Compare Lugoff, SC Car Insurance Rates (2021)

Car insurance in Lugoff, SC averages $321 a month. Lugoff, South Carolina car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Lugoff car insurance rates, compare quotes from the top car insurance companies in Lugoff, SC.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Lugoff, SC after a DUI are $4,400/year
  • The cheapest car insurance company in Lugoff for teen drivers is GEICO
  • The cheapest car insurance company in Lugoff is State Farm

If you need to buy Lugoff, South Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Lugoff, SC is right here.

You’ll find Lugoff car insurance rates, the cheapest Lugoff, SC car insurance companies, and information on South Carolina car insurance laws. You can also compare Lugoff, South Carolina car insurance rates to Mount Pleasant car insurance rates, Columbia car insurance rates, and Summerville car insurance rates.

Ready to find affordable Lugoff, SC car insurance today? Enter your ZIP code for fast, free Lugoff car insurance quotes.

Cheapest Lugoff, SC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lugoff, SC car insurance rates? Every Lugoff, South Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lugoff, South Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,743 $2,743 $2,618 $2,618 $7,050 $9,011 $3,043 $3,314
Farmers $3,282 $3,297 $3,154 $3,408 $8,825 $9,707 $3,589 $3,620
GEICO $2,348 $2,348 $2,142 $2,142 $5,858 $5,984 $2,751 $2,829
Nationwide $2,530 $2,564 $2,277 $2,365 $6,122 $7,895 $2,863 $3,124
Progressive $2,486 $2,296 $2,138 $2,232 $10,296 $11,367 $2,860 $2,980
State Farm $2,001 $2,001 $1,811 $1,811 $5,750 $7,230 $2,246 $2,527
USAA $1,744 $1,754 $1,600 $1,607 $6,827 $7,494 $2,282 $2,413

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Minimum Car Insurance in Lugoff, SC

Every driver must carry the minimum car insurance in Lugoff, SC. Take a look at the South Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Lugoff, South Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Lugoff, SC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lugoff, SC. Compare credit history car insurance rates in Lugoff from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lugoff, South Carolina

Insurance Company Poor Fair Good
Allstate $5,205 $3,917 $3,306
Farmers $5,561 $4,710 $4,310
GEICO $5,033 $2,707 $2,160
Nationwide $4,418 $3,586 $3,148
Progressive $5,101 $4,473 $4,172
State Farm $4,553 $2,779 $2,184
USAA $5,044 $2,457 $2,144

Cheapest Lugoff, SC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lugoff, SC to rates for a clean record with top companies.

Annual Lugoff, South Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,130 $4,944 $4,372 $4,124
Farmers $4,062 $5,615 $4,669 $5,095
GEICO $2,529 $3,256 $4,887 $2,529
Nationwide $2,962 $3,823 $4,826 $3,260
Progressive $3,759 $5,459 $4,567 $4,542
State Farm $2,880 $3,529 $3,140 $3,140
USAA $2,544 $3,133 $4,337 $2,846

Cheapest Lugoff, SC Car Insurance for Teen Drivers

Teen car insurance in Lugoff, SC can be expensive. Take a look at rates from the top car insurance companies in Lugoff for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lugoff, South Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,050 $9,011
Farmers $8,825 $9,707
GEICO $5,858 $5,984
Nationwide $6,122 $7,895
Progressive $10,296 $11,367
State Farm $5,750 $7,230
USAA $6,827 $7,494

Cheapest Lugoff, SC Car Insurance for Seniors

Take a look at Lugoff, SC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lugoff, South Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,618 $2,618
Farmers $3,154 $3,408
GEICO $2,142 $2,142
Nationwide $2,277 $2,365
Progressive $2,138 $2,232
State Farm $1,811 $1,811
USAA $1,600 $1,607

Cheapest Lugoff, SC Car Insurance Rates After a DUI

A DUI in Lugoff, SC increases car insurance rates. Compare Lugoff, South Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lugoff, South Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,372
Farmers $4,669
GEICO $4,887
Nationwide $4,826
Progressive $4,567
State Farm $3,140
USAA $4,337

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Cheapest Lugoff, SC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lugoff, SC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lugoff, South Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,055 $4,230
Farmers $4,860 $4,860
GEICO $3,280 $3,320
Nationwide $3,717 $3,717
Progressive $4,582 $4,582
State Farm $3,093 $3,251
USAA $3,181 $3,249

The Best Cheap Car Insurance Companies in Lugoff, SC

Take a look at a side-by-side comparison of the top car insurance companies in Lugoff, SC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lugoff, South Carolina

Insurance Company Average Annual Rates
Allstate $4,143
Farmers $4,860
GEICO $3,300
Nationwide $3,717
Progressive $4,582
State Farm $3,172
USAA $3,215

Category Winners: Cheapest Car Insurance in Lugoff, South Carolina

Find the cheapest car insurance companies in Lugoff, SC for each category right here.

Best Annual Car Insurance Rates by Company in Lugoff, South Carolina

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Lugoff, SC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lugoff car insurance rates. Find the cheapest Lugoff, SC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lugoff, South Carolina

Insurance Company Low Medium High
Allstate $3,909 $4,125 $4,394
Farmers $4,338 $4,859 $5,384
GEICO $3,070 $3,266 $3,564
Nationwide $3,652 $3,721 $3,780
Progressive $4,243 $4,522 $4,980
State Farm $2,940 $3,171 $3,405
USAA $3,036 $3,210 $3,399

What affects car insurance rates in Lugoff, South Carolina?

What factors can have an impact on Lugoff, SC car insurance? There are several reasons why Lugoff car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lugoff, South Carolina.

Commute Time in Lugoff

The more time you spend in your car the higher the risk of an accident. The average commute length in Lugoff, SC is 26.4 minutes according to City-Data.

Compare Car Insurance Quotes in Lugoff, SC

Ready to find affordable Lugoff, South Carolina car insurance today? Enter your ZIP code for fast, free Lugoff, SC car insurance quotes.

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