Compare Luke, MD Car Insurance Rates (2021)

Car insurance in Luke, MD averages $319 a month. Luke, Maryland car insurance requirements are 30/60/15, but you might need full coverage insurance if your car is financed. To find cheap Luke car insurance rates, compare quotes from the top car insurance companies in Luke, MD.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Luke, MD after a DUI are $4,498/year
  • The cheapest car insurance company in Luke is USAA
  • Average car insurance rates in Luke, MD are $3,824/year

If you need to buy Luke, Maryland car insurance, the options can be confusing. Everything you need to know about car insurance in Luke, MD is right here.

You’ll find Luke car insurance rates, the cheapest Luke, MD car insurance companies, and information on Maryland car insurance laws. You can also compare Luke, Maryland car insurance rates to Laurel car insurance rates, Annapolis car insurance rates, and Frederick car insurance rates.

Ready to find affordable Luke, MD car insurance today? Enter your ZIP code for fast, free Luke car insurance quotes.

Cheapest Luke, MD Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Luke, MD car insurance rates? Every Luke, Maryland car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Luke, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,779 $2,687 $2,629 $2,694 $7,650 $8,897 $2,543 $2,587
GEICO $2,145 $2,333 $2,403 $2,727 $6,333 $7,342 $1,817 $1,959
Liberty Mutual $5,709 $5,709 $5,642 $5,642 $11,216 $16,691 $5,709 $7,739
Nationwide $1,719 $1,729 $1,559 $1,606 $3,946 $5,163 $1,979 $2,131
Progressive $2,048 $1,862 $1,789 $1,822 $7,099 $7,777 $2,388 $2,359
State Farm $1,939 $1,939 $1,775 $1,775 $6,131 $7,855 $2,160 $2,456
USAA $1,585 $1,557 $1,475 $1,472 $3,493 $4,133 $1,826 $2,033

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Minimum Car Insurance in Luke, MD

Every driver must carry the minimum car insurance in Luke, MD. Take a look at the Maryland car insurance requirements.

Minimum Required Car Insurance Coverage in Luke, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Luke, MD Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Luke, MD. Compare credit history car insurance rates in Luke from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Luke, Maryland

Insurance Company Poor Fair Good
Allstate $5,239 $3,672 $3,263
GEICO $3,833 $3,177 $3,138
Liberty Mutual $11,457 $7,372 $5,192
Nationwide $3,163 $2,244 $2,030
Progressive $4,284 $3,204 $2,690
State Farm $4,761 $2,823 $2,176
USAA $2,923 $2,010 $1,657

Cheapest Luke, MD Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Luke, MD to rates for a clean record with top companies.

Annual Luke, Maryland Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,607 $4,746 $3,607 $4,272
GEICO $2,413 $3,738 $4,494 $2,885
Liberty Mutual $5,849 $7,640 $11,231 $7,308
Nationwide $2,188 $2,918 $2,337 $2,473
Progressive $2,905 $3,813 $3,523 $3,331
State Farm $2,919 $3,663 $3,216 $3,216
USAA $1,732 $2,118 $3,075 $1,863

Cheapest Luke, MD Car Insurance for Teen Drivers

Teen car insurance in Luke, MD can be expensive. Take a look at rates from the top car insurance companies in Luke for teenagers.

Annual Car Insurance Rates for Teen Drivers in Luke, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,650 $8,897
GEICO $6,333 $7,342
Liberty Mutual $11,216 $16,691
Nationwide $3,946 $5,163
Progressive $7,099 $7,777
State Farm $6,131 $7,855
USAA $3,493 $4,133

Cheapest Luke, MD Car Insurance for Seniors

Take a look at Luke, MD senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Luke, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,629 $2,694
GEICO $2,403 $2,727
Liberty Mutual $5,642 $5,642
Nationwide $1,559 $1,606
Progressive $1,789 $1,822
State Farm $1,775 $1,775
USAA $1,475 $1,472

Cheapest Luke, MD Car Insurance Rates After a DUI

A DUI in Luke, MD increases car insurance rates. Compare Luke, Maryland DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Luke, Maryland

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,607
GEICO $4,494
Liberty Mutual $11,231
Nationwide $2,337
Progressive $3,523
State Farm $3,216
USAA $3,075

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Cheapest Luke, MD Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Luke, MD by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Luke, Maryland

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,002 $4,114
GEICO $3,324 $3,440
Liberty Mutual $7,789 $8,225
Nationwide $2,479 $2,479
Progressive $3,393 $3,393
State Farm $3,172 $3,335
USAA $2,130 $2,264

The Best Cheap Car Insurance Companies in Luke, MD

Take a look at a side-by-side comparison of the top car insurance companies in Luke, MD to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Luke, Maryland

Insurance Company Average Annual Rates
Allstate $4,058
GEICO $3,382
Liberty Mutual $8,007
Nationwide $2,479
Progressive $3,393
State Farm $3,254
USAA $2,197

Category Winners: Cheapest Car Insurance in Luke, Maryland

Find the cheapest car insurance companies in Luke, MD for each category right here.

Best Annual Car Insurance Rates by Company in Luke, Maryland

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

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Cheapest Luke, MD Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Luke car insurance rates. Find the cheapest Luke, MD car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Luke, Maryland

Insurance Company Low Medium High
Allstate $3,982 $4,040 $4,153
GEICO $3,284 $3,365 $3,498
Liberty Mutual $7,802 $7,991 $8,229
Nationwide $2,385 $2,483 $2,569
Progressive $3,261 $3,394 $3,524
State Farm $3,095 $3,262 $3,403
USAA $2,094 $2,203 $2,293

What affects car insurance rates in Luke, Maryland?

What factors can have an impact on Luke, MD car insurance? There are several reasons why Luke car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Luke, Maryland.

Car Theft in Luke

High levels of vehicle theft can make car insurance more expensive. Luke, MD car theft statistics from the FBI indicate 0 vehicle thefts a year.

Commute Time in Luke

The more time you spend in your car the higher the risk of an accident. The average commute length in Luke, MD is 31.8 minutes according to City-Data.

Compare Car Insurance Quotes in Luke, MD

Ready to find affordable Luke, Maryland car insurance today? Enter your ZIP code for fast, free Luke, MD car insurance quotes.

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