Compare Lutcher, LA Car Insurance Rates (2021)

Car insurance in Lutcher, LA averages $505 a month. Lutcher, Louisiana car insurance requirements are 15/30/25, but you might need full coverage insurance if your car is financed. To find cheap Lutcher car insurance rates, compare quotes from the top car insurance companies in Lutcher, LA.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Lutcher, LA after a DUI are $6,969/year
  • The cheapest car insurance company in Lutcher is State Farm
  • The cheapest car insurance company in Lutcher for teen drivers is USAA

If you need to buy Lutcher, Louisiana car insurance, the options can be confusing. Everything you need to know about car insurance in Lutcher, LA is right here.

You’ll find Lutcher car insurance rates, the cheapest Lutcher, LA car insurance companies, and information on Louisiana car insurance laws. You can also compare Lutcher, Louisiana car insurance rates to Bossier City car insurance rates, Shreveport car insurance rates, and Kenner car insurance rates.

Ready to find affordable Lutcher, LA car insurance today? Enter your ZIP code for fast, free Lutcher car insurance quotes.

Cheapest Lutcher, LA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lutcher, LA car insurance rates? Every Lutcher, Louisiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lutcher, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,842 $4,842 $5,024 $5,024 $10,470 $13,133 $5,331 $5,759
GEICO $3,451 $3,979 $4,099 $4,986 $13,006 $13,772 $3,345 $3,260
Progressive $4,158 $3,873 $3,487 $3,774 $16,550 $18,378 $4,733 $4,797
State Farm $3,008 $3,008 $2,778 $2,778 $9,014 $11,304 $3,359 $3,762
USAA $3,019 $2,968 $2,949 $2,921 $8,998 $10,542 $3,692 $4,033

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Lutcher, LA

Every driver must carry the minimum car insurance in Lutcher, LA. Take a look at the Louisiana car insurance requirements.

Minimum Required Car Insurance Coverage in Lutcher, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Lutcher, LA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lutcher, LA. Compare credit history car insurance rates in Lutcher from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lutcher, Louisiana

Insurance Company Poor Fair Good
Allstate $8,858 $6,155 $5,397
GEICO $7,421 $6,439 $4,852
Progressive $8,437 $7,237 $6,733
State Farm $6,758 $4,353 $3,518
USAA $6,759 $4,313 $3,599

Cheapest Lutcher, LA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lutcher, LA to rates for a clean record with top companies.

Annual Lutcher, Louisiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,381 $8,195 $7,318 $6,318
GEICO $4,231 $6,852 $8,434 $5,432
Progressive $6,220 $8,353 $8,026 $7,276
State Farm $4,461 $5,292 $4,876 $4,876
USAA $3,732 $5,179 $6,193 $4,457

Cheapest Lutcher, LA Car Insurance for Teen Drivers

Teen car insurance in Lutcher, LA can be expensive. Take a look at rates from the top car insurance companies in Lutcher for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lutcher, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,470 $13,133
GEICO $13,006 $13,772
Progressive $16,550 $18,378
State Farm $9,014 $11,304
USAA $8,998 $10,542

Cheapest Lutcher, LA Car Insurance for Seniors

Take a look at Lutcher, LA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lutcher, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,024 $5,024
GEICO $4,099 $4,986
Progressive $3,487 $3,774
State Farm $2,778 $2,778
USAA $2,949 $2,921

Cheapest Lutcher, LA Car Insurance Rates After a DUI

A DUI in Lutcher, LA increases car insurance rates. Compare Lutcher, Louisiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lutcher, Louisiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,318
GEICO $8,434
Progressive $8,026
State Farm $4,876
USAA $6,193

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Lutcher, LA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lutcher, LA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lutcher, Louisiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,803 $6,803
GEICO $6,119 $6,355
Progressive $7,469 $7,469
State Farm $4,750 $5,003
USAA $4,738 $5,042

The Best Cheap Car Insurance Companies in Lutcher, LA

Take a look at a side-by-side comparison of the top car insurance companies in Lutcher, LA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lutcher, Louisiana

Insurance Company Average Annual Rates
Allstate $6,803
GEICO $6,237
Progressive $7,469
State Farm $4,876
USAA $4,890

Category Winners: Cheapest Car Insurance in Lutcher, Louisiana

Find the cheapest car insurance companies in Lutcher, LA for each category right here.

Best Annual Car Insurance Rates by Company in Lutcher, Louisiana

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Lutcher, LA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lutcher car insurance rates. Find the cheapest Lutcher, LA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lutcher, Louisiana

Insurance Company Low Medium High
Allstate $5,828 $6,931 $7,650
GEICO $5,249 $6,261 $7,202
Progressive $6,128 $7,401 $8,877
State Farm $4,178 $4,864 $5,587
USAA $4,242 $4,967 $5,462

What affects car insurance rates in Lutcher, Louisiana?

What factors can have an impact on Lutcher, LA car insurance? There are several reasons why Lutcher car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lutcher, Louisiana.

Car Theft in Lutcher

High levels of vehicle theft can make car insurance more expensive. Lutcher, LA car theft statistics from the FBI indicate 2 vehicle thefts a year.

Commute Time in Lutcher

The more time you spend in your car the higher the risk of an accident. The average commute length in Lutcher, LA is 23.8 minutes according to City-Data.

Compare Car Insurance Quotes in Lutcher, LA

Ready to find affordable Lutcher, Louisiana car insurance today? Enter your ZIP code for fast, free Lutcher, LA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption