Compare Luttrell, TN Car Insurance Rates (2021)

Car insurance in Luttrell, TN averages $313 a month. Luttrell, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Luttrell car insurance rates, compare quotes from the top car insurance companies in Luttrell, TN.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Luttrell, TN after a DUI are $4,402/year
  • The cheapest car insurance company in Luttrell is State Farm
  • The cheapest car insurance company in Luttrell for teen drivers is Travelers

If you need to buy Luttrell, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Luttrell, TN is right here.

You’ll find Luttrell car insurance rates, the cheapest Luttrell, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Luttrell, Tennessee car insurance rates to Hendersonville car insurance rates, Knoxville car insurance rates, and Clarksville car insurance rates.

Ready to find affordable Luttrell, TN car insurance today? Enter your ZIP code for fast, free Luttrell car insurance quotes.

Cheapest Luttrell, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Luttrell, TN car insurance rates? Every Luttrell, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Luttrell, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,850 $2,728 $2,567 $2,664 $10,913 $11,858 $3,026 $3,130
Farmers $1,623 $1,652 $1,458 $1,599 $6,619 $7,034 $2,193 $2,320
GEICO $2,053 $2,066 $1,885 $1,885 $6,467 $6,558 $2,100 $2,168
Liberty Mutual $4,117 $129 $3,386 $3,774 $16,785 $18,624 $4,420 $4,717
Nationwide $2,383 $2,401 $2,132 $2,165 $6,680 $8,613 $2,748 $2,981
Progressive $1,812 $1,706 $1,475 $1,545 $8,234 $9,271 $2,183 $2,389
State Farm $1,645 $1,645 $1,486 $1,486 $5,105 $6,364 $1,860 $2,178
Travelers $1,757 $1,848 $1,613 $1,716 $5,073 $6,329 $1,867 $1,964
USAA $1,568 $1,593 $1,416 $1,414 $5,662 $6,485 $2,047 $2,183

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Luttrell, TN

Every driver must carry the minimum car insurance in Luttrell, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in Luttrell, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Luttrell, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Luttrell, TN. Compare credit history car insurance rates in Luttrell from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Luttrell, Tennessee

Insurance Company Poor Fair Good
Allstate $6,341 $4,854 $3,706
Farmers $3,644 $2,849 $2,694
GEICO $3,566 $3,060 $2,816
Liberty Mutual $10,052 $6,139 $4,791
Nationwide $4,532 $3,582 $3,174
Progressive $4,017 $3,469 $3,244
State Farm $3,952 $2,370 $1,841
Travelers $3,515 $2,777 $2,021
USAA $4,055 $2,375 $1,958

Cheapest Luttrell, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Luttrell, TN to rates for a clean record with top companies.

Annual Luttrell, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,141 $4,950 $6,021 $4,756
Farmers $2,615 $3,237 $3,314 $3,084
GEICO $2,304 $3,067 $4,914 $2,304
Liberty Mutual $5,657 $8,178 $7,613 $6,529
Nationwide $3,252 $3,252 $4,898 $3,649
Progressive $3,150 $4,093 $3,354 $3,710
State Farm $2,475 $2,967 $2,721 $2,721
Travelers $2,242 $2,885 $3,197 $2,760
USAA $2,030 $3,048 $3,589 $2,517

Cheapest Luttrell, TN Car Insurance for Teen Drivers

Teen car insurance in Luttrell, TN can be expensive. Take a look at rates from the top car insurance companies in Luttrell for teenagers.

Annual Car Insurance Rates for Teen Drivers in Luttrell, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,913 $11,858
Farmers $6,619 $7,034
GEICO $6,467 $6,558
Liberty Mutual $16,785 $18,624
Nationwide $6,680 $8,613
Progressive $8,234 $9,271
State Farm $5,105 $6,364
Travelers $5,073 $6,329
USAA $5,662 $6,485

Cheapest Luttrell, TN Car Insurance for Seniors

Take a look at Luttrell, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Luttrell, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,567 $2,664
Farmers $1,458 $1,599
GEICO $1,885 $1,885
Liberty Mutual $3,386 $3,774
Nationwide $2,132 $2,165
Progressive $1,475 $1,545
State Farm $1,486 $1,486
Travelers $1,613 $1,716
USAA $1,416 $1,414

Cheapest Luttrell, TN Car Insurance Rates After a DUI

A DUI in Luttrell, TN increases car insurance rates. Compare Luttrell, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Luttrell, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,021
Farmers $3,314
GEICO $4,914
Liberty Mutual $7,613
Nationwide $4,898
Progressive $3,354
State Farm $2,721
Travelers $3,197
USAA $3,589

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Luttrell, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Luttrell, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Luttrell, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,967 $4,967
Farmers $3,062 $3,062
GEICO $3,125 $3,170
Liberty Mutual $6,994 $6,994
Nationwide $3,763 $3,763
Progressive $3,577 $3,577
State Farm $2,658 $2,784
Travelers $2,662 $2,880
USAA $2,717 $2,875

The Best Cheap Car Insurance Companies in Luttrell, TN

Take a look at a side-by-side comparison of the top car insurance companies in Luttrell, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Luttrell, Tennessee

Insurance Company Average Annual Rates
Allstate $4,967
Farmers $3,062
GEICO $3,148
Liberty Mutual $6,994
Nationwide $3,763
Progressive $3,577
State Farm $2,721
Travelers $2,771
USAA $2,796

Category Winners: Cheapest Car Insurance in Luttrell, Tennessee

Find the cheapest car insurance companies in Luttrell, TN for each category right here.

Best Annual Car Insurance Rates by Company in Luttrell, Tennessee

Category Insurance Company
Teenagers Travelers
Seniors USAA
Clean Record USAA
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Luttrell, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Luttrell car insurance rates. Find the cheapest Luttrell, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Luttrell, Tennessee

Insurance Company Low Medium High
Allstate $4,785 $4,955 $5,161
Farmers $2,887 $3,047 $3,253
GEICO $2,976 $3,139 $3,327
Liberty Mutual $6,714 $6,989 $7,278
Nationwide $3,795 $3,682 $3,811
Progressive $3,349 $3,575 $3,806
State Farm $2,579 $2,733 $2,852
Travelers $2,594 $2,768 $2,950
USAA $2,708 $2,786 $2,894

What affects car insurance rates in Luttrell, Tennessee?

What factors can have an impact on Luttrell, TN car insurance? There are several reasons why Luttrell car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Luttrell, Tennessee.

Commute Time in Luttrell

The more time you spend in your car the higher the risk of an accident. The average commute length in Luttrell, TN is 34.5 minutes according to City-Data.

Compare Car Insurance Quotes in Luttrell, TN

Ready to find affordable Luttrell, Tennessee car insurance today? Enter your ZIP code for fast, free Luttrell, TN car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption