Compare Luthersville, GA Car Insurance Rates (2021)

Car insurance in Luthersville, GA averages $406 a month. Luthersville, Georgia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Luthersville car insurance rates, compare quotes from the top car insurance companies in Luthersville, GA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Luthersville, GA after a DUI are $5,987/year
  • Average car insurance rates in Luthersville, GA are $4,867/year
  • The cheapest car insurance company in Luthersville is GEICO

If you need to buy Luthersville, Georgia car insurance, the options can be confusing. Everything you need to know about car insurance in Luthersville, GA is right here.

You’ll find Luthersville car insurance rates, the cheapest Luthersville, GA car insurance companies, and information on Georgia car insurance laws. You can also compare Luthersville, Georgia car insurance rates to Sandy Springs car insurance rates, Alpharetta car insurance rates, and Marietta car insurance rates.

Ready to find affordable Luthersville, GA car insurance today? Enter your ZIP code for fast, free Luthersville car insurance quotes.

Cheapest Luthersville, GA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Luthersville, GA car insurance rates? Every Luthersville, Georgia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Luthersville, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,618 $2,618 $2,506 $2,506 $6,099 $7,859 $2,929 $3,198
GEICO $1,843 $1,811 $1,777 $1,777 $5,331 $6,380 $2,340 $2,607
Liberty Mutual $5,232 $5,696 $4,285 $4,857 $21,794 $24,327 $5,554 $5,923
Nationwide $3,925 $4,065 $3,840 $4,239 $12,074 $15,622 $4,771 $5,193
Progressive $2,796 $2,596 $2,400 $2,510 $8,533 $9,462 $3,245 $3,413
State Farm $2,252 $2,252 $2,005 $2,005 $5,752 $7,589 $2,462 $2,649
USAA $1,761 $1,761 $1,622 $1,636 $6,242 $7,413 $2,196 $2,435

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Minimum Car Insurance in Luthersville, GA

Every driver must carry the minimum car insurance in Luthersville, GA. Take a look at the Georgia car insurance requirements.

Minimum Required Car Insurance Coverage in Luthersville, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Luthersville, GA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Luthersville, GA. Compare credit history car insurance rates in Luthersville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Luthersville, Georgia

Insurance Company Poor Fair Good
Allstate $4,911 $3,416 $3,048
GEICO $3,752 $2,636 $2,561
Liberty Mutual $13,927 $8,520 $6,678
Nationwide $8,018 $6,469 $5,660
Progressive $4,953 $4,241 $3,914
State Farm $4,780 $2,975 $2,357
USAA $4,091 $2,866 $2,443

Cheapest Luthersville, GA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Luthersville, GA to rates for a clean record with top companies.

Annual Luthersville, Georgia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,128 $4,823 $3,927 $3,290
GEICO $1,999 $2,515 $5,177 $2,240
Liberty Mutual $7,370 $10,063 $11,577 $9,824
Nationwide $5,155 $6,053 $9,394 $6,261
Progressive $3,449 $5,985 $4,032 $4,011
State Farm $3,090 $3,652 $3,371 $3,371
USAA $2,399 $3,028 $4,433 $2,673

Cheapest Luthersville, GA Car Insurance for Teen Drivers

Teen car insurance in Luthersville, GA can be expensive. Take a look at rates from the top car insurance companies in Luthersville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Luthersville, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,099 $7,859
GEICO $5,331 $6,380
Liberty Mutual $21,794 $24,327
Nationwide $12,074 $15,622
Progressive $8,533 $9,462
State Farm $5,752 $7,589
USAA $6,242 $7,413

Cheapest Luthersville, GA Car Insurance for Seniors

Take a look at Luthersville, GA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Luthersville, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,506 $2,506
GEICO $1,777 $1,777
Liberty Mutual $4,285 $4,857
Nationwide $3,840 $4,239
Progressive $2,400 $2,510
State Farm $2,005 $2,005
USAA $1,622 $1,636

Cheapest Luthersville, GA Car Insurance Rates After a DUI

A DUI in Luthersville, GA increases car insurance rates. Compare Luthersville, Georgia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Luthersville, Georgia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,927
GEICO $5,177
Liberty Mutual $11,577
Nationwide $9,394
Progressive $4,032
State Farm $3,371
USAA $4,433

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Cheapest Luthersville, GA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Luthersville, GA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Luthersville, Georgia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,706 $3,877
GEICO $2,931 $3,035
Liberty Mutual $9,709 $9,709
Nationwide $6,716 $6,716
Progressive $4,369 $4,369
State Farm $3,371 $3,371
USAA $2,991 $3,276

The Best Cheap Car Insurance Companies in Luthersville, GA

Take a look at a side-by-side comparison of the top car insurance companies in Luthersville, GA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Luthersville, Georgia

Insurance Company Average Annual Rates
Allstate $3,792
GEICO $2,983
Liberty Mutual $9,709
Nationwide $6,716
Progressive $4,369
State Farm $3,371
USAA $3,133

Category Winners: Cheapest Car Insurance in Luthersville, Georgia

Find the cheapest car insurance companies in Luthersville, GA for each category right here.

Best Annual Car Insurance Rates by Company in Luthersville, Georgia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Luthersville, GA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Luthersville car insurance rates. Find the cheapest Luthersville, GA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Luthersville, Georgia

Insurance Company Low Medium High
Allstate $3,499 $3,830 $4,046
GEICO $2,791 $2,996 $3,163
Liberty Mutual $9,327 $9,657 $10,141
Nationwide $6,646 $6,828 $6,674
Progressive $4,048 $4,308 $4,752
State Farm $3,176 $3,373 $3,564
USAA $2,996 $3,118 $3,286

What affects car insurance rates in Luthersville, Georgia?

What factors can have an impact on Luthersville, GA car insurance? There are several reasons why Luthersville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Luthersville, Georgia.

Commute Time in Luthersville

The more time you spend in your car the higher the risk of an accident. The average commute length in Luthersville, GA is 37.5 minutes according to City-Data.

Compare Car Insurance Quotes in Luthersville, GA

Ready to find affordable Luthersville, Georgia car insurance today? Enter your ZIP code for fast, free Luthersville, GA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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