Compare Lydia, LA Car Insurance Rates (2021)

Car insurance in Lydia, LA averages $474 a month. Lydia, Louisiana car insurance requirements are 15/30/25, but you might need full coverage insurance if your car is financed. To find cheap Lydia car insurance rates, compare quotes from the top car insurance companies in Lydia, LA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Lydia for teen drivers is USAA
  • Average car insurance rates in Lydia, LA are $5,688/year
  • The cheapest car insurance company in Lydia is USAA

If you need to buy Lydia, Louisiana car insurance, the options can be confusing. Everything you need to know about car insurance in Lydia, LA is right here.

You’ll find Lydia car insurance rates, the cheapest Lydia, LA car insurance companies, and information on Louisiana car insurance laws. You can also compare Lydia, Louisiana car insurance rates to Bossier City car insurance rates, Monroe car insurance rates, and Shreveport car insurance rates.

Ready to find affordable Lydia, LA car insurance today? Enter your ZIP code for fast, free Lydia car insurance quotes.

Cheapest Lydia, LA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lydia, LA car insurance rates? Every Lydia, Louisiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lydia, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,767 $3,767 $3,911 $3,911 $8,287 $10,435 $4,162 $4,508
GEICO $3,433 $3,940 $4,095 $4,979 $12,649 $13,342 $3,306 $3,206
Progressive $4,291 $3,986 $3,599 $3,908 $17,199 $19,082 $4,871 $4,922
State Farm $2,888 $2,888 $2,649 $2,649 $8,693 $10,956 $3,230 $3,611
USAA $2,749 $2,697 $2,712 $2,675 $8,537 $9,950 $3,375 $3,693

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Minimum Car Insurance in Lydia, LA

Every driver must carry the minimum car insurance in Lydia, LA. Take a look at the Louisiana car insurance requirements.

Minimum Required Car Insurance Coverage in Lydia, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Lydia, LA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lydia, LA. Compare credit history car insurance rates in Lydia from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lydia, Louisiana

Insurance Company Poor Fair Good
Allstate $7,010 $4,814 $4,206
GEICO $7,279 $6,316 $4,760
Progressive $8,724 $7,496 $6,977
State Farm $6,546 $4,181 $3,360
USAA $6,242 $4,028 $3,376

Cheapest Lydia, LA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lydia, LA to rates for a clean record with top companies.

Annual Lydia, Louisiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,205 $6,461 $5,753 $4,954
GEICO $4,161 $6,718 $8,245 $5,350
Progressive $6,436 $8,658 $8,308 $7,528
State Farm $4,299 $5,093 $4,696 $4,696
USAA $3,463 $4,850 $5,737 $4,143

Cheapest Lydia, LA Car Insurance for Teen Drivers

Teen car insurance in Lydia, LA can be expensive. Take a look at rates from the top car insurance companies in Lydia for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lydia, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,287 $10,435
GEICO $12,649 $13,342
Progressive $17,199 $19,082
State Farm $8,693 $10,956
USAA $8,537 $9,950

Cheapest Lydia, LA Car Insurance for Seniors

Take a look at Lydia, LA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lydia, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,911 $3,911
GEICO $4,095 $4,979
Progressive $3,599 $3,908
State Farm $2,649 $2,649
USAA $2,712 $2,675

Cheapest Lydia, LA Car Insurance Rates After a DUI

A DUI in Lydia, LA increases car insurance rates. Compare Lydia, Louisiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lydia, Louisiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,753
GEICO $8,245
Progressive $8,308
State Farm $4,696
USAA $5,737

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Cheapest Lydia, LA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lydia, LA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lydia, Louisiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,343 $5,343
GEICO $6,000 $6,237
Progressive $7,732 $7,732
State Farm $4,570 $4,822
USAA $4,407 $4,690

The Best Cheap Car Insurance Companies in Lydia, LA

Take a look at a side-by-side comparison of the top car insurance companies in Lydia, LA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lydia, Louisiana

Insurance Company Average Annual Rates
Allstate $5,343
GEICO $6,119
Progressive $7,732
State Farm $4,696
USAA $4,549

Category Winners: Cheapest Car Insurance in Lydia, Louisiana

Find the cheapest car insurance companies in Lydia, LA for each category right here.

Best Annual Car Insurance Rates by Company in Lydia, Louisiana

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Lydia, LA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lydia car insurance rates. Find the cheapest Lydia, LA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lydia, Louisiana

Insurance Company Low Medium High
Allstate $4,604 $5,447 $5,979
GEICO $5,076 $6,143 $7,138
Progressive $6,284 $7,659 $9,254
State Farm $4,056 $4,687 $5,344
USAA $3,858 $4,627 $5,160

What affects car insurance rates in Lydia, Louisiana?

What factors can have an impact on Lydia, LA car insurance? There are several reasons why Lydia car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lydia, Louisiana.

Commute Time in Lydia

The more time you spend in your car the higher the risk of an accident. The average commute length in Lydia, LA is 32.4 minutes according to City-Data.

Compare Car Insurance Quotes in Lydia, LA

Ready to find affordable Lydia, Louisiana car insurance today? Enter your ZIP code for fast, free Lydia, LA car insurance quotes.

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