Compare Lyon Mountain, NY Car Insurance Rates (2021)

Car insurance in Lyon Mountain, NY averages $251 a month. Lyon Mountain, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Lyon Mountain car insurance rates, compare quotes from the top car insurance companies in Lyon Mountain, NY.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Lyon Mountain for teen drivers is GEICO
  • Average car insurance rates in Lyon Mountain, NY after a DUI are $3,993/year
  • Average car insurance rates in Lyon Mountain, NY are $3,010/year

If you need to buy Lyon Mountain, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Lyon Mountain, NY is right here.

You’ll find Lyon Mountain car insurance rates, the cheapest Lyon Mountain, NY car insurance companies, and information on New York car insurance laws. You can also compare Lyon Mountain, New York car insurance rates to Utica car insurance rates, Schenectady car insurance rates, and Buffalo car insurance rates.

Ready to find affordable Lyon Mountain, NY car insurance today? Enter your ZIP code for fast, free Lyon Mountain car insurance quotes.

Cheapest Lyon Mountain, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lyon Mountain, NY car insurance rates? Every Lyon Mountain, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lyon Mountain, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,271 $2,151 $2,127 $2,166 $6,563 $7,048 $2,275 $2,312
GEICO $1,297 $1,251 $1,263 $1,245 $2,710 $3,956 $1,170 $1,204
Liberty Mutual $3,372 $3,372 $3,142 $3,142 $6,550 $10,619 $3,372 $3,582
Nationwide $2,059 $2,059 $1,946 $1,946 $3,598 $5,344 $2,059 $2,612
Progressive $1,505 $1,421 $1,219 $1,235 $5,009 $5,594 $1,945 $1,908
State Farm $1,927 $1,927 $1,679 $1,679 $5,656 $7,293 $2,117 $2,241
Travelers $2,347 $2,356 $2,128 $2,274 $5,288 $6,216 $2,482 $2,577
USAA $1,491 $1,463 $1,346 $1,345 $6,012 $7,189 $1,899 $2,090

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Lyon Mountain, NY

Every driver must carry the minimum car insurance in Lyon Mountain, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Lyon Mountain, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Lyon Mountain, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lyon Mountain, NY. Compare credit history car insurance rates in Lyon Mountain from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lyon Mountain, New York

Insurance Company Poor Fair Good
Allstate $4,800 $2,833 $2,459
GEICO $2,207 $1,623 $1,456
Liberty Mutual $6,486 $4,253 $3,193
Nationwide $2,703 $2,703 $2,703
Progressive $3,904 $2,038 $1,498
State Farm $4,327 $2,714 $2,154
Travelers $4,411 $2,787 $2,426
USAA $4,423 $2,195 $1,945

Cheapest Lyon Mountain, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lyon Mountain, NY to rates for a clean record with top companies.

Annual Lyon Mountain, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,856 $2,856 $4,153 $3,592
GEICO $1,390 $1,515 $2,754 $1,390
Liberty Mutual $3,723 $3,723 $7,405 $3,723
Nationwide $2,073 $2,073 $4,546 $2,120
Progressive $2,414 $2,414 $2,663 $2,428
State Farm $2,920 $2,920 $3,209 $3,209
Travelers $2,756 $3,420 $3,468 $3,190
USAA $2,530 $2,572 $3,744 $2,572

Cheapest Lyon Mountain, NY Car Insurance for Teen Drivers

Teen car insurance in Lyon Mountain, NY can be expensive. Take a look at rates from the top car insurance companies in Lyon Mountain for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lyon Mountain, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,563 $7,048
GEICO $2,710 $3,956
Liberty Mutual $6,550 $10,619
Nationwide $3,598 $5,344
Progressive $5,009 $5,594
State Farm $5,656 $7,293
Travelers $5,288 $6,216
USAA $6,012 $7,189

Cheapest Lyon Mountain, NY Car Insurance for Seniors

Take a look at Lyon Mountain, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lyon Mountain, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,127 $2,166
GEICO $1,263 $1,245
Liberty Mutual $3,142 $3,142
Nationwide $1,946 $1,946
Progressive $1,219 $1,235
State Farm $1,679 $1,679
Travelers $2,128 $2,274
USAA $1,346 $1,345

Cheapest Lyon Mountain, NY Car Insurance Rates After a DUI

A DUI in Lyon Mountain, NY increases car insurance rates. Compare Lyon Mountain, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lyon Mountain, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,153
GEICO $2,754
Liberty Mutual $7,405
Nationwide $4,546
Progressive $2,663
State Farm $3,209
Travelers $3,468
USAA $3,744

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Lyon Mountain, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lyon Mountain, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lyon Mountain, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,319 $3,409
GEICO $1,710 $1,814
Liberty Mutual $4,514 $4,774
Nationwide $2,703 $2,703
Progressive $2,480 $2,480
State Farm $2,957 $3,172
Travelers $3,208 $3,208
USAA $2,826 $2,883

Cheapest Lyon Mountain, NY Car Insurance Rates by ZIP Code

Lyon Mountain car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Lyon Mountain, NY.

Annual Car Insurance Rates by ZIP Code in Lyon Mountain, New York

ZIP Code Average Annual Rates
12952 $3,051
12955 $3,052

The Best Cheap Car Insurance Companies in Lyon Mountain, NY

Take a look at a side-by-side comparison of the top car insurance companies in Lyon Mountain, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lyon Mountain, New York

Insurance Company Average Annual Rates
Allstate $3,364
GEICO $1,762
Liberty Mutual $4,644
Nationwide $2,703
Progressive $2,480
State Farm $3,065
Travelers $3,208
USAA $2,854

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Category Winners: Cheapest Car Insurance in Lyon Mountain, New York

Find the cheapest car insurance companies in Lyon Mountain, NY for each category right here.

Best Annual Car Insurance Rates by Company in Lyon Mountain, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

Cheapest Lyon Mountain, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lyon Mountain car insurance rates. Find the cheapest Lyon Mountain, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lyon Mountain, New York

Insurance Company Low Medium High
Allstate $3,197 $3,354 $3,542
GEICO $1,677 $1,757 $1,852
Liberty Mutual $4,456 $4,628 $4,848
Nationwide $2,573 $2,685 $2,851
Progressive $2,364 $2,468 $2,607
State Farm $2,914 $3,081 $3,199
Travelers $3,066 $3,181 $3,378
USAA $2,786 $2,844 $2,933

What affects car insurance rates in Lyon Mountain, New York?

What factors can have an impact on Lyon Mountain, NY car insurance? There are several reasons why Lyon Mountain car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lyon Mountain, New York.

Commute Time in Lyon Mountain

The more time you spend in your car the higher the risk of an accident. The average commute length in Lyon Mountain, NY is 27.5 minutes according to City-Data.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Compare Car Insurance Quotes in Lyon Mountain, NY

Ready to find affordable Lyon Mountain, New York car insurance today? Enter your ZIP code for fast, free Lyon Mountain, NY car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption