Compare Lyons, IL Car Insurance Rates (2021)

Car insurance in Lyons, IL averages $321 a month. Lyons, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Lyons car insurance rates, compare quotes from the top car insurance companies in Lyons, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Lyons for teen drivers is Liberty Mutual
  • Average car insurance rates in Lyons, IL after a DUI are $4,542/year
  • The cheapest car insurance company in Lyons is Liberty Mutual

If you need to buy Lyons, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Lyons, IL is right here.

You’ll find Lyons car insurance rates, the cheapest Lyons, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Lyons, Illinois car insurance rates to Rockford car insurance rates, Aurora car insurance rates, and Elgin car insurance rates.

Ready to find affordable Lyons, IL car insurance today? Enter your ZIP code for fast, free Lyons car insurance quotes.

Cheapest Lyons, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lyons, IL car insurance rates? Every Lyons, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lyons, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,772 $3,788 $3,957 $3,957 $9,964 $12,951 $4,539 $4,908
American Family $2,733 $2,733 $2,507 $2,507 $7,872 $10,868 $2,733 $3,537
Farmers $2,816 $2,815 $2,487 $2,640 $12,708 $13,273 $3,223 $3,356
GEICO $1,864 $1,931 $1,827 $2,063 $7,024 $7,271 $2,222 $2,298
Liberty Mutual $1,439 $1,551 $1,190 $1,331 $5,053 $5,621 $1,503 $1,582
Nationwide $2,462 $2,498 $2,189 $2,313 $6,985 $8,947 $2,890 $3,128
Progressive $2,507 $2,343 $2,080 $2,179 $9,513 $10,660 $2,984 $3,218
State Farm $1,757 $1,757 $1,592 $1,592 $5,658 $7,129 $1,994 $2,315
Travelers $1,696 $1,787 $1,569 $1,670 $5,178 $6,557 $1,795 $1,889
USAA $1,717 $1,730 $1,598 $1,554 $5,724 $6,277 $2,253 $2,451

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Minimum Car Insurance in Lyons, IL

Every driver must carry the minimum car insurance in Lyons, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Lyons, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Lyons, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lyons, IL. Compare credit history car insurance rates in Lyons from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lyons, Illinois

Insurance Company Poor Fair Good
Allstate $7,605 $5,511 $4,823
American Family $5,891 $4,018 $3,400
Farmers $6,129 $5,184 $4,930
GEICO $5,335 $2,590 $2,012
Liberty Mutual $3,402 $2,132 $1,693
Nationwide $4,692 $3,786 $3,302
Progressive $5,030 $4,295 $3,982
State Farm $4,325 $2,590 $2,008
Travelers $3,361 $2,733 $2,208
USAA $3,866 $2,669 $2,204

Cheapest Lyons, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lyons, IL to rates for a clean record with top companies.

Annual Lyons, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,213 $7,298 $6,806 $5,602
American Family $3,265 $4,607 $6,169 $3,704
Farmers $4,566 $5,908 $5,760 $5,425
GEICO $2,212 $3,417 $5,028 $2,593
Liberty Mutual $2,000 $2,859 $2,502 $2,274
Nationwide $3,160 $4,096 $4,818 $3,632
Progressive $3,638 $5,464 $4,041 $4,599
State Farm $2,695 $3,253 $2,974 $2,974
Travelers $2,193 $2,892 $3,229 $2,756
USAA $2,065 $2,994 $4,095 $2,499

Cheapest Lyons, IL Car Insurance for Teen Drivers

Teen car insurance in Lyons, IL can be expensive. Take a look at rates from the top car insurance companies in Lyons for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lyons, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,964 $12,951
American Family $7,872 $10,868
Farmers $12,708 $13,273
GEICO $7,024 $7,271
Liberty Mutual $5,053 $5,621
Nationwide $6,985 $8,947
Progressive $9,513 $10,660
State Farm $5,658 $7,129
Travelers $5,178 $6,557
USAA $5,724 $6,277

Cheapest Lyons, IL Car Insurance for Seniors

Take a look at Lyons, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lyons, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,957 $3,957
American Family $2,507 $2,507
Farmers $2,487 $2,640
GEICO $1,827 $2,063
Liberty Mutual $1,190 $1,331
Nationwide $2,189 $2,313
Progressive $2,080 $2,179
State Farm $1,592 $1,592
Travelers $1,569 $1,670
USAA $1,598 $1,554

Cheapest Lyons, IL Car Insurance Rates After a DUI

A DUI in Lyons, IL increases car insurance rates. Compare Lyons, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lyons, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,806
American Family $6,169
Farmers $5,760
GEICO $5,028
Liberty Mutual $2,502
Nationwide $4,818
Progressive $4,041
State Farm $2,974
Travelers $3,229
USAA $4,095

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Cheapest Lyons, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lyons, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lyons, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,980 $5,980
American Family $4,380 $4,493
Farmers $5,415 $5,415
GEICO $3,257 $3,368
Liberty Mutual $2,409 $2,409
Nationwide $3,927 $3,927
Progressive $4,436 $4,436
State Farm $2,901 $3,048
Travelers $2,658 $2,877
USAA $2,832 $2,995

The Best Cheap Car Insurance Companies in Lyons, IL

Take a look at a side-by-side comparison of the top car insurance companies in Lyons, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lyons, Illinois

Insurance Company Average Annual Rates
Allstate $5,980
American Family $4,436
Farmers $5,415
GEICO $3,312
Liberty Mutual $2,409
Nationwide $3,927
Progressive $4,436
State Farm $2,974
Travelers $2,768
USAA $2,913

Category Winners: Cheapest Car Insurance in Lyons, Illinois

Find the cheapest car insurance companies in Lyons, IL for each category right here.

Best Annual Car Insurance Rates by Company in Lyons, Illinois

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Cheapest Lyons, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lyons car insurance rates. Find the cheapest Lyons, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lyons, Illinois

Insurance Company Low Medium High
Allstate $5,799 $5,974 $6,166
American Family $4,265 $4,599 $4,445
Farmers $5,126 $5,271 $5,847
GEICO $3,001 $3,309 $3,627
Liberty Mutual $2,270 $2,404 $2,552
Nationwide $3,874 $3,967 $3,939
Progressive $4,033 $4,419 $4,855
State Farm $2,800 $2,980 $3,144
Travelers $2,584 $2,764 $2,954
USAA $2,713 $2,912 $3,114

What affects car insurance rates in Lyons, Illinois?

What factors can have an impact on Lyons, IL car insurance? There are several reasons why Lyons car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lyons, Illinois.

Commute Time in Lyons

The more time you spend in your car the higher the risk of an accident. The average commute length in Lyons, IL is 29.1 minutes according to City-Data.

Compare Car Insurance Quotes in Lyons, IL

Ready to find affordable Lyons, Illinois car insurance today? Enter your ZIP code for fast, free Lyons, IL car insurance quotes.

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