4,700 $3,745
GEICO $7,294 $4,133 $3,086
Liberty Mutual $6,493 $3,961 $3,115
Nationwide $2,953 $2,413 $2,204
Progressive $4,785 $4,045 $3,746
State Farm $3,962 $2,404 $1,882
Travelers $4,275 $3,484 $3,531
USAA $2,626 $1,714 $1,431

Cheapest Ludlow, MS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ludlow, MS to rates for a clean record with top companies.

Annual Ludlow, Mississippi Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,882 $4,560 $5,513 $4,383
GEICO $3,014 $4,566 $6,943 $4,829
Liberty Mutual $3,219 $5,112 $5,246 $4,514
Nationwide $2,024 $2,571 $3,262 $2,237
Progressive $3,605 $4,794 $4,129 $4,240
State Farm $2,499 $3,055 $2,721 $2,721
Travelers $3,286 $3,441 $4,733 $3,594
USAA $1,505 $1,919 $2,599 $1,673

Cheapest Ludlow, MS Car Insurance for Teen Drivers

Teen car insurance in Ludlow, MS can be expensive. Take a look at rates from the top car insurance companies in Ludlow for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ludlow, Mississippi

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,100 $10,756
GEICO $8,798 $8,352
Liberty Mutual $9,501 $10,566
Nationwide $3,722 $4,727
Progressive $8,941 $10,014
State Farm $4,999 $6,286
Travelers $7,589 $11,927
USAA $3,217 $3,812

Cheapest Ludlow, MS Car Insurance for Seniors

Take a look at Ludlow, MS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ludlow, Mississippi

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,331 $2,383
GEICO $3,156 $2,933
Liberty Mutual $2,169 $2,433
Nationwide $1,695 $1,793
Progressive $2,097 $2,038
State Farm $1,553 $1,553
Travelers $1,632 $1,629
USAA $1,217 $1,230

Cheapest Ludlow, MS Car Insurance Rates After a DUI

A DUI in Ludlow, MS increases car insurance rates. Compare Ludlow, Mississippi DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ludlow, Mississippi

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,513
GEICO $6,943
Liberty Mutual $5,246
Nationwide $3,262
Progressive $4,129
State Farm $2,721
Travelers $4,733
USAA $2,599

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Cheapest Ludlow, MS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ludlow, MS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ludlow, Mississippi

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,585 $4,585
GEICO $4,822 $4,853
Liberty Mutual $4,523 $4,523
Nationwide $2,523 $2,523
Progressive $4,192 $4,192
State Farm $2,683 $2,815
Travelers $3,763 $3,763
USAA $1,865 $1,983

The Best Cheap Car Insurance Companies in Ludlow, MS

Take a look at a side-by-side comparison of the top car insurance companies in Ludlow, MS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ludlow, Mississippi

Insurance Company Average Annual Rates
Allstate $4,585
GEICO $4,838
Liberty Mutual $4,523
Nationwide $2,523
Progressive $4,192
State Farm $2,749
Travelers $3,763
USAA $1,924

Category Winners: Cheapest Car Insurance in Ludlow, Mississippi

Find the cheapest car insurance companies in Ludlow, MS for each category right here.

Best Annual Car Insurance Rates by Company in Ludlow, Mississippi

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Ludlow, MS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ludlow car insurance rates. Find the cheapest Ludlow, MS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ludlow, Mississippi

Insurance Company Low Medium High
Allstate $4,358 $4,578 $4,818
GEICO $4,611 $4,866 $5,036
Liberty Mutual $4,247 $4,503 $4,819
Nationwide $2,381 $2,515 $2,674
Progressive $3,803 $4,230 $4,542
State Farm $2,592 $2,737 $2,919
Travelers $3,585 $3,786 $3,919
USAA $1,798 $1,913 $2,061

Compare Car Insurance Quotes in Ludlow, MS

Ready to find affordable Ludlow, Mississippi car insurance today? Enter your ZIP code for fast, free Ludlow, MS car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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