Compare Lynn, AL Car Insurance Rates (2021)

Car insurance in Lynn, AL averages $305 a month. Lynn, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Lynn car insurance rates, compare quotes from the top car insurance companies in Lynn, AL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Lynn is USAA
  • Average car insurance rates in Lynn, AL are $3,660/year
  • Average car insurance rates in Lynn, AL after a DUI are $4,181/year

If you need to buy Lynn, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Lynn, AL is right here.

You’ll find Lynn car insurance rates, the cheapest Lynn, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Lynn, Alabama car insurance rates to Birmingham car insurance rates, Madison car insurance rates, and Hoover car insurance rates.

Ready to find affordable Lynn, AL car insurance today? Enter your ZIP code for fast, free Lynn car insurance quotes.

Cheapest Lynn, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lynn, AL car insurance rates? Every Lynn, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lynn, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,916 $1,833 $1,727 $1,761 $6,483 $6,962 $2,161 $2,216
Farmers $2,403 $2,387 $2,151 $2,275 $9,066 $9,334 $2,742 $2,871
GEICO $1,909 $1,891 $1,804 $1,850 $4,918 $4,831 $2,014 $1,877
Liberty Mutual $3,241 $3,503 $2,651 $2,964 $11,718 $13,033 $3,465 $3,705
Nationwide $1,917 $1,944 $1,740 $1,806 $5,097 $6,597 $2,132 $2,392
Progressive $2,329 $2,201 $1,902 $2,034 $9,068 $10,123 $2,722 $2,875
State Farm $2,783 $2,783 $2,480 $2,480 $7,990 $10,011 $3,134 $3,627
Travelers $1,572 $1,598 $1,468 $1,464 $8,313 $13,064 $1,489 $1,723
USAA $1,324 $1,347 $1,233 $1,209 $3,937 $4,370 $1,729 $1,867

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Minimum Car Insurance in Lynn, AL

Every driver must carry the minimum car insurance in Lynn, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Lynn, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Lynn, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lynn, AL. Compare credit history car insurance rates in Lynn from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lynn, Alabama

Insurance Company Poor Fair Good
Allstate $3,877 $3,037 $2,484
Farmers $4,662 $4,004 $3,795
GEICO $3,352 $2,393 $2,165
Liberty Mutual $7,939 $4,855 $3,810
Nationwide $3,571 $2,778 $2,510
Progressive $4,725 $4,014 $3,732
State Farm $7,152 $3,621 $2,460
Travelers $4,186 $3,627 $3,696
USAA $2,867 $1,857 $1,656

Cheapest Lynn, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lynn, AL to rates for a clean record with top companies.

Annual Lynn, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,677 $3,142 $3,700 $3,011
Farmers $3,494 $4,513 $4,402 $4,205
GEICO $1,792 $2,855 $3,504 $2,395
Liberty Mutual $4,339 $6,041 $5,914 $5,847
Nationwide $2,576 $2,576 $3,777 $2,883
Progressive $3,772 $4,698 $4,013 $4,145
State Farm $4,011 $4,900 $4,367 $4,367
Travelers $3,196 $3,355 $4,898 $3,896
USAA $1,635 $2,051 $3,053 $1,769

Cheapest Lynn, AL Car Insurance for Teen Drivers

Teen car insurance in Lynn, AL can be expensive. Take a look at rates from the top car insurance companies in Lynn for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lynn, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,483 $6,962
Farmers $9,066 $9,334
GEICO $4,918 $4,831
Liberty Mutual $11,718 $13,033
Nationwide $5,097 $6,597
Progressive $9,068 $10,123
State Farm $7,990 $10,011
Travelers $8,313 $13,064
USAA $3,937 $4,370

Cheapest Lynn, AL Car Insurance for Seniors

Take a look at Lynn, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lynn, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,727 $1,761
Farmers $2,151 $2,275
GEICO $1,804 $1,850
Liberty Mutual $2,651 $2,964
Nationwide $1,740 $1,806
Progressive $1,902 $2,034
State Farm $2,480 $2,480
Travelers $1,468 $1,464
USAA $1,233 $1,209

Cheapest Lynn, AL Car Insurance Rates After a DUI

A DUI in Lynn, AL increases car insurance rates. Compare Lynn, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lynn, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,700
Farmers $4,402
GEICO $3,504
Liberty Mutual $5,914
Nationwide $3,777
Progressive $4,013
State Farm $4,367
Travelers $4,898
USAA $3,053

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Cheapest Lynn, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lynn, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lynn, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,133 $3,133
Farmers $4,154 $4,154
GEICO $2,587 $2,686
Liberty Mutual $5,535 $5,535
Nationwide $2,953 $2,953
Progressive $4,157 $4,157
State Farm $4,310 $4,512
Travelers $3,836 $3,836
USAA $2,029 $2,224

The Best Cheap Car Insurance Companies in Lynn, AL

Take a look at a side-by-side comparison of the top car insurance companies in Lynn, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lynn, Alabama

Insurance Company Average Annual Rates
Allstate $3,133
Farmers $4,154
GEICO $2,637
Liberty Mutual $5,535
Nationwide $2,953
Progressive $4,157
State Farm $4,411
Travelers $3,836
USAA $2,127

Category Winners: Cheapest Car Insurance in Lynn, Alabama

Find the cheapest car insurance companies in Lynn, AL for each category right here.

Best Annual Car Insurance Rates by Company in Lynn, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Lynn, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lynn car insurance rates. Find the cheapest Lynn, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lynn, Alabama

Insurance Company Low Medium High
Allstate $3,032 $3,127 $3,238
Farmers $3,948 $4,106 $4,407
GEICO $2,437 $2,625 $2,848
Liberty Mutual $5,301 $5,511 $5,794
Nationwide $2,958 $2,923 $2,978
Progressive $3,753 $4,129 $4,588
State Farm $4,227 $4,404 $4,602
Travelers $3,656 $3,913 $3,940
USAA $2,056 $2,116 $2,208

What affects car insurance rates in Lynn, Alabama?

What factors can have an impact on Lynn, AL car insurance? There are several reasons why Lynn car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lynn, Alabama.

Commute Time in Lynn

The more time you spend in your car the higher the risk of an accident. The average commute length in Lynn, AL is 26.1 minutes according to City-Data.

Compare Car Insurance Quotes in Lynn, AL

Ready to find affordable Lynn, Alabama car insurance today? Enter your ZIP code for fast, free Lynn, AL car insurance quotes.

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Average Monthly Car Insurance Rates by State