Compare Lynn, MA Car Insurance Rates (2021)

Car insurance in Lynn, MA averages $367 a month. Lynn, Massachusetts car insurance requirements are 20/40/5, but you might need full coverage insurance if your car is financed. To find cheap Lynn car insurance rates, compare quotes from the top car insurance companies in Lynn, MA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Lynn, MA are $4,407/year
  • The cheapest car insurance company in Lynn for teen drivers is State Farm
  • The cheapest ZIP code in Lynn is 1901

If you need to buy Lynn, Massachusetts car insurance, the options can be confusing. Everything you need to know about car insurance in Lynn, MA is right here.

You’ll find Lynn car insurance rates, the cheapest Lynn, MA car insurance companies, and information on Massachusetts car insurance laws. You can also compare Lynn, Massachusetts car insurance rates to Springfield car insurance rates, Brockton car insurance rates, and Fall River car insurance rates.

Ready to find affordable Lynn, MA car insurance today? Enter your ZIP code for fast, free Lynn car insurance quotes.

Cheapest Lynn, MA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lynn, MA car insurance rates? Every Lynn, Massachusetts car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lynn, Massachusetts

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,678 $3,678 $3,678 $3,678 $9,184 $9,184 $4,132 $4,132
GEICO $3,383 $3,383 $3,157 $3,157 $7,164 $7,164 $3,513 $3,513
Liberty Mutual $4,578 $4,578 $3,987 $3,987 $10,500 $10,500 $4,793 $4,793
Progressive $3,420 $3,420 $3,277 $3,277 $13,014 $13,014 $3,689 $3,689
State Farm $1,490 $1,490 $1,490 $1,490 $3,268 $3,268 $1,490 $1,490
Travelers $3,711 $3,711 $3,256 $3,256 $7,665 $7,665 $4,121 $4,121
USAA $2,153 $2,153 $2,118 $2,118 $5,106 $5,106 $2,382 $2,382

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Minimum Car Insurance in Lynn, MA

Every driver must carry the minimum car insurance in Lynn, MA. Take a look at the Massachusetts car insurance requirements.

Minimum Required Car Insurance Coverage in Lynn, Massachusetts

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Lynn, MA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lynn, MA to rates for a clean record with top companies.

Annual Lynn, Massachusetts Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,921 $6,043 $6,787 $3,921
GEICO $3,404 $4,756 $5,435 $3,623
Liberty Mutual $4,642 $6,459 $7,741 $5,016
Progressive $4,890 $6,949 $5,492 $6,070
State Farm $1,517 $2,095 $2,489 $1,638
Travelers $3,627 $5,060 $5,427 $4,638
USAA $2,078 $2,712 $4,640 $2,330

Cheapest Lynn, MA Car Insurance for Teen Drivers

Teen car insurance in Lynn, MA can be expensive. Take a look at rates from the top car insurance companies in Lynn for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lynn, Massachusetts

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,184 $9,184
GEICO $7,164 $7,164
Liberty Mutual $10,500 $10,500
Progressive $13,014 $13,014
State Farm $3,268 $3,268
Travelers $7,665 $7,665
USAA $5,106 $5,106

Cheapest Lynn, MA Car Insurance for Seniors

Take a look at Lynn, MA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lynn, Massachusetts

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,678 $3,678
GEICO $3,157 $3,157
Liberty Mutual $3,987 $3,987
Progressive $3,277 $3,277
State Farm $1,490 $1,490
Travelers $3,256 $3,256
USAA $2,118 $2,118

Cheapest Lynn, MA Car Insurance Rates After a DUI

A DUI in Lynn, MA increases car insurance rates. Compare Lynn, Massachusetts DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lynn, Massachusetts

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,787
GEICO $5,435
Liberty Mutual $7,741
Progressive $5,492
State Farm $2,489
Travelers $5,427
USAA $4,640

Cheapest Lynn, MA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lynn, MA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lynn, Massachusetts

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,993 $5,343
GEICO $4,224 $4,384
Liberty Mutual $5,734 $6,195
Progressive $5,850 $5,850
State Farm $1,890 $1,979
Travelers $4,458 $4,918
USAA $2,857 $3,022

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Cheapest Lynn, MA Car Insurance Rates by ZIP Code

Lynn car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Lynn, MA.

Annual Car Insurance Rates by ZIP Code in Lynn, Massachusetts

ZIP Code Average Annual Rates
1901 $4,407
1902 $4,407
1904 $4,407
1905 $4,407

The Best Cheap Car Insurance Companies in Lynn, MA

Take a look at a side-by-side comparison of the top car insurance companies in Lynn, MA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lynn, Massachusetts

Insurance Company Average Annual Rates
Allstate $5,168
GEICO $4,304
Liberty Mutual $5,964
Progressive $5,850
State Farm $1,935
Travelers $4,688
USAA $2,940

Category Winners: Cheapest Car Insurance in Lynn, Massachusetts

Find the cheapest car insurance companies in Lynn, MA for each category right here.

Best Annual Car Insurance Rates by Company in Lynn, Massachusetts

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Lynn, MA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lynn car insurance rates. Find the cheapest Lynn, MA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lynn, Massachusetts

Insurance Company Low Medium High
Allstate $4,742 $5,252 $5,509
GEICO $3,976 $4,377 $4,560
Liberty Mutual $5,540 $6,047 $6,305
Progressive $5,353 $5,941 $6,256
State Farm $1,751 $1,968 $2,085
Travelers $4,226 $4,782 $5,057
USAA $2,721 $2,986 $3,113

What affects car insurance rates in Lynn, Massachusetts?

What factors can have an impact on Lynn, MA car insurance? There are several reasons why Lynn car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lynn, Massachusetts.

Commute Time in Lynn

The more time you spend in your car the higher the risk of an accident. The average commute length in Lynn, MA is 32.7 minutes according to City-Data.

Compare Car Insurance Quotes in Lynn, MA

Ready to find affordable Lynn, Massachusetts car insurance today? Enter your ZIP code for fast, free Lynn, MA car insurance quotes.

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