Compare Luray, TN Car Insurance Rates (2021)

Car insurance in Luray, TN averages $313 a month. Luray, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Luray car insurance rates, compare quotes from the top car insurance companies in Luray, TN.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Luray for teen drivers is State Farm
  • The cheapest car insurance company in Luray is State Farm
  • Average car insurance rates in Luray, TN are $3,754/year

If you need to buy Luray, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Luray, TN is right here.

You’ll find Luray car insurance rates, the cheapest Luray, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Luray, Tennessee car insurance rates to Jackson car insurance rates, Memphis car insurance rates, and Knoxville car insurance rates.

Ready to find affordable Luray, TN car insurance today? Enter your ZIP code for fast, free Luray car insurance quotes.

Cheapest Luray, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Luray, TN car insurance rates? Every Luray, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Luray, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,884 $2,775 $2,588 $2,688 $10,703 $11,639 $3,089 $3,199
Farmers $1,933 $1,967 $1,742 $1,900 $7,727 $8,208 $2,601 $2,752
GEICO $2,337 $2,366 $2,162 $2,162 $6,779 $6,933 $2,354 $2,426
Liberty Mutual $3,899 $129 $3,203 $3,576 $15,829 $17,581 $4,186 $4,468
Nationwide $2,098 $2,121 $1,878 $1,915 $5,594 $7,251 $2,404 $2,626
Progressive $1,901 $1,806 $1,546 $1,612 $8,290 $9,355 $2,295 $2,513
State Farm $1,641 $1,641 $1,478 $1,478 $4,980 $6,237 $1,853 $2,149
Travelers $1,840 $1,936 $1,683 $1,790 $5,273 $6,570 $1,958 $2,060
USAA $1,549 $1,581 $1,394 $1,399 $5,421 $6,223 $2,024 $2,163

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Minimum Car Insurance in Luray, TN

Every driver must carry the minimum car insurance in Luray, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in Luray, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Luray, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Luray, TN. Compare credit history car insurance rates in Luray from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Luray, Tennessee

Insurance Company Poor Fair Good
Allstate $6,316 $4,830 $3,690
Farmers $4,297 $3,348 $3,166
GEICO $3,911 $3,340 $3,069
Liberty Mutual $9,490 $5,802 $4,535
Nationwide $3,894 $3,084 $2,730
Progressive $4,138 $3,548 $3,309
State Farm $3,895 $2,336 $1,814
Travelers $3,667 $2,893 $2,106
USAA $3,948 $2,307 $1,902

Cheapest Luray, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Luray, TN to rates for a clean record with top companies.

Annual Luray, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,154 $4,946 $5,944 $4,739
Farmers $3,075 $3,806 $3,901 $3,634
GEICO $2,475 $3,346 $5,464 $2,475
Liberty Mutual $5,355 $7,724 $7,189 $6,168
Nationwide $2,795 $2,795 $4,216 $3,138
Progressive $3,230 $4,178 $3,441 $3,809
State Farm $2,447 $2,917 $2,682 $2,682
Travelers $2,339 $3,010 $3,329 $2,878
USAA $1,981 $2,959 $3,481 $2,456

Cheapest Luray, TN Car Insurance for Teen Drivers

Teen car insurance in Luray, TN can be expensive. Take a look at rates from the top car insurance companies in Luray for teenagers.

Annual Car Insurance Rates for Teen Drivers in Luray, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,703 $11,639
Farmers $7,727 $8,208
GEICO $6,779 $6,933
Liberty Mutual $15,829 $17,581
Nationwide $5,594 $7,251
Progressive $8,290 $9,355
State Farm $4,980 $6,237
Travelers $5,273 $6,570
USAA $5,421 $6,223

Cheapest Luray, TN Car Insurance for Seniors

Take a look at Luray, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Luray, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,588 $2,688
Farmers $1,742 $1,900
GEICO $2,162 $2,162
Liberty Mutual $3,203 $3,576
Nationwide $1,878 $1,915
Progressive $1,546 $1,612
State Farm $1,478 $1,478
Travelers $1,683 $1,790
USAA $1,394 $1,399

Cheapest Luray, TN Car Insurance Rates After a DUI

A DUI in Luray, TN increases car insurance rates. Compare Luray, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Luray, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,944
Farmers $3,901
GEICO $5,464
Liberty Mutual $7,189
Nationwide $4,216
Progressive $3,441
State Farm $2,682
Travelers $3,329
USAA $3,481

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Cheapest Luray, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Luray, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Luray, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,946 $4,946
Farmers $3,604 $3,604
GEICO $3,424 $3,455
Liberty Mutual $6,609 $6,609
Nationwide $3,236 $3,236
Progressive $3,665 $3,665
State Farm $2,618 $2,746
Travelers $2,775 $3,003
USAA $2,642 $2,796

The Best Cheap Car Insurance Companies in Luray, TN

Take a look at a side-by-side comparison of the top car insurance companies in Luray, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Luray, Tennessee

Insurance Company Average Annual Rates
Allstate $4,946
Farmers $3,604
GEICO $3,440
Liberty Mutual $6,609
Nationwide $3,236
Progressive $3,665
State Farm $2,682
Travelers $2,889
USAA $2,719

Category Winners: Cheapest Car Insurance in Luray, Tennessee

Find the cheapest car insurance companies in Luray, TN for each category right here.

Best Annual Car Insurance Rates by Company in Luray, Tennessee

Category Insurance Company
Teenagers State Farm
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Luray, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Luray car insurance rates. Find the cheapest Luray, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Luray, Tennessee

Insurance Company Low Medium High
Allstate $4,756 $4,933 $5,147
Farmers $3,397 $3,585 $3,829
GEICO $3,294 $3,432 $3,593
Liberty Mutual $6,334 $6,606 $6,887
Nationwide $3,267 $3,162 $3,279
Progressive $3,465 $3,664 $3,866
State Farm $2,529 $2,695 $2,822
Travelers $2,709 $2,886 $3,071
USAA $2,634 $2,710 $2,814

Compare Car Insurance Quotes in Luray, TN

Ready to find affordable Luray, Tennessee car insurance today? Enter your ZIP code for fast, free Luray, TN car insurance quotes.

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