Compare Lurgan, PA Car Insurance Rates (2021)

Car insurance in Lurgan, PA averages $294 a month. Lurgan, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Lurgan car insurance rates, compare quotes from the top car insurance companies in Lurgan, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Lurgan, PA after a DUI are $3,896/year
  • Average car insurance rates in Lurgan, PA are $3,532/year
  • The cheapest car insurance company in Lurgan is USAA

If you need to buy Lurgan, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Lurgan, PA is right here.

You’ll find Lurgan car insurance rates, the cheapest Lurgan, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Lurgan, Pennsylvania car insurance rates to Altoona car insurance rates, Pittsburgh car insurance rates, and Bethlehem car insurance rates.

Ready to find affordable Lurgan, PA car insurance today? Enter your ZIP code for fast, free Lurgan car insurance quotes.

Cheapest Lurgan, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lurgan, PA car insurance rates? Every Lurgan, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lurgan, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,185 $2,185 $2,019 $2,019 $7,311 $7,311 $2,399 $2,399
GEICO $1,686 $1,461 $1,598 $1,386 $4,250 $3,689 $1,693 $1,468
Liberty Mutual $3,176 $3,176 $2,912 $2,912 $9,227 $9,227 $4,026 $4,026
Nationwide $1,714 $1,714 $1,624 $1,624 $4,869 $4,869 $1,924 $1,924
Progressive $2,249 $2,249 $2,007 $2,007 $7,284 $7,284 $2,862 $2,862
State Farm $1,443 $1,443 $1,276 $1,276 $5,219 $5,219 $1,594 $1,594
Travelers $1,743 $1,743 $1,872 $1,872 $25,209 $25,209 $2,108 $2,108
USAA $988 $988 $894 $894 $2,977 $2,977 $1,304 $1,304

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Minimum Car Insurance in Lurgan, PA

Every driver must carry the minimum car insurance in Lurgan, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Lurgan, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Lurgan, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lurgan, PA. Compare credit history car insurance rates in Lurgan from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lurgan, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,450 $3,314 $2,673
GEICO $3,224 $1,824 $1,414
Liberty Mutual $6,169 $4,426 $3,910
Nationwide $2,969 $2,447 $2,182
Progressive $4,769 $3,348 $2,684
State Farm $3,393 $2,100 $1,657
Travelers $8,410 $7,602 $7,187
USAA $1,914 $1,434 $1,275

Cheapest Lurgan, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lurgan, PA to rates for a clean record with top companies.

Annual Lurgan, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,331 $3,923 $3,331 $3,331
GEICO $1,587 $2,728 $2,115 $2,185
Liberty Mutual $4,400 $5,065 $4,938 $4,938
Nationwide $1,831 $2,448 $3,404 $2,448
Progressive $3,265 $4,509 $3,358 $3,269
State Farm $2,176 $2,590 $2,383 $2,383
Travelers $5,498 $7,811 $9,813 $7,811
USAA $1,242 $1,712 $1,823 $1,386

Cheapest Lurgan, PA Car Insurance for Teen Drivers

Teen car insurance in Lurgan, PA can be expensive. Take a look at rates from the top car insurance companies in Lurgan for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lurgan, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,311 $7,311
GEICO $4,250 $3,689
Liberty Mutual $9,227 $9,227
Nationwide $4,869 $4,869
Progressive $7,284 $7,284
State Farm $5,219 $5,219
Travelers $25,209 $25,209
USAA $2,977 $2,977

Cheapest Lurgan, PA Car Insurance for Seniors

Take a look at Lurgan, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lurgan, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,019 $2,019
GEICO $1,598 $1,386
Liberty Mutual $2,912 $2,912
Nationwide $1,624 $1,624
Progressive $2,007 $2,007
State Farm $1,276 $1,276
Travelers $1,872 $1,872
USAA $894 $894

Cheapest Lurgan, PA Car Insurance Rates After a DUI

A DUI in Lurgan, PA increases car insurance rates. Compare Lurgan, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lurgan, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,331
GEICO $2,115
Liberty Mutual $4,938
Nationwide $3,404
Progressive $3,358
State Farm $2,383
Travelers $9,813
USAA $1,823

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Cheapest Lurgan, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lurgan, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lurgan, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,410 $3,547
GEICO $2,120 $2,187
Liberty Mutual $4,712 $4,958
Nationwide $2,533 $2,533
Progressive $3,600 $3,600
State Farm $2,313 $2,453
Travelers $7,733 $7,733
USAA $1,497 $1,584

The Best Cheap Car Insurance Companies in Lurgan, PA

Take a look at a side-by-side comparison of the top car insurance companies in Lurgan, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lurgan, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,479
GEICO $2,154
Liberty Mutual $4,835
Nationwide $2,533
Progressive $3,600
State Farm $2,383
Travelers $7,733
USAA $1,541

Category Winners: Cheapest Car Insurance in Lurgan, Pennsylvania

Find the cheapest car insurance companies in Lurgan, PA for each category right here.

Best Annual Car Insurance Rates by Company in Lurgan, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Lurgan, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lurgan car insurance rates. Find the cheapest Lurgan, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lurgan, Pennsylvania

Insurance Company Low Medium High
Allstate $3,304 $3,504 $3,628
GEICO $1,963 $2,175 $2,323
Liberty Mutual $4,588 $4,871 $5,046
Nationwide $2,551 $2,565 $2,482
Progressive $3,290 $3,631 $3,880
State Farm $2,224 $2,417 $2,508
Travelers $7,890 $7,730 $7,579
USAA $1,434 $1,555 $1,634

Compare Car Insurance Quotes in Lurgan, PA

Ready to find affordable Lurgan, Pennsylvania car insurance today? Enter your ZIP code for fast, free Lurgan, PA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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