Compare Luverne, ND Car Insurance Rates (2021)

Car insurance in Luverne, ND averages $343 a month. Luverne, North Dakota car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Luverne car insurance rates, compare quotes from the top car insurance companies in Luverne, ND.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Luverne, ND are $4,122/year
  • Average car insurance rates in Luverne, ND after a DUI are $4,929/year
  • The cheapest car insurance company in Luverne for teen drivers is USAA

If you need to buy Luverne, North Dakota car insurance, the options can be confusing. Everything you need to know about car insurance in Luverne, ND is right here.

You’ll find Luverne car insurance rates, the cheapest Luverne, ND car insurance companies, and information on North Dakota car insurance laws. You can also compare Luverne, North Dakota car insurance rates to Dickinson car insurance rates, Bismarck car insurance rates, and Williston car insurance rates.

Ready to find affordable Luverne, ND car insurance today? Enter your ZIP code for fast, free Luverne car insurance quotes.

Cheapest Luverne, ND Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Luverne, ND car insurance rates? Every Luverne, North Dakota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Luverne, North Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,427 $2,434 $2,153 $2,282 $9,360 $11,021 $2,666 $2,877
American Family $2,511 $2,511 $2,269 $2,269 $5,349 $7,694 $2,511 $2,936
Farmers $1,848 $1,819 $1,654 $1,718 $6,487 $6,658 $2,094 $2,214
GEICO $2,163 $2,147 $1,863 $1,884 $4,150 $5,218 $1,953 $2,172
Liberty Mutual $7,402 $8,006 $5,941 $7,201 $29,140 $32,517 $7,765 $8,523
Nationwide $1,764 $1,805 $1,583 $1,687 $3,986 $4,919 $2,014 $2,136
Progressive $1,954 $1,864 $1,584 $1,641 $7,240 $8,099 $2,404 $2,440
State Farm $1,412 $1,412 $1,248 $1,248 $3,947 $4,991 $1,579 $1,787
USAA $1,139 $1,131 $927 $930 $3,928 $4,747 $1,640 $1,784

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Minimum Car Insurance in Luverne, ND

Every driver must carry the minimum car insurance in Luverne, ND. Take a look at the North Dakota car insurance requirements.

Minimum Required Car Insurance Coverage in Luverne, North Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Luverne, ND Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Luverne, ND. Compare credit history car insurance rates in Luverne from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Luverne, North Dakota

Insurance Company Poor Fair Good
Allstate $5,547 $4,223 $3,437
American Family $4,614 $3,200 $2,704
Farmers $3,545 $2,891 $2,749
GEICO $3,222 $2,595 $2,265
Liberty Mutual $19,355 $11,544 $9,036
Nationwide $3,028 $2,360 $2,072
Progressive $3,927 $3,284 $2,998
State Farm $3,081 $1,959 $1,568
USAA $2,801 $1,773 $1,511

Cheapest Luverne, ND Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Luverne, ND to rates for a clean record with top companies.

Annual Luverne, North Dakota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,567 $3,929 $5,967 $4,146
American Family $2,562 $3,667 $4,863 $2,932
Farmers $2,586 $3,290 $3,246 $3,124
GEICO $1,556 $2,605 $4,084 $2,529
Liberty Mutual $11,815 $13,320 $14,484 $13,627
Nationwide $1,840 $2,532 $3,486 $2,090
Progressive $3,142 $3,866 $3,178 $3,427
State Farm $2,036 $2,370 $2,203 $2,203
USAA $1,441 $2,040 $2,854 $1,779

Cheapest Luverne, ND Car Insurance for Teen Drivers

Teen car insurance in Luverne, ND can be expensive. Take a look at rates from the top car insurance companies in Luverne for teenagers.

Annual Car Insurance Rates for Teen Drivers in Luverne, North Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,360 $11,021
American Family $5,349 $7,694
Farmers $6,487 $6,658
GEICO $4,150 $5,218
Liberty Mutual $29,140 $32,517
Nationwide $3,986 $4,919
Progressive $7,240 $8,099
State Farm $3,947 $4,991
USAA $3,928 $4,747

Cheapest Luverne, ND Car Insurance for Seniors

Take a look at Luverne, ND senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Luverne, North Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,153 $2,282
American Family $2,269 $2,269
Farmers $1,654 $1,718
GEICO $1,863 $1,884
Liberty Mutual $5,941 $7,201
Nationwide $1,583 $1,687
Progressive $1,584 $1,641
State Farm $1,248 $1,248
USAA $927 $930

Cheapest Luverne, ND Car Insurance Rates After a DUI

A DUI in Luverne, ND increases car insurance rates. Compare Luverne, North Dakota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Luverne, North Dakota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,967
American Family $4,863
Farmers $3,246
GEICO $4,084
Liberty Mutual $14,484
Nationwide $3,486
Progressive $3,178
State Farm $2,203
USAA $2,854

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Cheapest Luverne, ND Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Luverne, ND by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Luverne, North Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,295 $4,510
American Family $3,463 $3,549
Farmers $3,061 $3,061
GEICO $2,663 $2,724
Liberty Mutual $13,312 $13,312
Nationwide $2,487 $2,487
Progressive $3,403 $3,403
State Farm $2,144 $2,262
USAA $2,008 $2,049

The Best Cheap Car Insurance Companies in Luverne, ND

Take a look at a side-by-side comparison of the top car insurance companies in Luverne, ND to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Luverne, North Dakota

Insurance Company Average Annual Rates
Allstate $4,402
American Family $3,506
Farmers $3,061
GEICO $2,694
Liberty Mutual $13,312
Nationwide $2,487
Progressive $3,403
State Farm $2,203
USAA $2,028

Category Winners: Cheapest Car Insurance in Luverne, North Dakota

Find the cheapest car insurance companies in Luverne, ND for each category right here.

Best Annual Car Insurance Rates by Company in Luverne, North Dakota

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Luverne, ND Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Luverne car insurance rates. Find the cheapest Luverne, ND car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Luverne, North Dakota

Insurance Company Low Medium High
Allstate $4,301 $4,400 $4,506
American Family $3,614 $3,679 $3,226
Farmers $2,995 $3,049 $3,141
GEICO $2,647 $2,689 $2,745
Liberty Mutual $13,032 $13,258 $13,645
Nationwide $2,425 $2,474 $2,562
Progressive $3,307 $3,392 $3,510
State Farm $2,144 $2,209 $2,256
USAA $1,977 $2,030 $2,079

Compare Car Insurance Quotes in Luverne, ND

Ready to find affordable Luverne, North Dakota car insurance today? Enter your ZIP code for fast, free Luverne, ND car insurance quotes.

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