Compare Lumberton, TX Car Insurance Rates (2021)

Car insurance in Lumberton, TX averages $343 a month. Lumberton, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Lumberton car insurance rates, compare quotes from the top car insurance companies in Lumberton, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Lumberton is USAA
  • Average car insurance rates in Lumberton, TX after a DUI are $4,680/year
  • The cheapest car insurance company in Lumberton for teen drivers is USAA

If you need to buy Lumberton, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Lumberton, TX is right here.

You’ll find Lumberton car insurance rates, the cheapest Lumberton, TX car insurance companies, and information on Texas car insurance laws. You can also compare Lumberton, Texas car insurance rates to Plano car insurance rates, Dallas car insurance rates, and Houston car insurance rates.

Ready to find affordable Lumberton, TX car insurance today? Enter your ZIP code for fast, free Lumberton car insurance quotes.

Cheapest Lumberton, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lumberton, TX car insurance rates? Every Lumberton, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lumberton, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,553 $3,576 $3,505 $3,505 $9,496 $11,441 $4,389 $4,561
American Family $2,848 $3,184 $2,699 $3,104 $7,883 $10,336 $4,156 $4,752
GEICO $2,646 $2,875 $2,575 $2,955 $5,895 $6,109 $2,868 $2,846
Nationwide $2,517 $2,554 $2,223 $2,350 $7,271 $9,326 $2,971 $3,214
Progressive $2,607 $2,458 $2,324 $2,365 $11,165 $12,454 $3,080 $3,113
State Farm $2,213 $2,213 $1,973 $1,973 $5,386 $6,877 $2,412 $2,483
USAA $1,671 $1,677 $1,600 $1,584 $4,764 $5,175 $2,230 $2,382

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Minimum Car Insurance in Lumberton, TX

Every driver must carry the minimum car insurance in Lumberton, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Lumberton, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Lumberton, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lumberton, TX. Compare credit history car insurance rates in Lumberton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lumberton, Texas

Insurance Company Poor Fair Good
Allstate $6,988 $5,128 $4,395
American Family $6,663 $4,244 $3,704
GEICO $5,562 $3,139 $2,087
Nationwide $4,858 $3,908 $3,394
Progressive $5,557 $4,815 $4,465
State Farm $4,521 $2,813 $2,240
USAA $3,862 $2,240 $1,804

Cheapest Lumberton, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lumberton, TX to rates for a clean record with top companies.

Annual Lumberton, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,242 $6,620 $6,910 $4,242
American Family $4,418 $5,684 $4,961 $4,418
GEICO $3,049 $4,055 $3,352 $3,929
Nationwide $3,514 $3,514 $5,214 $3,971
Progressive $4,307 $5,598 $5,033 $4,845
State Farm $2,826 $3,254 $3,859 $2,826
USAA $1,959 $2,903 $3,430 $2,249

Cheapest Lumberton, TX Car Insurance for Teen Drivers

Teen car insurance in Lumberton, TX can be expensive. Take a look at rates from the top car insurance companies in Lumberton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lumberton, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,496 $11,441
American Family $7,883 $10,336
GEICO $5,895 $6,109
Nationwide $7,271 $9,326
Progressive $11,165 $12,454
State Farm $5,386 $6,877
USAA $4,764 $5,175

Cheapest Lumberton, TX Car Insurance for Seniors

Take a look at Lumberton, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lumberton, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,505 $3,505
American Family $2,699 $3,104
GEICO $2,575 $2,955
Nationwide $2,223 $2,350
Progressive $2,324 $2,365
State Farm $1,973 $1,973
USAA $1,600 $1,584

Cheapest Lumberton, TX Car Insurance Rates After a DUI

A DUI in Lumberton, TX increases car insurance rates. Compare Lumberton, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lumberton, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,910
American Family $4,961
GEICO $3,352
Nationwide $5,214
Progressive $5,033
State Farm $3,859
USAA $3,430

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Cheapest Lumberton, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lumberton, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lumberton, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,366 $5,641
American Family $4,870 $4,870
GEICO $3,529 $3,663
Nationwide $4,053 $4,053
Progressive $4,946 $4,946
State Farm $3,191 $3,191
USAA $2,602 $2,669

The Best Cheap Car Insurance Companies in Lumberton, TX

Take a look at a side-by-side comparison of the top car insurance companies in Lumberton, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lumberton, Texas

Insurance Company Average Annual Rates
Allstate $5,503
American Family $4,870
GEICO $3,596
Nationwide $4,053
Progressive $4,946
State Farm $3,191
USAA $2,635

Category Winners: Cheapest Car Insurance in Lumberton, Texas

Find the cheapest car insurance companies in Lumberton, TX for each category right here.

Best Annual Car Insurance Rates by Company in Lumberton, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Lumberton, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lumberton car insurance rates. Find the cheapest Lumberton, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lumberton, Texas

Insurance Company Low Medium High
Allstate $5,376 $5,456 $5,678
American Family $4,538 $4,687 $5,385
GEICO $3,384 $3,543 $3,862
Nationwide $4,342 $3,880 $3,937
Progressive $4,692 $4,919 $5,225
State Farm $3,016 $3,180 $3,378
USAA $2,541 $2,624 $2,741

What affects car insurance rates in Lumberton, Texas?

What factors can have an impact on Lumberton, TX car insurance? There are several reasons why Lumberton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lumberton, Texas.

Car Theft in Lumberton

High levels of vehicle theft can make car insurance more expensive. Lumberton, TX car theft statistics from the FBI indicate 20 vehicle thefts a year.

Commute Time in Lumberton

The more time you spend in your car the higher the risk of an accident. The average commute length in Lumberton, TX is 25.4 minutes according to City-Data.

Compare Car Insurance Quotes in Lumberton, TX

Ready to find affordable Lumberton, Texas car insurance today? Enter your ZIP code for fast, free Lumberton, TX car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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